Paycheck Control vs Money Locket
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paycheck Control
This app helps you plan your income before spending, enabling you to build savings, invest, and manage bills. It provides a clear overview of your finances without complex budgeting, empowering you to make better money decisions and improve your life.
- Plan income before spending
- Allocate funds for savings and investing
- Track upcoming bills
- Detect forgotten bills and fees
- Get personalized financial insights
- Build better financial habits
Read full descriptionHide full description
Become Financially Unbothered. Your paycheck should do more than disappear between paydays. Paycheck Control helps you make a plan for your income before you spend it—so you can build savings, invest, stay ahead of upcoming bills, and know what you can actually afford to spend. PCC gives you a clearer picture of your money without turning your life into one big budgeting exercise. With Paycheck Control, you can: - See where your paycheck is going before you spend it - Decide how much goes toward saving, investing, spending, and your own priorities - Keep upcoming bills visible and easier to stay ahead of - Detect forgotten bills and hidden fees - Ask money questions and get answers based on your financial picture - Build better habits with the income you already have Better money decisions aren't the end goal. A better life is. Get ahead. Live better. Become Financially Unbothered.
Money Locket
This app helps you track expenses by linking amounts to photos, creating a visual diary of your spending. Understand your financial habits, set budgets, and identify spending trends with a personal touch.
- Photo expense logging
- Visual spending timeline
- Category-based budgeting
- Income and spending tracking
- Data export (PDF/Excel)
- Daily logging reminders
Read full descriptionHide full description
Money Locket — a visual expense diary A birthday cake, a morning coffee, or a weekend trip: every expense is connected to a moment. Money Locket keeps the amount and photo together, making spending easier to understand and more meaningful to revisit. CAPTURE THE MOMENT, RECORD THE EXPENSE • Photograph a receipt, meal, or recent purchase • Enter the amount, category, account, and a note • Keep each photo with its transaction • Find and edit past transactions whenever you need YOUR FINANCIAL LIFE, IN PICTURES View each day or your entire month as a visual timeline. Instead of a wall of numbers, every transaction has context and a story. UNDERSTAND WHERE YOUR MONEY GOES • Track income, spending, and balance • See spending by category • Identify larger expenses and trends over time • Compare your activity by day or month KEEP BUDGETS WITHIN REACH Create budgets for food, shopping, transportation, entertainment, or any category you choose. Money Locket shows how much you have spent, what remains, and when you are approaching a limit. BUILD A CONSISTENT HABIT Set daily logging reminders and periodic summaries so you can stay consistent without keeping everything in your head. EXPORT WHEN YOU NEED IT Export your data as PDF or Excel for archiving, printing, calculation, or sharing. NO BANK CONNECTION REQUIRED Money Locket does not require access to a bank account. Transaction details and photos are stored on your device. Usage and diagnostic data may be processed to improve app stability, as explained in the Privacy Policy. Money Locket is made for people who want to: • Keep a daily income and expense record • Save receipts and purchase photos • Follow a personal budget • Understand habits and save more intentionally • Build a financial diary that feels personal Capture today. Revisit every month. Understand how you use your money. Download Money Locket today — it's free to start. Privacy Policy: https://htlabsapp.io.vn/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Paycheck Control at none against Money Locket's 4. Money Locket's advantage is update cadence (every 6 days vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Locket sells 4 in-app purchases, starting at $0.99 per 7 days. Paycheck Control asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Paycheck Control against 5.0 for Money Locket. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
Paycheck Control ships an update every 2 months, Money Locket every 6 days. Both last shipped on October 31, 2026.
| Parameter | Paycheck Control | Money Locket |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 2 months | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 141 MB | 37 MB |
| Age rating | 17+ | 4+ |
| Developer | Lecroi Ventures LLC | Giang Huy |
Customer experience
Paycheck Control
Money Locket
In-app purchases
Paycheck Control
No in-app purchases
Money Locket
- Weekly Premium$0.997 Days
- Money Locker premium$1.991 Month
- Lifetime Premium Offer$3.99
- Money Locker Premium$7.99









