Comparison

Earrn vs ReceiptOwl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Earrn

This free app helps you maximize credit card rewards by instantly identifying the best card for any purchase. It analyzes over 70 cards from major US banks and tracks quarterly bonuses to ensure you never miss out on extra earnings.

Highlights
  • Instant card recommendations
  • Merchant and category search
  • Card ranking by reward percentage
  • Quarterly bonus tracking
  • Reward calculator
  • Network filtering
Features
Read full description

Stop guessing which card to swipe. Earrn instantly tells you which credit card gives you the most rewards at every store — for free. Search any merchant or category. Earrn ranks all your cards from highest to lowest reward percentage and shows your best card instantly. Why Earrn: 100% free — no subscription ever No bank linking — we never ask for passwords 70+ cards from all major US banks Network filtering — know when your card isn't accepted Quarterly bonus tracking — never miss 5% bonus again Indian grocery and restaurant coverage Reward calculator — see exact dollar earnings before you swipe Reward rates are for informational purposes only. Verify with your card issuer.

About

ReceiptOwl

Features
Read full description

ReceiptOwl turns your photo library into a searchable receipt archive. Snap a photo, and the on-device scanner instantly extracts the merchant name, amount, date, and category — zero cloud upload, zero sign-up required. WHAT RECEIPTOWL DOES • Extracts merchant name, amount, date, and category from receipt photos • Organizes spending by month and category with a built-in chart • Lets you add a note to any receipt for quick reference • Export your data as CSV or PDF with Pro PRIVACY FIRST — ALWAYS Every byte stays on your device. ReceiptOwl never connects to a server, never asks for an account, and never shares your data. No tracker, no ads on Pro. RECEIPTOWL PRO Upgrade to unlock: unlimited receipt storage (free tier: 20 receipts), CSV & PDF export, full category analytics, and no ads. Auto-renewing subscription options available. Manage or cancel anytime in Settings > Apple ID > Subscriptions. Payment charged to your Apple ID upon purchase confirmation. Privacy Policy: https://rivership.notion.site/3850e18e9943816da502c9cfe9f2f132 Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Earrn4 screens
ReceiptOwl2 screens

Verdict

The call

The clearest difference is in-app purchases: Earrn at none against ReceiptOwl's 2. Earrn also leads on ads (none vs shown) and iOS requirement (15.1 vs 17.0). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ReceiptOwl sells 2 in-app purchases, starting at $3.99 per month. Earrn asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Earrn versus ReceiptOwl: the parameters behind the verdict, then further details
ParameterEarrnReceiptOwl
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 5 daysEvery 5 days
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size35 MB14 MB
Age rating4+4+
DeveloperRahul SuranaRIVERSHIP

In-app purchases

None

Earrn

No in-app purchases

2 purchases

ReceiptOwl

Subscriptions2
  • ReceiptOwl Pro (Monthly)7 Days trial$3.991 Month
  • ReceiptOwl Pro (Yearly)7 Days trial$19.991 Year

Questions

Is Earrn free?
Earrn is free to download, with no in-app purchases.
Is ReceiptOwl free?
ReceiptOwl is free to download, with in-app purchases available.
Do Earrn or ReceiptOwl have ads?
ReceiptOwl shows ads; Earrn does not.
Which is updated more often, Earrn or ReceiptOwl?
Earrn ships an update every 5 days, and ReceiptOwl every 5 days. Most recently, Earrn was updated on October 24, 2026 and ReceiptOwl on October 25, 2026.

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