Save Wise vs Cash Flow Tally

SaveWise — Premium Expenses Tracker Built for Malaysians Stop guessing where your money goes. SaveWise gives you real-time financial clarity with the depth most budget apps skip — EPF dividends, loan auto-deduct, credit card cycles, and full insight analysis, all in one beautifully designed app. SMART SCAN — SCAN RECEIPTS IN ONE TAP Set up iPhone Back Tap, scan any receipt with a double tap on the back of your phone. On-device OCR extracts the amount, merchant, and date automatically. Confirm in the Dynamic Island and you're done — no typing, no friction. FULL ACCOUNT COVERAGE • Assets: bank, e-wallet, cash, investments • Loans: personal, hire purchase, housing (with construction stages) • Credit cards with statement cycles • Provident Fund: MY EPF, SG CPF, India EPF, or custom — with sub-accounts, auto-contribution, and dividend calculation LOAN AUTO-DEDUCT Set your monthly repayment once. SaveWise deducts it automatically every month in the background — no missed payments, no manual entry. SMART CATEGORY PREDICTION Learns from your past transactions and gets better the more you use it. Fuzzy match plus keyword fallback across 7 categories means most scans are categorized correctly on the first try. REAL-TIME INSIGHTS • Net worth at a glance • Monthly income vs expense breakdown • Spending by category, with trend analysis • Saving goals with progress tracking BUILT FOR PRIVACY — OFFLINE-FIRST All your financial data lives on your device. No accounts, no cloud sync of personal data, no ads. Your money is your business. PREMIUM DESIGN, NATIVE FEEL Crafted specifically for iOS with Apple's Liquid Glass design language — translucent materials, fluid animations, and native controls throughout. It feels like it belongs on your iPhone because it was designed that way. HOME SCREEN WIDGETS Glance at your balance, today's spending, or net worth without opening the app. DAILY REMINDERS Optional spending reminders, loan payment alerts, and contribution reminders to keep you on track. CUSTOMIZABLE Choose your accent color, set a custom background, adjust blur intensity — make it yours. MADE IN MALAYSIA Designed with Malaysian users in mind — EPF, hire purchase loans, local categories — but flexible enough to work anywhere in the world with any currency. No subscription. No ads. No data harvesting. Just a thoughtful expenses tracker that respects your time and your privacy. Download SaveWise and finally know exactly where you stand.

Tally shows you exactly what will be left in your pocket at the end of the month. It replaces the spreadsheet. • Enter your income and expenses; see your "confirmed remaining" and "estimated remaining" update live. • Variable bills (electricity, water, gas) are estimated automatically from the average of the last 3 months. • Track your loans and calculate how much interest and time an early payoff would save you. • Payment reminders, multi-month trends, category breakdown. Privacy first: all your data stays only on your phone. No server, no tracking, no bank connection. Tally gives no financial advice; it only does math on the numbers you enter. Interest figures are estimates.