Comparison

Expense Tracker vs Numio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Features
Read full description

Trackora - Personal Finance, Simplified. Take full control of your money with Trackora, the all-in-one expense tracker built for everyday life. Whether you're splitting dinner, tracking investments, or planning your next trip, Trackora keeps every cent organized, beautiful, and always in your pocket. EXPENSE & INCOME TRACKING - Log expenses, income, and transfers in seconds - Smart categories with custom icons and colors - Multi-currency support with live exchange rates - Scan receipts with built-in OCR - Custom budget cycles (weekly, monthly, or any day you choose) BUDGETS & STATISTICS - Monthly budget goals with real-time progress - Beautiful donut charts and spending breakdowns - Weekly spending trends at a glance - Financial summary: net worth, savings, portfolio, and liabilities INSTALLMENTS & LOANS - Track hire-purchase and installment payments - Borrow and lend tracker - Automatic monthly payment reminders SAVINGS & INVESTMENTS - Create savings plans with targets and deadlines - Track stock investments with live price updates - Monitor precious metals (gold and silver) with market rates - Net worth dashboard across all assets and accounts TRAVEL & GROUP EXPENSES - Travel groups for splitting trip costs and settling in any currency - Group expense mode for households, couples, and roommates - Share receipts and generate expense summaries instantly IOS POWER FEATURES - Live Activities on Dynamic Island and Lock Screen - Back Tap Quick Add - Home Screen widgets - Face ID and Touch ID protection - Apple Watch support - Works offline without an internet connection BUILT FOR EVERYONE - Available in English, Chinese, and Bahasa Melayu - Supports more than 150 currencies - Dark Mode and Light Mode - iCloud synchronization Start your journey toward financial clarity today. Download Trackora for free.

About

Numio

Manage your assets, credit cards, and subscriptions without daily bookkeeping. Track balances, due dates, and recurring charges for a clear financial overview. Ideal for those seeking simplicity in personal finance.

Highlights
  • Asset account management
  • Credit card and debt tracking
  • Lightweight balance change logging
  • Multi-currency support
  • Subscription management with reminders
  • Privacy masking and local authentication
  • Local data export and cloud sync
Features
Read full description

Know what you own, what you owe, what keeps renewing, and what you use every day. Numio is a local-first personal asset organizer that brings your accounts, credit cards, investments, subscriptions, and important belongings into one place. You do not need to log every purchase to understand your assets, renewals, and belongings. Asset management - View your net worth, total assets, total liabilities, account structure, and currency allocation - Manage cash, bank accounts, digital wallets, stored-value cards, term deposits, and multi-currency accounts - Track credit cards, shared credit limits, statement dates, payment due dates, and annual fee progress - Confirm credit card statements, separate amounts due from unbilled spending, and apply repayments to a specific statement - Record balance changes, expenses, income, top-ups, and repayments - Track receivables, payables, and expected settlement dates - Organize accounts with groups, sorting options, and custom card designs - Manage stocks, ETFs, funds, fixed-income products, investment insurance, gold, silver, and crypto assets - Group multi-currency cash and holdings at the same broker or platform in an investment account - Estimate term deposit interest and total value at maturity with reminders before it arrives, and track insurance current values and expected payouts - Update low-frequency valuations and unrealized gains or losses for supported investments Subscription management - Manage automatic and manual renewals, third-party memberships, free trials, and lifetime purchases - Record payment history, service periods, plan upgrades, downgrades, and price changes - Manage shared memberships and each member’s service period - Review average daily, monthly, and yearly spending - Receive local reminders before renewals, charges, or expiration dates - Share an app from the App Store to Numio to create a subscription more quickly Belongings - Record purchase prices, dates, retailers, warranties, and current status - Track repairs, maintenance, cleaning, upgrades, sales, and disposal - Manage repairs, maintenance, accessories, and supplies under each belonging, with related spending included in its cost - Understand long-term value through days in use and daily ownership cost - Manage consumable inventory, expiration dates, wish lists, and regret lists - Paste purchase links from Taobao, Tmall, JD, or Pinduoduo to help fill in purchase details - On supported devices, use Apple Intelligence to extract reviewable order information entirely on device More capabilities - Use Home Screen widgets for assets, accounts, credit cards, subscriptions, and consumables - Keep data on your device by default, with no account required - Export and restore Numio backup packages, export ZIP archives and CSV spreadsheets, and export local diagnostic files - Optionally save and sync snapshots through iCloud or WebDAV - Protect information in the app switcher with a privacy cover - Use Numio in Simplified Chinese, Traditional Chinese, or English Numio does not provide real-time quotes, trading, or investment advice, and it does not require a complete expense history. It helps you understand your accounts, investments, subscriptions, and belongings with less daily maintenance.

Screenshots

Expense Tracker4 screens
Numio4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Tracker at none against Numio's 1. Expense Tracker also leads on iOS requirement (16.0 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Numio sells 1 one-off in-app purchase. Expense Tracker asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Expense Tracker versus Numio: the parameters behind the verdict, then further details
ParameterExpense TrackerNumio
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequency—Every 4 days
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.0
Further details — not scored
Size82 MB45 MB
Age rating4+4+
DeveloperMichael Chia育铭 张

In-app purchases

None

Expense Tracker

No in-app purchases

1 purchases

Numio

One-time1
  • Numio Pro$4.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with no in-app purchases.
Is Numio free?
Numio is free to download, with in-app purchases available.
Do Expense Tracker or Numio have ads?
Neither Expense Tracker nor Numio shows ads.

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