Comparison

Paycheck Control vs WorthTrail

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paycheck Control

This app helps you plan your income before spending, enabling you to build savings, invest, and manage bills. It provides a clear overview of your finances without complex budgeting, empowering you to make better money decisions and improve your life.

Highlights
  • Plan income before spending
  • Allocate funds for savings and investing
  • Track upcoming bills
  • Detect forgotten bills and fees
  • Get personalized financial insights
  • Build better financial habits
Features
Read full description

Become Financially Unbothered. Your paycheck should do more than disappear between paydays. Paycheck Control helps you make a plan for your income before you spend it—so you can build savings, invest, stay ahead of upcoming bills, and know what you can actually afford to spend. PCC gives you a clearer picture of your money without turning your life into one big budgeting exercise. With Paycheck Control, you can: - See where your paycheck is going before you spend it - Decide how much goes toward saving, investing, spending, and your own priorities - Keep upcoming bills visible and easier to stay ahead of - Detect forgotten bills and hidden fees - Ask money questions and get answers based on your financial picture - Build better habits with the income you already have Better money decisions aren't the end goal. A better life is. Get ahead. Live better. Become Financially Unbothered.

About

WorthTrail

Track your net worth and investments privately without sharing bank login details. Organize assets and debts, monitor portfolio performance over time, and generate detailed reports. All your financial data stays on your device by default.

Highlights
  • Private net worth and portfolio tracking
  • Track stocks, ETFs, crypto, property, and debts
  • Organize holdings with flexible tag groups
  • Monitor daily, weekly, monthly, and yearly P&L
  • Multi-currency support
  • Export Excel and PDF reports
  • On-device data storage with iCloud sync option
Features
Read full description

WorthTrail is a private net worth tracker. Record every asset and debt in one place, without connecting a bank account. ◆ See your whole net worth • Net worth, assets, liabilities and today's change on one page • Stocks, ETFs, funds, crypto, property, deposits, cash and debts together • Every currency converted into your base currency ◆ Understand your returns • Daily, weekly, monthly and yearly P&L on one calendar • Cost basis, realized and unrealized gains, trends and drawdowns • Automatic daily records and historical prices build your history ◆ Organize it your way • Tag groups for accounts, family members, sectors, regions or strategies • Switch views without duplicating holdings • Recurring investment plans and fixed-term deposits ◆ AI agents on Mac • The Mac version runs a local MCP server for AI agents • Ask about your net worth, holdings and returns in plain words • Agents record trades only when you allow it, after you approve a preview ◆ Reports and widgets • Excel workbooks and PDF reports for analysis and archiving • Home Screen widgets keep your net worth in view ◆ Privacy first • Your data stays on your device, with an optional private iCloud backup • No bank login, no ads, no third-party analytics SDKs • Face ID or passcode lock WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Paycheck Control4 screens
WorthTrail4 screens

Verdict

The call

The clearest difference is in-app purchases: Paycheck Control at none against WorthTrail's 3. Paycheck Control also leads on iOS requirement (15.1 vs 17.0). WorthTrail's advantage is update cadence (every 2 days vs every 2 months) and ratings volume (8 vs 1). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WorthTrail sells 3 in-app purchases, starting at $1.99 per month. Paycheck Control asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Paycheck Control against 5.0 for WorthTrail. That said, the two scores are not equally well evidenced: WorthTrail has 8 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Paycheck Control ships an update every 2 months, WorthTrail every 2 days. The most recent releases landed on October 10, 2026 and October 22, 2026 respectively.

Scorecard5 real differences · 5 level
Paycheck Control versus WorthTrail: the parameters behind the verdict, then further details
ParameterPaycheck ControlWorthTrail
PriceFreeFree
Rating5.0 (1 ratings)5.0 (8 ratings)
Positive reviews—95.5% of reviews
Number of ratings18 — better
Update frequencyEvery 2 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS15.1 — better17.0
Further details — not scored
Size141 MB50 MB
Age rating17+4+
DeveloperLecroi Ventures LLC健波 徐

Customer experience

Paycheck Control

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

WorthTrail

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews22 reviews
Positive95.5%
Neutral4.5%
Negative0.0%

In-app purchases

None

Paycheck Control

No in-app purchases

3 purchases

WorthTrail

Subscriptions2
  • WorthTrail Pro Monthly$1.991 Month
  • WorthTrail Pro Annual7 Days trial$12.991 Year
One-time1
  • WorthTrail Pro Lifetime$129.99

Questions

Is Paycheck Control free?
Paycheck Control is free to download, with no in-app purchases.
Is WorthTrail free?
WorthTrail is free to download, with in-app purchases available.
Which has better reviews, Paycheck Control or WorthTrail?
Paycheck Control and WorthTrail are both rated 5.0 out of 5 on the App Store, from 1 and 8 ratings respectively.
Do Paycheck Control or WorthTrail have ads?
Neither Paycheck Control nor WorthTrail shows ads.
Which is updated more often, Paycheck Control or WorthTrail?
Paycheck Control ships an update every 2 months, and WorthTrail every 2 days. Most recently, Paycheck Control was updated on October 10, 2026 and WorthTrail on October 22, 2026.

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