PaceDebt vs Loser Buys
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PaceDebt
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PaceDebt is the step tracker that holds you accountable. Every day you have a step goal. Walk enough and you're clean. Miss it and the shortfall becomes debt added to tomorrow's target. Debt stacks until you clear it. No excuses. No resets. Just accountability. Example: Day 1 Goal: 8,000 steps. Walked: 5,000. Debt: 3,000 Day 2 Target: 11,000 steps (8,000 + 3,000 debt) Day 2 Walked: 11,000. Debt cleared. Streak continues. FEATURES - Daily step tracking via Apple Health - Debt calculation that carries over each day - Efficiency ring showing your daily progress - Live walk session with real-time velocity tracking - Streak system — hit your goal daily to build streaks - Home screen widget — see steps and debt at a glance - Smart notifications — reminders and streak warnings - Live Activity on lock screen during walk sessions - Choose your goal — 5,000 / 8,000 / 10,000 steps PACEDEBT PRO Streak System — track your daily consistency Streak Freeze — protect your streak once per week Home Screen Widget — steps and debt without opening app Smart Notifications — streak warnings and debt alerts Custom Step Goals — set any target beyond the presets Unlock the full accountability system: PRIVACY PaceDebt reads step data from Apple Health only. Your health data never leaves your device. No account required. No data sold. Start your accountability journey today. Your debt is waiting. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://syedabdalahmedshah.github.io/paceDebtPrivacyPolicy/
Loser Buys
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Race your friends on steps. When the week ends, the lowest average buys the ice cream. Pick your period: every day, every week from any weekday (Wednesday to Tuesday works), or every month from any date. Your phone counts steps on its own, no watch needed, and Loser Buys syncs in the background. Everyone sees everyone's daily numbers, hand-typed steps are marked, and sick days are built in, so the result is one nobody argues with. HOW IT WORKS - Start a group and share the invite link. Friends tap it and land straight in the group. - Choose the round: daily, weekly or monthly, starting on any day you like. - Choose what the loser owes: ice cream, coffee, dinner, or a few options drawn at random. - Results lock after a grace window, so late syncs still count. FAIR BY DESIGN - Tap anyone to see their day-by-day steps. - Missing syncs, sick days, voided days and unusually high days are shown, never hidden. - Groups decide whether hand-typed steps count. - Score on raw steps, or on improvement against your own last 4 weeks so everyone has a shot. WORKS WITH YOUR TRACKER Your iPhone counts steps with no watch. Fitbit, Garmin, Oura, Whoop, Withings, Polar and others reach Loser Buys through Apple Health, which also stops a watch and a phone from being counted twice. ALSO INSIDE - Me: today's steps and active calories against your goals, streaks, and week and month charts. - Friends: a board of you and your friends for today, this week or this month. - Alerts when someone passes you, when the result is in, and before results lock. - The owes list, so everyone remembers who is buying. FREE AND PRO Free covers 3 groups of up to 10 people, with the last 12 results. Nobody ever pays to join a group, and there are no ads. Pro unlocks unlimited groups and people, full history and all-time records. Loser Buys reads your daily steps, active calories and walking distance from Apple Health. Only your daily step count is shared, and only with friends and groups you join. Terms of Use: https://getloserbuys.com/terms Privacy Policy: https://getloserbuys.com/privacy
Screenshots
Verdict
The clearest difference is update cadence: PaceDebt at every 6 days against Loser Buys's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PaceDebt sells 1 in-app purchase, starting at $1.99 per month and Loser Buys sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
PaceDebt ships an update every 6 days, Loser Buys every 3 weeks. The most recent releases landed on October 12, 2026 and October 29, 2026 respectively.
| Parameter | PaceDebt | Loser Buys |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 101 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Syed Abdal Ahmed Shah | Aman Kumar |
In-app purchases
PaceDebt
- PaceDebt Pro7 Days trial$1.991 Month
Loser Buys
- Pro Monthly$2.991 Month
- Pro Yearly14 Days trial$14.991 Year









