uAgreed vs PeraKing
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
uAgreed
Manage shared loans, rentals, and personal debts with clear records, agreements, and due-date alerts. Track payments, upload documents, and generate agreements for a trust-focused experience.
- Manage shared loans and rentals
- Track personal debts and bills
- Generate and sign agreements
- Upload payment proof and documents
- Due-date alerts and reminders
- Transaction chat and progress updates
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uAgreed helps people manage shared loans and rentals, plus personal payment tracking for debts, bills, and reminders, with clearer records, agreements, due-date alerts, and trust-focused review steps in one place. Owners can post rental listings that renters browse and request, all in the same app. Use uAgreed to: - Request money, lend money, or manage a shared loan - Browse available rental listings and send a rental request - Rent out your place, vehicle, or item as a public listing or a private link - Share a request link with someone who has not installed the app yet - Track due dates, repayments, installments, late fees, grace periods, and rental steps - Upload payment proof, receipts, ID and ownership documents, and other supporting images when needed - Generate, review, and sign loan or rental agreements based on the saved terms - Stay aligned with shared transaction history, transaction chat, progress updates, and push notifications - Track personal debts, bills, subscriptions, and other money reminders privately on your own device - Preview shared rental links with public listing details before the other person installs the app Key features: - Borrow money, lend money, browse and request rentals, or rent out to another user - Browse public rental listings and filter by rental type, location, or features - Post a rental listing as a public listing renters can discover, or keep it private and share the link - See Owner-verified and Identity-verified trust badges on listings before you request - Search existing users by username - Sign in with Apple, Google, or secure email link - Share request links for people who are not on the app yet - Show simple loan request previews and richer rental listing previews on shared links before install - Mark money as sent, received, paid, or confirmed - Track rental requirements, payment proof, handover, receipt confirmation, and agreement progress - Use transaction chat for active shared loan and rental flows - Manage reminders, send one-time nudges, and follow recurring overdue reminders on supported shared flows - Use Personal Payment Tracker for private debt records and bill reminders with one-time, weekly, monthly, or yearly schedules - Keep protected rental details hidden until payment is confirmed when the flow requires it - Receive push notifications for new requests, approvals, payments, chat updates, agreements, and reminders - Upgrade to Pro for higher plan limits, support chat, and reminder management uAgreed is designed for coordination and record-keeping between users. It hosts user-posted rental listings and passes along requests, but it does not move money inside the app and is not a bank, lending institution, brokerage, real estate agent or broker, or property manager, and is not a party to any arrangement between users.
PeraKing
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PeraKing is a simple, zero-based budgeting app designed to help you take control of every peso. Give every peso a job by allocating your income across categories so nothing slips through the cracks. BUDGET WITH PURPOSE Create budget categories, assign your income, and see exactly how much you have left to spend. PeraKing uses the zero-based budgeting method — every peso gets a purpose before you spend it. TRACK ALL YOUR ACCOUNTS Add cash accounts, bank accounts, and credit cards. See running balances and your total net worth in one place. LOG TRANSACTIONS Record your spending and income with payee names, categories, and memos. Search and filter across all your transactions. SPENDING REPORTS See where your money goes each month with category breakdowns. Track income vs. spending trends over 12 months and watch your net worth grow. MANAGE PAYEES View, rename, or clean up payees across all your transactions. PRIVATE & SECURE Your financial data stays yours. No ads, no data selling, no third-party trackers. Passwords are hashed, and all traffic is encrypted over HTTPS.
Screenshots
Verdict
The clearest difference is in-app purchases: PeraKing at none against uAgreed's 1. uAgreed's advantage is device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. uAgreed sells 1 one-off in-app purchase. PeraKing asks for nothing beyond the download.
| Parameter | uAgreed | PeraKing |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Daily | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 60 MB | 34 MB |
| Age rating | 12+ | 4+ |
| Developer | Bryner Decena | Wilfred Opinion |
In-app purchases
uAgreed
- uAgreed Pro$12.99
PeraKing
No in-app purchases









