PointMate vs EasyMate

The all-in-one app for Australian loyalty points. PointMate is an independent calculator and comparison tool covering 17 Australian loyalty programs and 66+ personal rewards credit cards — including Qantas Frequent Flyer, Velocity Frequent Flyer, KrisFlyer, Amex Membership Rewards, Flybuys, Everyday Rewards, Myer One, David Jones, and rewards programs from every major Australian bank. No affiliate commissions. No issuer partnerships. Just the numbers. PAY Compare your rewards cards on any purchase. PointMate factors in earn rates, surcharges, and the estimated dollar value of points earned to rank cards by estimated net benefit. Add your cards, set merchant surcharge rates, enter an amount, and see ranked results. FLIGHT A Qantas economy flight to Bali might calculate at 1.6 cents per point. The same points on a flight to Japan? Maybe 3.5 cents. Flight calculates the cents-per-point on any Qantas, Velocity or KrisFlyer booking and shows how it compares to PointMate's benchmark range. CARDS With dozens of rewards cards on the market, it's hard to know which ones deliver the highest calculated return. Cards lets you browse, compare, and filter major personal Australian rewards credit cards — from points value based on your typical redemption, to bonus reachability on your monthly spend, to cancel-by dates. VALUE 10,000 Qantas points redeemed as a gift card: about $45. Redeemed on an international economy class flight: up to $440. Value shows the estimated range for any balance across programs, broken down by how you'd actually use them. PORTFOLIO See your total estimated points value across your programs in one place. GOALS Enter your monthly card spend and earn rate to see how many months until you earn enough points for any route and cabin class on both Qantas and Velocity. SAVINGS Log results from Pay and Flight calculations, plus transfer bonus gains. Track your total logged savings over time with milestone progress. BONUSES Check active transfer bonuses between programs, including percentage uplift and days remaining. ALERTS Stay across program changes, devaluations, and upcoming events. Check points expiry rules per program. FREE VS PREMIUM Free: Access all features with capacity limits — Pay (2 cards), Flight (general benchmark range), Value (average rate), Cards (browse and filter), Portfolio (3 programs), Savings (5 logs per month). All data saved between sessions. Ads displayed. Premium ($4.99/month or $39.99/year): Unlimited cards, full redemption breakdowns, side-by-side comparison of up to 3 cards, custom card entry, PM Wallet (renewal and cancel-by date tracking), unlimited Portfolio and Savings, no ads. Eligible new subscribers can start with a 1-month free trial — full Premium access, no ads. INDEPENDENT AND TRANSPARENT PointMate is built and maintained in Melbourne, Australia. It does not receive commissions, referral fees, or any payment from credit card issuers, banks, or loyalty programs. Outputs are estimates based on publicly available information and current assumptions. PointMate is a calculator and comparison tool for general information only. It does not provide financial advice, credit advice, or product recommendations. Estimated values may differ from actual outcomes. Check current issuer and program terms before acting. Your points deserve a better mate.

EasyMate is the fastest way to split a bill and actually get your money back. Snap a photo of any receipt and EasyMate reads the items, prices and totals for you. Share a link with your mates — they pick what they had (or split evenly), and pay you back in a couple of taps. No more awkward follow ups.. EasyMate is designed for those long lunches where the table is full of friends, the energy is great, and the inevitable group bill threatens to kill the vibe. EasyMate is the ultimate fix for the awkwardness of the "even split": • Showed up late? Only pay for what you actually ate — not the massive round of starters that disappeared before you arrived. • Not drinking? Whether you're driving, pregnant, or just not in the mood, you can pay your exact share and completely skip the even-split guilt. • Don't know everyone? Eliminate the frustration of subsidising a casual acquaintance's lobster when you only ordered a side salad. But the app doesn't just stop at basic item splitting. EasyMate effortlessly navigates the most frustrating restaurant fine print: • Proportional Portions: Shared a bottle of wine three ways? The app handles individual item portions perfectly and calculates any service charges proportionally too. • No More Hidden Fees: Everyone pays their exact portion of card surcharges and venue fees, so the person putting down their card doesn't get stuck holding the bag. • Bypass "No Split Bills" Rules: When a restaurant refuses to split bills, one person can pay the tab with confidence while everyone else settles up instantly. Turn stressful group math into a seamless afterthought. Download EasyMate and keep the focus on the food and the company. WHY EASYMATE • Scan any receipt — items, tax and totals read automatically • Split evenly or item-by-item, your call • Share one link — mates pay from their phone, no download needed • Get paid back fast with instant payouts • Track who's paid and who still owes at a glance GROUP EXPENSES Not every shared cost happens at the table. For housemates splitting rent and bills, road trips and holidays, or the group chat that never stops spending, Group Expenses keeps a running tab of who paid for what. Add costs as they happen, see exactly what everyone owes at a glance, and settle up in a tap — no more scrolling back through months of messages or doing the mental math at the end of the trip. EasyMate tracks the balances so the group stays even and no one's left out of pocket. EASYMATE LEGEND Go Legend for unlimited splits, multi-receipt sessions, group expenses and more. Legend is an auto-renewable subscription: a monthly plan, or an annual plan with a 7-day free trial. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period; your Apple ID is charged for renewal within 24 hours before the period ends. Manage or cancel anytime in your Apple ID settings. Made in Australia. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://easymate.app/support