Comparison

Paycheck Control vs Money Locket

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paycheck Control

This app helps you plan your income before spending, enabling you to build savings, invest, and manage bills. It provides a clear overview of your finances without complex budgeting, empowering you to make better money decisions and improve your life.

Highlights
  • Plan income before spending
  • Allocate funds for savings and investing
  • Track upcoming bills
  • Detect forgotten bills and fees
  • Get personalized financial insights
  • Build better financial habits
Features
Read full description

Become Financially Unbothered. Your paycheck should do more than disappear between paydays. Paycheck Control helps you make a plan for your income before you spend it—so you can build savings, invest, stay ahead of upcoming bills, and know what you can actually afford to spend. PCC gives you a clearer picture of your money without turning your life into one big budgeting exercise. With Paycheck Control, you can: - See where your paycheck is going before you spend it - Decide how much goes toward saving, investing, spending, and your own priorities - Keep upcoming bills visible and easier to stay ahead of - Detect forgotten bills and hidden fees - Ask money questions and get answers based on your financial picture - Build better habits with the income you already have Better money decisions aren't the end goal. A better life is. Get ahead. Live better. Become Financially Unbothered.

About

Money Locket

This app helps you track expenses by linking amounts to photos, creating a visual diary of your spending. Understand your financial habits, set budgets, and identify spending trends with a personal touch.

Highlights
  • Photo expense logging
  • Visual spending timeline
  • Category-based budgeting
  • Income and spending tracking
  • Data export (PDF/Excel)
  • Daily logging reminders
Features
Read full description

Money Locket — a visual expense diary A birthday cake, a morning coffee, or a weekend trip: every expense is connected to a moment. Money Locket keeps the amount and photo together, making spending easier to understand and more meaningful to revisit. CAPTURE THE MOMENT, RECORD THE EXPENSE • Photograph a receipt, meal, or recent purchase • Enter the amount, category, account, and a note • Keep each photo with its transaction • Find and edit past transactions whenever you need YOUR FINANCIAL LIFE, IN PICTURES View each day or your entire month as a visual timeline. Instead of a wall of numbers, every transaction has context and a story. UNDERSTAND WHERE YOUR MONEY GOES • Track income, spending, and balance • See spending by category • Identify larger expenses and trends over time • Compare your activity by day or month KEEP BUDGETS WITHIN REACH Create budgets for food, shopping, transportation, entertainment, or any category you choose. Money Locket shows how much you have spent, what remains, and when you are approaching a limit. BUILD A CONSISTENT HABIT Set daily logging reminders and periodic summaries so you can stay consistent without keeping everything in your head. EXPORT WHEN YOU NEED IT Export your data as PDF or Excel for archiving, printing, calculation, or sharing. NO BANK CONNECTION REQUIRED Money Locket does not require access to a bank account. Transaction details and photos are stored on your device. Usage and diagnostic data may be processed to improve app stability, as explained in the Privacy Policy. Money Locket is made for people who want to: • Keep a daily income and expense record • Save receipts and purchase photos • Follow a personal budget • Understand habits and save more intentionally • Build a financial diary that feels personal Capture today. Revisit every month. Understand how you use your money. Download Money Locket today — it's free to start. Privacy Policy: https://htlabsapp.io.vn/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Paycheck Control4 screens
Money Locket4 screens

Verdict

The call

The clearest difference is in-app purchases: Paycheck Control at none against Money Locket's 4. Money Locket's advantage is update cadence (every 6 days vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Locket sells 4 in-app purchases, starting at $0.99 per 7 days. Paycheck Control asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Paycheck Control against 5.0 for Money Locket. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

Paycheck Control ships an update every 2 months, Money Locket every 6 days. Both last shipped on October 31, 2026.

Scorecard3 real differences · 6 level
Paycheck Control versus Money Locket: the parameters behind the verdict, then further details
ParameterPaycheck ControlMoney Locket
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Number of ratings12 — better
Update frequencyEvery 2 monthsEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size141 MB37 MB
Age rating17+4+
DeveloperLecroi Ventures LLCGiang Huy

Customer experience

Paycheck Control

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Money Locket

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Paycheck Control

No in-app purchases

4 purchases

Money Locket

Subscriptions2
  • Weekly Premium$0.997 Days
  • Money Locker premium$1.991 Month
One-time2
  • Lifetime Premium Offer$3.99
  • Money Locker Premium$7.99

Questions

Is Paycheck Control free?
Paycheck Control is free to download, with no in-app purchases.
Is Money Locket free?
Money Locket is free to download, with in-app purchases available.
Which has better reviews, Paycheck Control or Money Locket?
Paycheck Control and Money Locket are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do Paycheck Control or Money Locket have ads?
Neither Paycheck Control nor Money Locket shows ads.
Which is updated more often, Paycheck Control or Money Locket?
Paycheck Control ships an update every 2 months, and Money Locket every 6 days. Most recently, Paycheck Control was updated on October 31, 2026 and Money Locket on October 31, 2026.

Other comparisons