Aset vs Worthbit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Aset
Manually track your net worth by organizing accounts, loans, investments, and properties in a private digital wallet. Visualize your financial position with detailed overviews, trends, and asset structure insights. Supports multiple currencies and offers a privacy-first approach without bank linking.
- Manual net worth tracking
- Private asset wallet
- Multi-currency management
- Financial trend visualization
- FIRE progress tracking
- Customizable asset cards
- Privacy-focused design
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Gather your bank cards, credit cards, cash, funds, stocks, real estate, loans, and multi-currency accounts into one private folder for your assets. Update a balance by hand, and you can see exactly how much you have, where your money is, and how it has changed lately. Aset is a privacy-first, manual net worth tracker. It never connects to your bank, never asks for online banking logins or passwords, and never reads your transactions. Your financial records stay on your device by default. Turn on iCloud sync and they are stored only in your private iCloud database, never on a server run by Aset. 【Manage your assets like organizing a folder】 Sort accounts, cash, investments, real estate, and loans into cards, then make them yours with custom colors, icons, and display styles. Drag and drop to arrange everything the way you like. Assets, liabilities, and net worth sit together in one overview you can read at a glance, and you can look back at trends by month, quarter, or year. 【Live quotes and multiple currencies, converted for you】 Link investment holdings to their market symbols and refresh stock and fund quotes with a tap. Set your main currency and balances in other currencies are converted and totaled automatically, no manual math required. You can also set regular reminders to keep your records up to date. 【Understand the structure, track your goals】 Use charts to see your asset allocation and how your liabilities break down, and understand what each piece contributes to your net worth. Track your progress toward FIRE and financial independence, and check in anytime with a Home Screen widget. 【Privacy first, so you can record with peace of mind】 No bank connections, no online banking passwords, no transaction syncing. Your core financial records stay on your device or in your own private iCloud database. We can't see what you record, and we'll never sell it or use it for ad profiling. A privacy lock and background blur also help keep sensitive balances from catching a passerby's eye. 【Aset Pro】 Upgrade to Aset Pro to unlock: • Unlimited asset cards • Multi-balance accounts: track multiple currencies, checking and term balances, and more under a single account • Automatic currency conversion for an easier view of your total assets • One-tap stock and fund quote updates, so you enter fewer prices by hand • More Pro features rolling out over time Plans: • Monthly: auto-renewing • Yearly: auto-renewing, with a 7-day free trial • Lifetime: a one-time purchase for the long haul Your subscription renews automatically unless you cancel at least 24 hours before the renewal date. Once you confirm your purchase, the charge is applied to your Apple ID account. You can manage or cancel your subscription anytime in your Apple ID settings. 【We'd love to hear from you】 Aset is still early, and we're always refining the features, the experience, and every little detail. If it helps you, we'd be grateful if you shared it with friends who also want to track their assets and manage their net worth, or left a review on the App Store. It really means a lot to us. Run into a problem or have a feature idea? Email us at ios_zhou@163.com, or find us through App Support on the App Store page. We read every piece of feedback carefully. Thank you for letting Aset help you record your asset changes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://assetcardapp.com/docs/legal/privacy/
Worthbit
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Worthbit adalah aplikasi catatan keuangan pribadi yang membantu kamu memahami cashflow, mengelola dompet, mencatat transaksi, mengatur budget, memantau utang dan piutang, serta membangun impian finansial dengan lebih terarah. Dengan Worthbit, kamu bisa mencatat pemasukan, pengeluaran, transfer antar dompet, memantau saldo, melihat insight bulanan, dan mengikuti progres impian seperti dana darurat, liburan, kurban, gadget, rumah, kendaraan, atau tujuan finansial lainnya. Worthbit dibuat untuk membantu kamu mengambil keputusan finansial yang lebih jelas, lebih sadar, dan lebih worth it setiap hari. Kelola uang harian dengan lebih jelas Catat setiap pemasukan dan pengeluaran agar kamu tahu uangmu masuk dan keluar ke mana. Worthbit membantu kamu melihat arus kas bulanan, pengeluaran harian, dan rincian kategori agar keuangan pribadi lebih mudah dipahami. Dompet dan sumber uang lebih rapi Pisahkan saldo berdasarkan dompet seperti cash, rekening bank, e-wallet, atau sumber uang lain. Kamu juga bisa mencatat transfer antar dompet tanpa membuat pemasukan dan pengeluaran menjadi dobel. Atur budget agar pengeluaran lebih terkendali Buat budget untuk kategori tertentu seperti makan, transportasi, hiburan, belanja, atau kebutuhan lainnya. Worthbit membantu kamu melihat apakah pengeluaran bulan ini masih aman, hampir habis, atau sudah melewati rencana. Catat utang dan piutang Pantau utang yang perlu kamu bayar dan piutang yang perlu dikembalikan orang lain. Catat pembayaran sebagian atau pelunasan agar sisa utang dan piutang lebih mudah dilacak. Bangun impian finansial Buat target impian seperti dana darurat, liburan, beli gadget, kurban, pendidikan, rumah, atau kendaraan. Pantau progresnya dan catat tabungan yang kamu pindahkan dari dompet ke impian. Insight bulanan yang mudah dipahami Worthbit menampilkan ringkasan pemasukan, pengeluaran, arus kas bersih, tabungan ke impian, rasio menabung, performa budget, rincian kategori pengeluaran, tren harian, dan skor kesehatan finansial berdasarkan data yang kamu catat. Cocok untuk kamu yang ingin: • mulai mencatat keuangan pribadi • mengatur cashflow bulanan • memantau pengeluaran harian • membuat budget kategori • mengelola dompet, rekening, cash, dan e-wallet • mencatat utang dan piutang • menabung untuk impian finansial • memahami kebiasaan belanja • melihat laporan keuangan sederhana • membuat keputusan uang yang lebih worth it Fitur utama Worthbit: • Catat pemasukan dan pengeluaran • Catat transfer antar dompet • Kelola dompet seperti cash, bank, dan e-wallet • Buat dan pantau impian finansial • Atur budget harian, mingguan, atau bulanan • Catat utang dan piutang • Lihat ringkasan cashflow bulanan • Analisis pengeluaran berdasarkan kategori • Pantau pengeluaran harian • Lihat skor kesehatan finansial • Export dan import backup data • Mode terang dan gelap • Bahasa Indonesia dan Inggris Worthbit cocok untuk pengguna Indonesia yang ingin mengelola uang dengan cara yang sederhana, modern, dan nyaman digunakan setiap hari. Mulai dari mencatat pengeluaran kecil, memantau saldo dompet, mengatur budget, sampai membangun impian finansial, Worthbit membantu kamu melihat gambaran keuanganmu dengan lebih jelas. Catat cashflow. Bangun impian. Bikin keputusan uang lebih worth it. Worthbit.
Screenshots
Verdict
The clearest difference is in-app purchases: Worthbit at none against Aset's 4. Worthbit also leads on update cadence (weekly vs fortnightly). Aset's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Aset sells 4 in-app purchases, starting at $1.99 per month. Worthbit asks for nothing beyond the download.
Aset ships an update fortnightly, Worthbit weekly. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.
| Parameter | Aset | Worthbit |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 — better | 18.2 |
| Further details — not scored | ||
| Size | 23 MB | 90 MB |
| Age rating | 4+ | 4+ |
| Developer | 健 周 | Rizki Kurniawan |
In-app purchases
Aset
- Monthly$1.991 Month
- Yearly7 Days trial$9.991 Year
- Lifetime Access$6.99
- Lifetime$29.99
Worthbit
No in-app purchases









