Comparison

FinanceToolkitt vs Fixed Deposit Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinanceToolkitt

Features
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Finance Toolkit puts 19 financial calculators, expense tracking, investments and important documents in one app. No account. No sign-up. No ads. WHY PEOPLE SWITCH • No account or sign-up — open the app and start • Your data stays on your device; iCloud sync is optional and yours to control • No ads, no trackers, no bank logins • Works fully offline VOICE AND SIRI EXPENSE ENTRY Tap the mic and say "Spent 450 on fuel." The amount, category, description and date are picked up automatically using on-device speech recognition, and you can edit any field before saving. Or skip the app entirely: "Hey Siri, add expense in Finance Toolkit." Long-press the app icon for instant Voice Expense and Add Expense shortcuts. 19 FINANCIAL CALCULATORS Loans (10): Home, Vehicle, Personal, Education, Business, Gold, Loan Against Property, Agricultural, Credit Line / Overdraft, Consumer Durable Investments (5): SIP, Mutual Fund lump sum, SWP, Fixed Deposit, Recurring Deposit Tax and Retirement (4): Income Tax with old vs new regime comparison, NPS, PF, Gratuity Star your favourites, save any calculation with notes, restore the inputs later, and share or copy results. AMORTIZATION THAT ACTUALLY HELPS Month-by-month EMI, principal, interest and balance. Model prepayments, step-up EMIs, a custom higher EMI, or an existing loan you have already been paying. See exactly how many months and how much interest you save. Export as PDF or CSV. EXPENSE TRACKER • 27 categories with tags and notes • Receipt scanner — photograph a bill and the total, merchant and date are extracted and categorised • Bank statement import — bring in a PDF or CSV statement; transactions are sorted automatically (UPI, NEFT, IMPS, ECS) and the app learns from your corrections • Pie charts, monthly and yearly views, search and filters • Multi-select and batch delete • Export as PDF or CSV MONTHLY OUTFLOW AND PAYMENT REMINDERS Track EMIs, rent, subscriptions and bills against your salary to see what's actually left. Set one-time, monthly, quarterly, half-yearly or yearly reminders with a notification 3 days before, 1 day before, or on the due date. Mark as paid in one tap; the next cycle resets itself. INVESTMENT TRACKER FD, RD, SIP, mutual funds, stocks, PPF, NPS, gold, real estate, insurance, bonds and your own custom types. See total invested, current value and expected returns with a colour-coded gain or loss, plus maturity alerts. Ongoing investments with no fixed end date are supported. IMPORTANT DOCUMENTS Keep policies, ID cards and property papers in the app — PDF, JPG, PNG, HEIC, Word and Excel. Import from Files or capture with the camera. Files are copied into the app's own private storage, with a category breakdown showing what is stored where. WIDGETS Six Home Screen and Lock Screen widgets: monthly summary, upcoming payments, quick expense total, top spending categories, outflow total, and a one-tap receipt scan. Tap any widget to jump straight to the right screen. SECURITY Face ID, Touch ID, Optic ID or your passcode locks the app once you have data in it, and again after 30 seconds in the background. Screenshots and screen recording are blocked on financial screens, and your content is hidden in the app switcher. BUILT FOR MORE THAN ONE COUNTRY 11 currencies — INR, USD, EUR, GBP, AED, SAR, CAD, AUD, SGD, JPY, DOP. 9 languages — English, Hindi, Spanish, French, Arabic, Portuguese, German, Chinese and Japanese, switchable instantly inside the app. India-specific tools such as PPF, LIC and PAN appear only when you choose INR. ALSO INCLUDED Smart notes with rich text formatting, saved calculations you can restore, iCloud sync across your devices, dark mode, and full data export and import. Requires iOS 18.

About

Fixed Deposit Tracker

Read full description

Fixed Deposit Tracker is the simplest way to keep every bank fixed deposit (FD / term deposit) in one place — so you always know what you have, what it's worth, and when it matures. Hold deposits across multiple banks and currencies? Fixed Deposit Tracker gives you one clear picture of your savings and never lets a maturity date slip by. KEY FEATURES • Track unlimited deposits across banks and currencies • See principal, interest rate, maturity amount, and net return after tax • Maturity calendar — know exactly when each deposit matures • Smart reminders before a deposit matures, so you can renew or withdraw on time • Group deposits by bank for a clean overview • Supports simple and compound interest, periodic payouts, and renewals • Relationship manager details and notes for each deposit • Optional App Lock with Face ID / Touch ID • Beautiful light and dark mode PRIVATE BY DESIGN Fixed Deposit Tracker collects no data. Everything is stored locally on your device — no account, no sign-up, no tracking. FREE & PREMIUM Track up to 2 deposits for free. Get a 7-day free trial of Premium for unlimited deposits, available as a monthly or yearly subscription. SUBSCRIPTION DETAILS • Premium Monthly — $5.99/month • Premium Yearly — $39.99/year Prices may vary by region and are shown in the app before purchase. Payment is charged to your Apple ID at confirmation. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Policy: https://pinclave.com/fixed-deposit-tracker/privacy Terms of Use: https://pinclave.com/fixed-deposit-tracker/terms

Screenshots

FinanceToolkitt4 screens
Fixed Deposit Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: FinanceToolkitt at none against Fixed Deposit Tracker's 2. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Fixed Deposit Tracker sells 2 in-app purchases, starting at $5.99 per month. FinanceToolkitt asks for nothing beyond the download.

Scorecard1 real difference Ā· 5 level
FinanceToolkitt versus Fixed Deposit Tracker: the parameters behind the verdict, then further details
ParameterFinanceToolkittFixed Deposit Tracker
PriceFreeFree
Update frequencyFortnightly—
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.017.0 — better
Further details — not scored
Size7 MB2 MB
Age rating4+4+
DeveloperAshok ArbadPinclave

In-app purchases

None

FinanceToolkitt

No in-app purchases

2 purchases

Fixed Deposit Tracker

Subscriptions2
  • Premium Monthly$5.991 Month
  • Premium Yearly$39.991 Year

Questions

Is FinanceToolkitt free?
FinanceToolkitt is free to download, with no in-app purchases.
Is Fixed Deposit Tracker free?
Fixed Deposit Tracker is free to download, with in-app purchases available.
Do FinanceToolkitt or Fixed Deposit Tracker have ads?
Neither FinanceToolkitt nor Fixed Deposit Tracker shows ads.

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