masterfile vs TODO.md

masterfile is five everyday tools in one quiet place. Scratch, Vault, Budget, Notes+, and Kanban. Built for people who'd rather think than juggle apps and for those ready to start tracking. — Scratch — Type anything. As you write, a chip appears suggesting where the line belongs, tap it to promote. Credentials go to Vault, money goes to Budget, ideas go to Notes+, tasks go to Kanban. One note keeps your mind clear, the modules keep your day organized. — Vault — Logins, cards, and credential keys, locked behind your device's authentication and stored only on your device. No account, no sync, no tracking. Real device-level encryption underneath as masterfile just makes it pleasant to use. — Budget — Multi-currency budgeting that actually understands how Filipinos, especially freelancers and remote workers earn. ₱, $, ¥, €, and 20+ more currencies tracked in parallel. Net worth stacked by currency, category-level budgets, calendar view, and a calm pie chart of where the month went. — Notes+ — Plain notes for the quick stuff, rich notes when you need them. Folders, tags, internal linking, checklists, bookmarks, document-scanning, camera, attachments. Reading mode opens each note like a printed page you set yourself. Highlights, links, and headings all preserved where you put them. — Kanban — Every project, sorted into columns. Priority flags, due dates, color labels, archived cards, and an aging indicator that quietly tells you which cards have been waiting too long. — Widgets, Notifications, the rest — 19 home-screen widgets across all five modules. Credit card due dates, budget thresholds, friendly nudges. Soft prompts to keep you tracking, organizing, and checking in. Every alert opt-in, every one off by default. — How masterfile stays calm — No account. No tracking. No ads. masterfile lives on your device, owned by you. One purchase unlocks every module, every widget, every alert. Yours forever, no subscription, no renewal. Launch special — one-time unlock at the launch price, until July 31. Regular pricing returns on August 1.

TODO.md is a dopamine to-do list for ADHD brains - a wrapper for Markdown files to keep all task with notes you already have. Choose a folder of markdown files. An Obsidian vault works; so does any other notes folder. Each file with checkbox tasks becomes a list. Folder structure stays as it is on disk. Checking a task, dragging to reorder, and adding a line write back to that file. The files remain the source of truth. - Clickable home-screen widget that pages through your task list - A calendar mirror for tasks with a due date - Capture from Siri and get Reminders into the note you choose - Optional dictation when adding a task There is no account, no cloud of ours, and no import step. Files stay where you put them, including iCloud Drive. By default, a file lists when its frontmatter includes the tag `todo`. You can change or turn off that filter in Settings.