Money Saver vs Masarify Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Saver
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Money. Beautifully tracked. Money Saver is the quietly intelligent journal for your money — calm where other finance apps are loud, and fluent in Arabic and English from the very first screen. Log a transaction in seconds, see where your month is going, and never get surprised by a bill or a forgotten debt again. EVERYDAY MONEY • Log income, expenses and transfers in a tap • Organize across cash, bank, card and savings accounts • 29 built-in categories, plus your own custom categories (Pro) • Track accounts in 40+ currencies • Powerful search and filters to find anything BILLS & SUBSCRIPTIONS • Track recurring bills and subscriptions • Get reminded 24 hours before anything is due • Mark as paid and keep a clean history DEBTS — THE ONE OTHER APPS FORGET • Track money you lent and money you owe • Record partial payments and see full history • Reminders so nobody forgets who owes what BUDGETS & REPORTS • Set monthly budgets with 80% and over-budget alerts • Beautiful charts and trends to see the shape of your month • Build a daily logging streak that keeps you consistent PRIVATE BY DESIGN • No App Tracking Transparency prompt — we don't follow you around • We never sell your financial data • Lock the app behind Face ID or Touch ID • Delete your account and all your data anytime MADE FOR BOTH LANGUAGES • Full Arabic and English, with proper right-to-left layout • Not a translation — designed in both languages from day one ALSO INCLUDED • Home Screen widgets: today's spend, next bill, debts summary • Encrypted backup and restore • Works offline; syncs securely across your devices MONEY SAVER PRO Go further — and go ad-free: • Unlimited accounts and budgets • Full reports: trends, history and custom ranges • Custom categories, CSV export and more • No ads Pro is an auto-renewable subscription: • Monthly — $4.99/month • Yearly — $39.99/year, with a 7-day free trial • Lifetime — $99.99 one-time Prices may vary by region. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Privacy Policy: https://moneyssaver.moawiyathaher.com/privacy Terms of Use: https://moneyssaver.moawiyathaher.com/terms
Masarify Expense Tracker
Manage your money offline with this personal finance app. Track expenses, set budgets, and utilize voice input and an AI assistant for financial insights. Data stays on your device for maximum privacy.
- Offline financial control
- Voice transaction entry
- AI money assistant
- Budget planning
- Savings goals
- Data export (CSV, PDF, JSON)
- PIN and biometric app lock
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Masarify is your personal money manager and expense tracker — full financial control offline, with voice input and an AI money assistant, in Arabic and English. Track every expense and income, see exactly where your money goes, set budgets and savings goals, and stay in control — your finances stay on your phone by default. Everything runs on your phone. No account required. No ads. Optional Google Drive backup only if you want it. BUDGET PLANNER & SPENDING TRACKER • Build budgets across one or many categories and watch your progress in real time • Clear analytics: spending pace, biggest spending categories, cash-flow charts, and a daily spending heatmap • Daily spending analysis and spending patterns at a glance VOICE TRANSACTION ENTRY Just say it — "lunch 120 pounds" or "صرفت ١٢٠ جنيه على الغدا" — and Masarify turns your words into a categorized transaction. Voice expense input understands Egyptian Arabic dialect, Modern Standard Arabic, and English. No typing, no menus. EXPENSE CATEGORIES & MULTI-WALLET • Log expenses, income, and transfers in seconds with smart category suggestions and automatic expense categorization • Manage multiple wallets — cash, bank, savings, and credit card — each with a running balance RECURRING BILLS & SUBSCRIPTIONS • Schedule recurring bills and subscriptions (rent, internet, streaming) that record themselves automatically • Bill reminders and recurring bill tracking; auto-pay due bills from the wallet you choose SAVINGS GOALS • Set savings goals and track contributions toward them over time YOUR AI MONEY ASSISTANT Chat with your finances in plain language. Your AI money assistant (powered by Gemini) gives spending insights and money-management tips — ask "how much did I spend on coffee last month?", and let it create transactions, budgets, and goals for you. EXPORT & SECURITY • Export your data anytime to CSV, PDF, or a full JSON backup • Lock the app with a PIN and optional fingerprint or face unlock MASARIFY PRO Pro unlocks the features you reach for most: • Unlimited voice memos, with longer recordings • More AI assistant messages every day • Unlimited wallets, budgets, savings goals, and custom categories • Compare periods and go deeper in your analytics • Automatic scheduled Google Drive backups Monthly or yearly subscription — manage or cancel anytime in your App Store account. PRIVATE BY DESIGN • 100% offline-first — the app fully works with no internet. • Your transactions are stored only on your device. No cloud sync by default. • Optional Google Drive backup is your own encrypted file on your Drive — we never see it. • Private by design: data stays on your device, analytics are OFF by default, no third-party trackers, no ads. • Open privacy policy: montivagant.github.io/masarify-legal/privacy.html ARABIC-FIRST, BUILT FOR EGYPT & MENA • A personal finance app built for Egypt and the Gulf/MENA — Arabic-first. • Full right-to-left (RTL) layout — built for Arabic, not translated as an afterthought. • Arabic typography tuned for clear numbers, dates, and currency. • Currency defaults to the Egyptian Pound (EGP), and every supported currency works. Start managing your money offline — track every expense, set budgets, and reach your savings goals, in Arabic or English. Made in Egypt. Built for everyone. — Masarify Pro is an auto-renewing subscription (monthly or yearly). Payment is charged to your Apple Account; manage or cancel anytime in App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://montivagant.github.io/masarify-legal/privacy.html
Screenshots
Verdict
The clearest difference is iOS requirement: Masarify Expense Tracker at 15.0 against Money Saver's 17.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Saver sells 3 in-app purchases, starting at $4.99 per month and Masarify Expense Tracker sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Money Saver | Masarify Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 47 MB | 93 MB |
| Age rating | 9+ | 17+ |
| Developer | Moawiya Thaher | Ahmed Yakout |
In-app purchases
Money Saver
- Monthly$4.991 Month
- Yearly7 Days trial$39.991 Year
- Lifetime$99.99
Masarify Expense Tracker
- Masarify Pro — Monthly$1.991 Month
- Masarify Pro — Yearly$19.991 Year
Questions
Is Money Saver free?
Is Masarify Expense Tracker free?
Do Money Saver or Masarify Expense Tracker have ads?
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