masterfile vs Einfall

masterfile is five everyday tools in one quiet place. Scratch, Vault, Budget, Notes+, and Kanban. Built for people who'd rather think than juggle apps and for those ready to start tracking. — Scratch — Type anything. As you write, a chip appears suggesting where the line belongs, tap it to promote. Credentials go to Vault, money goes to Budget, ideas go to Notes+, tasks go to Kanban. One note keeps your mind clear, the modules keep your day organized. — Vault — Logins, cards, and credential keys, locked behind your device's authentication and stored only on your device. No account, no sync, no tracking. Real device-level encryption underneath as masterfile just makes it pleasant to use. — Budget — Multi-currency budgeting that actually understands how Filipinos, especially freelancers and remote workers earn. ₱, $, ¥, €, and 20+ more currencies tracked in parallel. Net worth stacked by currency, category-level budgets, calendar view, and a calm pie chart of where the month went. — Notes+ — Plain notes for the quick stuff, rich notes when you need them. Folders, tags, internal linking, checklists, bookmarks, document-scanning, camera, attachments. Reading mode opens each note like a printed page you set yourself. Highlights, links, and headings all preserved where you put them. — Kanban — Every project, sorted into columns. Priority flags, due dates, color labels, archived cards, and an aging indicator that quietly tells you which cards have been waiting too long. — Widgets, Notifications, the rest — 19 home-screen widgets across all five modules. Credit card due dates, budget thresholds, friendly nudges. Soft prompts to keep you tracking, organizing, and checking in. Every alert opt-in, every one off by default. — How masterfile stays calm — No account. No tracking. No ads. masterfile lives on your device, owned by you. One purchase unlocks every module, every widget, every alert. Yours forever, no subscription, no renewal. Launch special — one-time unlock at the launch price, until July 31. Regular pricing returns on August 1.

Einfall is a place for fugitive thoughts. The thought arrives while you are busy with something else — in a queue, on a walk, halfway through a meeting. Einfall is the fastest place to put it, and a place you can trust to keep it. Get it out of your head in a second. Deal with it later. Or never. One-time purchase. No subscription. Capture wherever you are Whichever device is nearest your hand, and never more than one gesture: • The Mac menu bar, summoned by a keyboard shortcut from any app • Home-screen and lock-screen widgets • Control Centre, on iPhone, iPad and Mac • The share sheet, for a link or a passage of text • The Services menu on Mac, for selected text in any app • Shortcuts, Siri, Spotlight and the Action Button • Your voice, transcribed on your device as you speak None of them make you look at your stream first. Capture is free and unlimited, forever. One calm stream Everything you capture lands in a single flat list, newest first. No folders, no notebooks, no unread counts, no reminders that you are behind. Plain text you can read, edit and search. Tags if you want them, nothing to tend if you do not. A long stream is not a backlog — it is a notebook you trust. Do something with a thought, when you are ready Open the stream, pick a thought and fire an action: • Send it out — to Reminders, Calendar, Mail, Messages, Files, the share sheet or a Shortcut • Change it in place — tidy the phrasing with Apple Intelligence on your device, turn prose into a list, change the case, stamp the time it was caught, copy it • Fold it into another thought, so related notes gather in one place A thought that gets routed leaves the stream. A thought you no longer need is deleted, without ceremony. Both are good endings. Your own AI agent, if you use one Einfall carries an optional local server on Mac — off until you turn it on — so your own AI agent can read and work on your stream on your behalf. Whatever you can do in the app, your agent can do too. Nothing it writes changes a thought until you accept it. Private because there is nowhere else to be No account. No sign-in. No infrastructure of ours between you and your thoughts. Your stream syncs across your own devices through iCloud, and nowhere else. Dictation and Apple Intelligence run on your device. Einfall's App Store privacy label reads Data Not Collected, because none is. You can lock the stream behind Face ID or Touch ID, export the whole thing as one plain-text file whenever you like, and keep automatic backups in a folder you choose. Free to capture. Pay once to unlock everything you can do with your thoughts. Capturing is free and unlimited, forever. Reading and searching your stream is always free. So are the in-place actions — copy, listify, change case and timestamps. The routing layer — sending a thought out to another app, folding one thought into another, and Apple Intelligence — gives you fifteen free fires. After that, a single one-time purchase unlocks it for good, on every device you own, and for your household through Family Sharing. No subscription. Nothing to renew. Nothing expires. Your own thoughts are never held behind a lapsing fee. Einfall is the German word for an idea that falls into your mind unprompted. This is the place to put those thoughts before they are gone. Mac, iPhone and iPad. Requires macOS 26, iOS 26 or iPadOS 26.