SavingMan vs くらしの収支

Have CDs at more than one bank? Keep maturity dates and interest payments together in SavingMan, so you can see what is due next without checking each record separately. Manually record CDs, term deposits and fixed-rate bonds with defined maturities, estimate contractual interest, and keep withdrawal and renewal history. Start free with up to 10 active contracts, basic reminders and complete JSON backup. Free iPhone and iPad widgets show upcoming dates. Pro adds unlimited records, private iCloud sync across iPhone, iPad and Mac, and the full Earnings Center for planning principal and interest cash flow, plus CSV, calendar tools and optional tax estimates. Pro is a one-time purchase with no subscription. A 30-day free trial does not automatically renew or charge you. • Complete records: Keep principal, currency, bank, rate or APY, term, deposit and maturity dates, interest schedule, family member, and notes together, with exact large-amount display. • Maturity and interest reminders: Track interest paid at maturity, monthly, quarterly, semiannually, or annually. Control interest reminders separately, then snooze a notification or open the matching record. • Clear earnings: Review estimated interest and the next 12 months of principal and interest cash flow. Optional interest-tax estimates separate pre-tax interest, estimated tax, and after-tax interest. Multi-currency summaries can use ECB reference rates. • Guided withdrawal and renewal: Preview an early or maturity withdrawal before saving it, handle full or partial amounts, and confirm new dates, terms, rates, and interest schedules when the bank changes renewal terms. • Traceable and correctable: Review all disposition history, the contract before each action, and the renewed contract. The latest eligible action can be undone safely inside the app. • Private and recoverable: Core data stays on your device. On Apple platforms, private iCloud sync keeps iPhone and Mac records aligned. Complete JSON backup is free. The macOS app adds a desktop sidebar, search, keyboard workflows, and light or dark appearance. SavingMan Pro unlocks unlimited records, CSV import/export, iCloud, calendar tools, the full Earnings Center, interest-tax estimates, and a separate earnings window. SavingMan does not connect to bank accounts or execute deposits, withdrawals, or investments. Interest, tax, exchange-rate, and withdrawal results are estimates based on your entries; confirm final amounts with the bank, issuer, and applicable local rules. • A quick glance from your Home Screen: Free iPhone and iPad widgets show upcoming principal maturities and interest payment dates with countdowns. Tap to open the matching deposit. Small widgets show one event; medium widgets show three. Add SavingMan through the Home Screen widget gallery. Names and amounts are hidden by default and optional in app Settings; Privacy Lock keeps them hidden. The system controls widget refresh timing; opening the app updates its data.

「くらしの収支」は、続けやすさにこだわったシンプルな家計簿アプリです。 ■ かんたん記録 支出・収入・振替をワンタップで記録。メモ機能や、複数レシートをまとめて入力できる金額の足し算入力にも対応しています。 ■ わかりやすい集計 支出と収入をドーナツグラフで可視化。カテゴリ別の内訳や、変動費・固定費を分けた収支バランスもひと目で確認できます。 ■ 予算管理 カテゴリごとに毎月の予算を設定。使いすぎをすぐに把握でき、翌月への自動持ち越しにも対応しています。 ■ 固定費の管理 家賃や電気代などの固定費を、毎週・毎月・年払いなど自由な頻度で登録可能。月額換算して収支に自動反映します。 ■ 自分好みにカスタマイズ カテゴリのアイコン・名前・色は自由に編集可能。並び替えも長押しのドラッグ操作でかんたんに行えます。 ■ プレミアムプラン ・バナー広告を非表示 ・過去データを無制限に閲覧（フリープランは直近3ヶ月分） ・カテゴリを無制限に追加（フリープランは10個まで） ・ダークモード ・CSV出力 シンプルながら痒いところに手が届く家計簿を目指しています。ぜひお試しください。 利用規約: 利用規約: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/