Comparison

Vaultix vs Paggo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vaultix

Features
Read full description

Vaultix is your global account: receive and send PIX, hold balances in US dollars, euros and reais, and move money in seconds, all in one app, with bank-grade security. Built for people who live between currencies, freelancers paid from abroad, travelers, and anyone who wants dollars within reach. WHAT YOU CAN DO • Send and receive PIX: pay and get paid instantly with QR codes and PIX keys. • Multi-currency balances: hold USD, EUR and BRL side by side, with live exchange rates. • Deposit, withdraw and transfer: move funds in a few taps, including TEF and bill payments. • Convert between currencies: turn PIX into dollars with a transparent rate and no hidden fees. • Track everything: net cashflow, money in and money out, with your full history in real time. • Cards: create a virtual card, ready for online use anywhere. • PRISM, your assistant: get instant answers about PIX, USD, KYC, plans and security. SECURITY FIRST • Sign in with biometrics and passkeys. • Two-factor authentication (2FA). • Identity verification (KYC) with guided onboarding. Your data and your money are protected by multiple layers on every action. Download Vaultix and put a global account in your pocket. Support and questions: https://vaultix.global/support

About

Paggo

Streamline your company's financial management with real-time cash flow, automated payments, and intelligent risk identification. This platform integrates with your bank and ERP for comprehensive financial oversight, eliminating the need for spreadsheets.

Highlights
  • Real-time projected cash flow
  • Automated payment processing
  • 24/7 payment settlement
  • Automated invoice and collection issuance
  • AI-powered document reading and risk identification
  • Integrated with banks and ERP systems
Features
Read full description

A Paggo é uma forma radicalmente diferente de fazer a gestão financeira* de empresas de alta performance. Na mesma plataforma, integrada aos seus bancos e ao seu ERP, você tem tesouraria com fluxo de caixa projetado em tempo real, pagamentos com regras de aprovação e liquidação 24h por dia, recebimentos com correção monetária, emissão de boletos e cobrança automáticas, relatórios gerenciais sempre atualizados, e muito mais. Tudo em um só lugar, sem planilhas e sem ferramentas desconectadas. E ainda: inteligência artificial nativa, que lê documentos, sugere preenchimentos e identifica riscos antes que eles virem problema. Com mais de R$10 bilhões processados em mais de 500 projetos em todo o Brasil, a Paggo permite que times financeiros operem como os melhores do mercado, com a certeza de que cada real está exatamente onde deveria estar. Cada pagamento passa pelas aprovações que você definiu, cada recebimento é conciliado sozinho e cada relatório nasce da mesma fonte única de verdade. *A Paggo é uma empresa de tecnologia, não uma instituição financeira, e não mantém recursos de clientes. As contas, os pagamentos e a movimentação de valores são operados pela Celcoin, instituição autorizada e supervisionada pelo Banco Central do Brasil. A Paggo fornece o software usado para revisar, aprovar e acompanhar essas operações. © Paggo Tecnologia Ltda. CNPJ 47.883.739/0001-52. Rua Cardeal Arcoverde, nº 2.365, CJ 33, Pinheiros, São Paulo (SP), CEP 05407-003.

Screenshots

Vaultix4 screens
Paggo4 screens

Verdict

The call

The clearest difference is update cadence: Vaultix at every 3 days against Paggo's every 9 days. Vaultix also leads on iOS requirement (16.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Vaultix ships an update every 3 days, Paggo every 9 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 7 level
Vaultix versus Paggo: the parameters behind the verdict, then further details
ParameterVaultixPaggo
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 3 days — betterEvery 9 days
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better26.0
Further details — not scored
Size67 MB18 MB
Age rating17+4+
DeveloperVaultixPaggo

In-app purchases

None

Vaultix

No in-app purchases

None

Paggo

No in-app purchases

Questions

Is Vaultix free?
Vaultix is free to download, with no in-app purchases.
Is Paggo free?
Paggo is free to download, with no in-app purchases.
Do Vaultix or Paggo have ads?
Neither Vaultix nor Paggo shows ads.
Which is updated more often, Vaultix or Paggo?
Vaultix ships an update every 3 days, and Paggo every 9 days. Most recently, Vaultix was updated on November 5, 2026 and Paggo on October 31, 2026.

Other comparisons