Novac vs Subsify

Novac is your all-in-one personal finance companion — built for people who want clarity over their money without the complexity. Whether you're tracking daily spending, managing monthly subscriptions, paying down credit card debt, or saving toward a big goal, Novac keeps everything in one place and works completely offline. EXPENSE & INCOME TRACKING Quickly log income and expenses by category. Search, filter, and review your full transaction history at a glance. Add entries by voice for hands-free capture, or paste a bank notification and let Novac parse it automatically — compatible with Bancolombia, Nequi, Davivienda, and Nu Colombia. RECURRING PAYMENTS Never lose track of a subscription or recurring bill. Novac lets you schedule recurring entries by day, week, month, or year, view them on a calendar, and mark them as paid — with support for variable amounts when the bill changes. CREDIT CARD MANAGEMENT Track multiple credit cards in one place. Monitor your balance, debt per card, and payment due dates. Novac surfaces personalized recommendations to help you pay smarter and reduce interest. SAVINGS GOALS Set financial goals with target amounts and timelines — whether it's a vacation, a new car, or an emergency fund. Track your progress visually and stay motivated as you get closer to each milestone. ANALYTICS & INSIGHTS Understand where your money goes with interactive charts broken down by category and time period — daily, weekly, monthly, or yearly. Spot trends, cut unnecessary spending, and make informed decisions. OFFLINE FIRST Novac stores everything locally on your device. No internet required. Your data is always available, fast, and private. THEMES & PERSONALIZATION Choose between light and dark mode — or let Novac follow your system preference. Built with a clean, modern design that stays out of your way. Download Novac and start building financial habits that actually stick.

Your subscriptions. All under control. Organize your services, plan for upcoming bills, and keep track of family-plan contributions with Subsify. EVERYTHING IN ONE PLACE Track subscriptions and free trials. Find services in the catalog or add your own with an amount, currency, billing frequency, and date. See your estimated monthly spending and annual projection. CALENDAR AND REMINDERS See upcoming billing dates and choose when to receive reminders. FAMILY PLANS Split the amount between members and manually track their contributions for each billing period. DETAILS AND HISTORY Update the plan, renewal, and reminders from each subscription. Enable manual payment tracking to keep your own history. MAKE IT YOURS Available in English and Spanish, with light, dark, and system appearance. Supports currencies across Latin America and the Caribbean, plus USD, EUR, and PLN. Currencies stay separate, with no automatic conversion. YOUR RECORDS ACROSS DEVICES Sign in to sync your records. View and edit data saved on your device while offline; changes sync when you reconnect. Subsify does not charge you for services, connect to your bank, or cancel provider contracts. Dates, amounts, payments, and contributions are manually entered records, not bank-verified transactions. Reminder delivery depends on device permissions and restrictions. Catalog trademarks identify services; Subsify is not affiliated with their providers. Support: apps@pixeltec.mx