WealthSnap vs Expense Manager

WealthSnap shows everything you own and owe in one place, and how it changes over time. Add your accounts yourself: cash, savings, stocks, ETFs, crypto, gold, pension, property, vehicles, loans and credit cards. There is no bank login and no account linking. You enter the numbers, and they stay yours. EVERYTHING IN ONE TOTAL • One net worth figure across every account and currency • Accounts grouped by category, with assets and liabilities side by side • A net worth chart built from the snapshots you take • What Changed: each move in your net worth, explained, on the Overview and on each group of accounts • Cash Exposure: your cash by currency, and the share of each • Put two fingers on a chart to measure the change between two dates INVESTMENTS • Record buys, sells, deposits, withdrawals and dividends for each position • Prices for stocks, ETFs, crypto and metals (live with PRO; free: updated about once an hour) • Track cold wallets and offline holdings without connecting anything EVERYDAY MONEY • Log expenses and income by category • Budgets: a monthly limit, category caps, breakdowns and a pace detail for each month • Savings rate by month, and the total you saved over time • Shake your iPhone to hide your amounts • Keep accounts in different currencies and see one total in your own WEALTHSNAP PRO An optional subscription unlocks: • Your real profit: cost basis, average price, gains, fees and currency effect • Live prices and a Markets watchlist • Charts for every account, over any date range • Rebuilt history: your charts start before your first snapshot, rebuilt from your transactions • Unlimited snapshots and check-ins (free: 2 snapshots a month, one check-in a week) • Automatic snapshots on a schedule, and at new highs and lows • Transfers, swaps and loan pay-downs • Unlimited recurring schedules (free: one active schedule) • Invest, Budget and Available Cash in the currency you choose • Cash Exposure history, and an alert when a currency passes your limit • iCloud sync between your devices, restore and a full export file • Five more themes, each in light and dark • Priority support Payment is charged to your Apple Account. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. You can manage or cancel it in your Apple Account settings. Privacy policy: https://craftingbytes.eu/wealthsnap-privacy.html Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Rialto is an AI budget, expense tracker and investment app that keeps the books for you. You pay for coffee with Apple Pay and the expense is already recorded: on the right account, with the category worked out, without opening the app. It is the only part you set up once — the app walks you through it in three minutes — and after that you touch nothing. WHAT YOU SEE EVERY DAY - What you have, what went out today, what is left of the budget - A budget you can keep per category, as a single ceiling, or as envelopes per account - A month that starts on payday instead of the first, because that is the span a given sum has to cover - An end-of-month forecast built on your own pace, not on a generic average ALL OF YOUR MONEY - Current accounts, cash, cards, savings accounts - ETFs, shares, bonds, crypto and metals, with prices that update themselves and coupons that credit themselves - Recurring investment plans that record themselves when they fall due - An emergency fund measured on the spending you genuinely could not cut YOUR BANK STATEMENT, IN TWENTY SECONDS Import CSV, Excel (.xlsx and .xls), OpenDocument and exported Numbers files. Rialto works out the columns by itself, spots duplicates and lets you choose what to keep. Export to CSV whenever you like, no permission needed. THE COACH, IF YOU WANT IT Questions about your numbers, answered with your numbers. On iPhones with Apple Intelligence it runs on the device, with no key and no network. Or connect the model you prefer with your own key, or one running on your own computer. Set up nothing, and no request ever leaves. WHERE YOUR DATA LIVES On your phone. If you turn on iCloud, in your iCloud too. There is no account to create, no Rialto server and nobody looking: whoever develops the app never receives a single number. The backup is a file you take with you. FREE FOREVER Recording transactions, categories and budgets across three accounts. The charts, the statistics, the CSV export. No limit on how many transactions, no expiry date. RIALTO PRO Unlocks what works in your place: expenses that record themselves through Apple Pay, prices that update, the coach, Home Screen widgets, unlimited accounts, full backup and restore, and the month that follows your salary. Monthly or yearly, or a single payment. If you ever stop, you lose nothing you have written: only the automations stop. ON YOUR WRIST The Apple Watch app shows what is left to spend until payday, the expenses waiting to be confirmed, your net worth and your balances. Cash spent at the bar goes in with a turn of the Digital Crown, without taking the phone out. Complications put the figure on your watch face. Terms of Use: https://nicolomarinangeli.github.io/termini/ Privacy Policy: https://nicolomarinangeli.github.io/privacy/