Comparison

ExpenseFlow vs Leaf

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ExpenseFlow

Features
Read full description

Take control of your finances with SpendFlow — a modern personal finance app designed to help you track expenses, manage budgets, split bills, and organize your money with ease. Whether you're monitoring daily spending, planning monthly budgets, or managing shared expenses with friends and family, SpendFlow provides a fast, simple, and secure offline-first experience. Built with a clean and intuitive interface, managing your finances takes only a few seconds each day. KEY FEATURES • Track Expenses, Income & Transfers Quickly record daily expenses, income, and account transfers while keeping your financial records organized and easy to access. • Smart Budget Management Create custom budgets for categories and monitor your spending progress in real time to stay within your financial goals. • Easy Bill & Expense Splitting Create groups, add members, and automatically calculate shared expenses for trips, roommates, dining, and more. • Financial Insights & Charts Understand your spending habits with simple visual reports, category breakdowns, and spending analytics. • Export PDF Reports Generate professional PDF reports of your transactions anytime for accounting, business, or personal use. • Custom Categories Personalize the app with your own expense and income categories that fit your lifestyle. • Recurring Transactions Automate recurring bills, subscriptions, salaries, and regular payments so you never miss important transactions. • Privacy & Security Protect your financial data with Face ID, Touch ID, or PIN lock authentication. • Offline-First Experience Your data stays securely stored on your device with local backup and restore support whenever needed. WHY USERS LOVE SPENDFLOW • Simple and modern interface • Fast offline performance • Smart budget planning • Easy expense splitting • Secure local data storage • Detailed transaction history • Clean financial insights Build smarter financial habits and stay in control of your money with SpendFlow.

About

Leaf

Effortlessly track your expenses using voice commands or automatic Apple Pay integration. This private, on-device app analyzes your spending with AI, providing clear insights into your financial habits without needing account logins.

Highlights
  • Automatic Apple Pay expense logging
  • Voice-powered expense entry with AI
  • On-device privacy
  • Monthly budget and pace tracking
  • Spending history and trends
  • Home Screen widgets
Features
Read full description

The easiest way to organize your bills. Leaf is a private, on-device expense tracker. Just say what you spent and Apple Intelligence fills in the amount, merchant, and category for you. No accounts, no bank logins, no spreadsheets. HOW IT WORKS 1. Log in seconds - Speak, type, or just pay with Apple Pay. Leaf does the heavy lifting for you. 2. Stay on budget - See what's left and your daily pace, right on Home or via Widgets. 3. Understand your money - Charts and trends show where it really goes. APPLE PAY ON AUTOPILOT Tap to pay and it's already in Leaf. A quick one-time setup in the Shortcuts app connects the cards you choose, and from then on every Apple Pay purchase logs itself: amount and merchant straight from the payment. KEY FEATURES - Apple Pay purchases logged automatically (one-time Shortcuts setup) - Voice logging powered by on-device Apple Intelligence - Monthly budget with pace tracking - Spending history at a glance - Add expenses with Siri - Home Screen widget for your spending - Recurring expenses and income, logged for you - Charts, categories, and yearly trends (Pro) - Export everything to CSV (Pro) - Private by design: everything runs on your device - Backed up to your private iCloud, no account needed - Face ID lock to keep your data yours LEAF PRO Upgrade to unlock the full experience: - Voice logging with Apple Intelligence (Unlimited) - Recurring expenses logged for you (Unlimited) - Charts, yearly trends, and insights - Export everything to CSV Start with a 7-day free trial on the annual plan. Subscription auto-renews unless cancelled at least 24 hours before the end of the current period. Lifetime is a one-time purchase. Privacy Policy: https://deveverton.github.io/leaf-privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

ExpenseFlow4 screens
Leaf4 screens

Verdict

The call

The clearest difference is in-app purchases: ExpenseFlow at none against Leaf's 3. ExpenseFlow also leads on iOS requirement (17.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Leaf sells 3 in-app purchases, starting at $4.99 per month. ExpenseFlow asks for nothing beyond the download.

Scorecard2 real differences · 7 level
ExpenseFlow versus Leaf: the parameters behind the verdict, then further details
ParameterExpenseFlowLeaf
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequency—Every 6 days
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhoneiPhone
Requires iOS17.0 — better26.0
Further details — not scored
Size18 MB43 MB
Age rating17+4+
DeveloperKalpesh PirojiyaEverton Carneiro

In-app purchases

None

ExpenseFlow

No in-app purchases

3 purchases

Leaf

Subscriptions2
  • Monthly Pro$4.991 Month
  • Annual Pro7 Days trial$24.991 Year
One-time1
  • Lifetime Pro$49.99

Questions

Is ExpenseFlow free?
ExpenseFlow is free to download, with no in-app purchases.
Is Leaf free?
Leaf is free to download, with in-app purchases available.
Do ExpenseFlow or Leaf have ads?
Neither ExpenseFlow nor Leaf shows ads.

Other comparisons