Magnus Pay vs Worthia

Magnus Pay is a non-custodial mobile wallet for sending and receiving digital dollars, dong, and euros. Built on Magnus, a new Layer 1 blockchain designed for stablecoin payments in emerging markets. What's different about Magnus Pay: Pay transaction fees in any stablecoin you hold. Most wallets force you to keep a separate "gas token" alongside the currency you actually use. Magnus removes that. Send 100 mVND, pay the fee in mVND. Send 50 mUSD, pay in mUSD. Pick your fee currency from the bottom sheet on the send screen. Settles in 300 milliseconds. Magnus uses Commonware Simplex consensus, which finalizes transactions in roughly a third of a second. The wallet shows you the elapsed time on the send confirmation screen. Cash out to a Vietnamese bank account. Send digital dong, receive VND in your bank account via VietQR. Works with banks supporting NAPAS 247. Three stablecoins live today: mUSD (US dollar), mVND (Vietnamese dong), and mEUR (euro). All maintain their peg via on-chain FX reporters that publish rates every minute. What's in the wallet: - Send and receive stablecoins via QR code or wallet address - Multi-currency fee picker - Transaction history with block explorer links - Cloud account backup via Google sign-in - Local currency display (USD by default, switchable) - Faucet for getting test tokens during the Magnus devnet phase Magnus is fully open source. The wallet, the chain node, the FX reporters, the precompiles. Source at github.com/Magnus-Foundation. This app does not custody your funds. Your seed phrase is generated on your device and never leaves it. Magnus does not have the ability to freeze your account, reverse your transactions, or recover your wallet without your backup. The optional Cloud Account Backup feature uses Google sign-in plus threshold cryptography to let you recover your wallet on a new device. Magnus Pay is currently running against the Staccato devnet. Mainnet launch follows in Q3 2026.

Worthia brings everything you own into one private net worth: crypto wallets, gold and silver, cash in any currency, stocks and funds, property and debts. Add public wallet addresses for Ethereum, Bitcoin, Solana, Arbitrum and Optimism to see holdings and performance without connecting a wallet or sharing private keys. Gold, silver and currencies are valued live — grams, ounces or Turkish coins like çeyrek and Ata. For stocks, ETFs and funds you enter the price, and Worthia reminds you to update it. Balances on an exchange, a cold wallet, in staking or in a DeFi position go in by hand, and borrowed positions count against the total, so the number on your dashboard is the real one. WHY WORTHIA • Crypto wallets, gold, silver, currencies, stocks and funds in one net worth • Live gold, silver and exchange rates; your own prices for stocks and funds • Buy and sell history for every holding • Assets and liabilities together as one true net worth • Your portfolio grouped by asset class, with each class's share • Price alerts for coins, gram or ounce gold, silver and currency pairs • Separate portfolios for family members or a company • Switch between USD, EUR, GBP, TRY and BTC at a tap • Home Screen widget that keeps crypto, gold and currency values fresh • Available in English, Turkish, Spanish, German and French • Keep control: Worthia never asks for private keys or seed phrases SEPARATE PORTFOLIOS, ONE APP Track a partner's wallets, a company's holdings, or a long-term stash as its own portfolio. Switch between them, or see everything combined, without the numbers running into each other. ALERTS THAT ARRIVE IN TIME Set price and portfolio rules and let Worthia watch them for you, no account needed. Rules are checked about every 15 minutes — not in real time — and delivery is confirmed rather than assumed, so an alert that fails to arrive is retried instead of lost. Using Worthia without cloud backup? Coin price alerts work as they are; portfolio alerts are an opt-in that shares only coin amounts, never wallet addresses. PRIVATE BY DEFAULT Cloud backup is yours to switch on or off. Leave it off and your wallets never leave this phone. Lock the app behind Face ID, and hide every balance with a single tap when someone is reading over your shoulder. WORTHIA PRO Upgrade for profit and loss on every holding (average cost, realized and unrealized), advanced analytics with allocation by asset class, the NFT gallery, CSV export, unlimited portfolios and up to 20 custom alerts. Choose Monthly, Yearly or Lifetime access. Worthia is read-only and cannot sign or execute transactions. Market data is for informational purposes only and is not financial advice. Prices: crypto, gold, silver and exchange rates are provided by CoinGecko and refresh about every 10 minutes. Gold coins are valued at their pure-gold content; jeweler prices can differ. Stock and fund prices are the ones you enter. LEGAL Terms of Use (EULA): https://worthia-app.web.app/terms.html Privacy Policy: https://worthia-app.web.app/privacy.html