Comparison

Finidesk vs Smart Allowance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finidesk

Features
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A Finidesk é uma ferramenta gratuita de organização financeira feita especialmente para famílias. Com ela, você pode controlar despesas, planejar o futuro e tomar decisões com mais clareza e propósito. Nossa missão é ajudar famílias a saírem das dívidas e construírem um futuro financeiro sólido através de uma interface simples e intuitiva.

About

Smart Allowance

Features
Read full description

You create the chores, your kids do them, and when you approve, their points turn into allowance. It's that simple. Smart Allowance turns household chores, schoolwork, and responsibility into a game - with dashboards, points, and rules each family sets for itself. Every week, an email report with each kid's chores, the week's charts, and a money tip. An allowance done right teaches the essentials - planning, responsibility, and the value of work - preparing kids for a lifetime of money decisions. All in an app that's simple, motivating, and fun. HOW IT WORKS 1. You add the chores at home and at school, decide how many points each one is worth and which child it belongs to. 2. Your child opens the app, sees what needs doing and marks it as finished, attaching a photo as proof if you like. 3. You get the chore to review, approve it or ask for it again, and the points land in the balance right away. 4. Points become money at the conversion rate you choose, with the whole history recorded. FOR PARENTS • A dashboard with the balance, the pending chores and how each child is doing • One-time or recurring chores, worth the points you decide • Approval with the photo your child sent as proof • Full history of what was done, approved and paid • Several children and more than one parent in the same family FOR KIDS • Their own space, simple and colorful, with a separate login • A clear list of what to do today and what each chore is worth • Point balance and what it is worth, always in sight • A celebration for every approved chore SUBSCRIPTION You start with a free trial period to use with the whole family. After that, the Smart Allowance Pro subscription unlocks every feature, monthly or yearly, and can be canceled at any time in your iPhone Settings. Terms of use: https://smartallowance.app/terms-of-use.html Privacy policy: https://smartallowance.app/privacy-policy.html

Screenshots

Finidesk2 screens
Smart Allowance4 screens

Verdict

The call

The clearest difference is in-app purchases: Finidesk at none against Smart Allowance's 2. Finidesk also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.0). Smart Allowance's advantage is update cadence (every 5 days vs every 6 weeks). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Smart Allowance sells 2 in-app purchases, starting at $3.90 per month. Finidesk asks for nothing beyond the download.

UpkeepUpdate frequency

Finidesk ships an update every 6 weeks, Smart Allowance every 5 days. The most recent releases landed on October 12, 2026 and October 29, 2026 respectively.

Scorecard4 real differences · 2 level
Finidesk versus Smart Allowance: the parameters behind the verdict, then further details
ParameterFinideskSmart Allowance
PriceFreeFree
Update frequencyEvery 6 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size44 MB2 MB
Age rating4+4+
DeveloperFinideskMESADA INTELIGENTE EDUCACAO FINANCEIRA LTDA

In-app purchases

None

Finidesk

No in-app purchases

2 purchases

Smart Allowance

Subscriptions2
  • Smart Allowance Pro Monthly$3.901 Month
  • Smart Allowance Pro Yearly$32.901 Year

Questions

Is Finidesk free?
Finidesk is free to download, with no in-app purchases.
Is Smart Allowance free?
Smart Allowance is free to download, with in-app purchases available.
Do Finidesk or Smart Allowance have ads?
Neither Finidesk nor Smart Allowance shows ads.
Which is updated more often, Finidesk or Smart Allowance?
Finidesk ships an update every 6 weeks, and Smart Allowance every 5 days. Most recently, Finidesk was updated on October 12, 2026 and Smart Allowance on October 29, 2026.

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