PenciledOut vs Chart Echo

PenciledOut is the underwriting tool built for real estate developers and operators. Run full proformas, screen offering memorandums, and analyze zoning codes, all from your phone. Five proforma templates cover every deal type: value-add multifamily, ground-up development, commercial acquisition, refinance, and residential condo outsell. Each proforma calculates cash-on-cash returns, IRR, equity multiples, debt service coverage, and waterfall splits with GP/LP structures. Key features: - Full proformas with real-time financial modeling - OM Screener: upload an offering memorandum PDF and get an instant pencils/doesn't-pencil verdict with extracted inputs pre-loaded into the matching proforma - Zoning Analyzer: paste a municipal code URL or upload a PDF to get structured zoning analysis with computed max units, FAR, parking, setbacks, and overlay impacts - District Detect: look up your property's zoning district by address - Investment memo PDF export - Excel export for all proformas - Share deals via link - Saved deal dashboard Built for operators who need to move fast on deals. No spreadsheet templates. No desktop required. SUBSCRIPTION DETAILS PenciledOut Pro ($49.99 per month) and Pro Unlimited ($99.99 per month) are auto-renewable subscriptions, each starting with a 7-day free trial. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://penciledout.com/privacy

Chart Echo turns chart-reading into a guided hunt. Frame a pattern on any stock or crypto chart, and Chart Echo searches decades of market history for the setups that looked just like it — then shows you, statistically, what happened next. A deck of cards walks you through it: • Market — pick a stock or crypto, or start from a popular ticker. • Frame — set the window of candles that defines your pattern. • Matches — browse the closest historical echoes, ranked by similarity. • The Echo — overlay a match and read the outcome: bullish/bearish bias, confidence, trend and volatility context.• Act — save the workspace, set an alert, or share a Story. Premium unlocks intraday timeframes, unlimited searches, saved workspaces synced across devices, watermark-free Story exports, and unlimited pattern alerts. Chart Echo is a research and education tool. It is not financial advice, and no pattern match, score, or projection is a recommendation to buy or sell. Markets are risky and you can lose money — always do your own research. Terms of Use (EULA): https://chart-echo.com/terms