Expense Trail vs Tellspend

Expense Trail gives you a clear, private view of where your money goes — without ads, without selling your data, and without ever requiring an account. Most money apps want your bank login, your spending habits, or your attention to show you ads. Expense Trail does none of that. Start logging expenses the moment you install it. No sign-up. No tracking. Just your finances, exactly as they are. When you want more — cloud backup, multi-device sync, or sharing with family — it's all there. All optional. LOG IN SECONDS Add an expense with a category, payment method, notes, tags, a custom date, and an optional receipt photo. Record income. Move money between wallets with full multi-currency support. Search, filter by amount or tag, sort, and export to CSV — everything you'd expect from a premium finance app, without the noise. BUDGETS THAT WORK FOR YOU Set monthly spending limits by category, payment method, or wallet. See at a glance how you're doing, and get an alert before you overspend — not after. Track a no-spend streak for consecutive days without discretionary spending to build better financial habits. REPORTS — UNDERSTAND YOUR PATTERNS • Summary — daily, weekly, or monthly breakdowns; top spending categories; budget utilization; period-over-period comparisons • Cash Flow — long-term income and spending trends (with cloud sync) • Goals — all your savings targets in one place • Bills — 14-day calendar of upcoming scheduled expenses and income PLANNING TOOLS • Wallets — multiple accounts, multi-currency, opening balances • Savings Goals — milestones, deadlines, and contribution tracking • Recurring Entries — any frequency: daily, weekly, monthly, or yearly • Purchase Wishlist — add items, wait 48 hours, then decide. Fewer impulse buys, instantly. • Balance Adjustments — reconcile when numbers don't match SPLIT & SHARE Split bills without a shared account. Use TRAIL- invite codes or QR codes to connect with contacts. Track who owes what, settle up in-app, and share a household ledger when cloud sync is on. SMART REMINDERS (OPTIONAL) Budget alerts, daily logging nudges, weekly and monthly summaries, goal milestones, bill reminders, split settle-up prompts — and location-triggered reminders when you arrive at or leave a saved place. Your location is processed on-device and never leaves your phone. YOUR DATA, YOUR CONTROL • Export to CSV or JSON at any time • Password-encrypted backups you can import on any device • Optional 12-word recovery phrase for end-to-end encrypted cloud sync • Automated backups to Google Drive, Dropbox, WebDAV, S3, and more • LAN sync between your devices on the same Wi-Fi — no internet needed • Home screen and lock screen widgets, quick actions from your app icon PRIVACY & SECURITY PIN lock, Face ID / Touch ID biometric unlock, stealth mode (hides all amounts from view), and screenshot blocking. End-to-end encrypted sync uses a recovery phrase only you hold. No ads. No data profiling. Nothing ever sold. Add your first expense in under a minute. Reports and insights come free. No account required. Enable sync only when you want it. Questions? support@expensetrail.app Website: https://expensetrail.app/en Privacy: https://expensetrail.app/en/privacy Terms: https://expensetrail.app/en/terms

Say what you spent, the way you’d tell a friend: “taxi from the airport 450 baht and an eSIM for 12 dollars.” Tellspend turns it into two expenses for you to check and save. Each keeps its own currency, and the month adds up in yours. SAY IT, TYPE IT OR SNAP IT - Tap the mic and talk. Name several expenses in one sentence, and each becomes its own entry. - Or type a quick line, like “coffee 4”. - Photograph a receipt, or pick up to 5 screenshots of your bank’s payments. Payments you’ve already saved are marked. - Amount, currency, category and date are filled in, and nothing is saved until you check it. - Talk in English, Russian, Spanish, German, French, Italian or Portuguese. The app comes in the same 7 languages. EVERY CURRENCY, ONE TOTAL - More than 150 currencies. Each expense keeps the amount and currency you paid. - Totals are in your base currency, at the rate of the day you spent the money. - Give cash, cards and savings their own accounts, each in its own currency. Say “changed 200 dollars to baht” and it’s saved as an exchange between them, which doesn’t count as spending. - Moved countries? Switch your base currency, and every total is recounted. SUBSCRIPTIONS AND BILLS - Subscriptions, rent and regular bills in one list, with what they cost a month in your currency. - Say “gym 30 a month” to add one, and today’s payment is logged with it. - A reminder comes before each charge, and on the day the payment waits on Home for you to check. - Tellspend spots likely subscriptions in your expenses and in bank statements you import. REPORTS AND BUDGETS - The month or the year by category, your spending by month against your average, and each account’s balance. Filter by account or currency. - Set a monthly budget and see what’s left, with alerts at 80% and 100%. - Search every entry by note, category, amount or place. FROM THE HOME SCREEN - The Quick log widget starts a voice entry with one tap, and This month shows your spending. There are Lock Screen widgets too. - Start a voice entry from Control Center, the Action button or Siri: “Log an expense in Tellspend.” - With a Shortcuts automation, Apple Pay payments land in Tellspend, ready to check. YOUR DATA - Your entries are stored on your iPhone. You don’t need an account, and Tellspend never asks for bank logins. - With Pro, sign in with Apple, Google or email for an encrypted backup and sync. - Voice, text and photos are sent off your iPhone to be read into a draft. Recordings and photos aren’t kept. - No ads, and your data is never sold. - Export to CSV on any plan, import a CSV from your bank, and delete all your data in Settings. FREE AND PRO Free: unlimited entries by hand and 30 notes a month by voice, text or photo. A note counts once, however many expenses it holds. Free also covers accounts in 2 currencies, reports for the last 3 months, the monthly budget, subscriptions, widgets, and CSV import and export. Pro: unlimited notes, accounts in every currency, a limit for each category, your own categories, reports for every month and year, and backup and sync on up to 5 devices. Tellspend Pro is an auto-renewing monthly or yearly subscription. The yearly plan starts with a 7-day free trial for first-time subscribers. The app shows the price in your currency before you subscribe. Payment is charged to your Apple Account when you confirm the purchase, or when the trial ends. The subscription renews automatically unless you cancel it at least 24 hours before the current period ends. Cancel anytime in your iPhone’s Settings: tap your name, then Subscriptions. Terms of Use: https://tellspend.app/terms Privacy Policy: https://tellspend.app/privacy Questions: support@tellspend.app