Wealth Navigator 财富领航 vs WorthTrail

Wealth Navigator is a privacy-first personal and family asset management app that brings your investments from banks, brokerages, funds, Alipay, WeChat, precious-metals platforms, and other investing apps into one ledger, so you can clearly see your holdings value, return changes, asset allocation, and family overview. Core capabilities: Privacy first, local by default Your asset details stay on your device by default. When you turn on sync, your data goes into your own private iCloud space and your iCloud Family Sharing space — never to servers operated by Wealth Navigator. Screenshot recognition, holding entry, and return viewing are all designed around uploading less, exposing less, and staying in control. Family wealth sharing Use iCloud Family Sharing to view a family asset overview, shared holdings, and collaboration status. You can bring assets that suit joint management into the family view while keeping personal assets private, so family finances stay collaborative but bounded. Bring investments from every app together Import assets from different platforms by screenshot recognition, search, or manual entry, and organize them on one holdings page. The app summarizes current market value, yesterday's return, holding profit, return rate, and asset category, so you can see the whole picture from a single entry point. Supports many asset types Currently supported: bank wealth management products, A-shares, Hong Kong stocks, U.S. stocks, equity and hybrid funds, index funds and ETFs, overseas and QDII funds, U.S.-stock funds, AI-themed funds, bond funds, FOF and pension funds, REITs, currency and cash, personal pensions, insurance coverage, gold, silver, platinum, crypto assets, and custom assets. Precious metals can be recorded by weight, purity, accumulation channel, and physical form — suitable for savings gold, investment gold bars, silver bars, and similar use cases. You can use Wealth Navigator to: - Consolidate holdings and returns from different investing apps - View total assets, yesterday's return, holding profit, and asset allocation - Import fund and brokerage holdings pages quickly via screenshot recognition - Record precious metals, cash, insurance, pensions, and custom assets manually - Build a family asset view and share assets suited to joint management - Sync your local ledger across your own devices with iCloud Wealth Navigator does not provide trading services for securities, funds, insurance, or crypto assets, and does not constitute investment advice. Always rely on the relevant financial institution, trading platform, or official statement for your asset data.

WorthTrail is a private net worth tracker. Record every asset and debt in one place, without connecting a bank account. ◆ See your whole net worth • Net worth, assets, liabilities and today's change on one page • Stocks, ETFs, funds, crypto, property, deposits, cash and debts together • Every currency converted into your base currency ◆ Understand your returns • Daily, weekly, monthly and yearly P&L on one calendar • Cost basis, realized and unrealized gains, trends and drawdowns • Automatic daily records and historical prices build your history ◆ Track your path to FIRE • FIRE progress toward a target based on your annual spending and withdrawal rate • Passive income from dividends and deposit interest, and the share of spending it covers • A projected date and how long your money lasts, as estimates you can adjust ◆ Organize it your way • Tag groups for accounts, family members, sectors, regions or strategies • Switch views without duplicating holdings • Recurring investment plans and fixed-term deposits ◆ AI agents on Mac • The Mac version runs a local MCP server for AI agents • Ask about your net worth, holdings and returns in plain words • Agents record trades only when you allow it, after you approve a preview ◆ Reports and widgets • Excel workbooks and PDF reports for analysis and archiving • Home Screen widgets keep your net worth in view ◆ Privacy first • Your data stays on your device, with an optional private iCloud backup • No bank login, no ads, no third-party analytics SDKs • Face ID or passcode lock WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/