Comparison

uAgreed vs Oweit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

uAgreed

Manage shared loans, rentals, and personal debts with clear records, agreements, and due-date alerts. Track payments, upload documents, and generate agreements for a trust-focused experience.

Highlights
  • Manage shared loans and rentals
  • Track personal debts and bills
  • Generate and sign agreements
  • Upload payment proof and documents
  • Due-date alerts and reminders
  • Transaction chat and progress updates
Features
Read full description

uAgreed helps people manage shared loans and rentals, plus personal payment tracking for debts, bills, and reminders, with clearer records, agreements, due-date alerts, and trust-focused review steps in one place. Owners can post rental listings that renters browse and request, all in the same app. Use uAgreed to: - Request money, lend money, or manage a shared loan - Browse available rental listings and send a rental request - Rent out your place, vehicle, or item as a public listing or a private link - Share a request link with someone who has not installed the app yet - Track due dates, repayments, installments, late fees, grace periods, and rental steps - Upload payment proof, receipts, ID and ownership documents, and other supporting images when needed - Generate, review, and sign loan or rental agreements based on the saved terms - Stay aligned with shared transaction history, transaction chat, progress updates, and push notifications - Track personal debts, bills, subscriptions, and other money reminders privately on your own device - Preview shared rental links with public listing details before the other person installs the app Key features: - Borrow money, lend money, browse and request rentals, or rent out to another user - Browse public rental listings and filter by rental type, location, or features - Post a rental listing as a public listing renters can discover, or keep it private and share the link - See Owner-verified and Identity-verified trust badges on listings before you request - Search existing users by username - Sign in with Apple, Google, or secure email link - Share request links for people who are not on the app yet - Show simple loan request previews and richer rental listing previews on shared links before install - Mark money as sent, received, paid, or confirmed - Track rental requirements, payment proof, handover, receipt confirmation, and agreement progress - Use transaction chat for active shared loan and rental flows - Manage reminders, send one-time nudges, and follow recurring overdue reminders on supported shared flows - Use Personal Payment Tracker for private debt records and bill reminders with one-time, weekly, monthly, or yearly schedules - Keep protected rental details hidden until payment is confirmed when the flow requires it - Receive push notifications for new requests, approvals, payments, chat updates, agreements, and reminders - Upgrade to Pro for higher plan limits, support chat, and reminder management uAgreed is designed for coordination and record-keeping between users. It hosts user-posted rental listings and passes along requests, but it does not move money inside the app and is not a bank, lending institution, brokerage, real estate agent or broker, or property manager, and is not a party to any arrangement between users.

About

Oweit

Features
Read full description

Never forget who owes what, and keep your personal finances under control. OweiT is a simple and intuitive app for tracking debts, shared expenses, recurring payments, and personal accounting in one place. This version introduces a new personal accounting section: record expenses and income, organize operations by category, view your monthly balance, compare statistics, and better understand where your money goes. Use OweiT with friends, family, roommates, coworkers, or just for yourself. Whether you are splitting a restaurant bill, collecting money for a birthday gift, planning a trip, lending money, tracking monthly expenses, or recording income, OweiT helps keep everything clear and organized. Features • Track who owes whom • Create groups for shared expenses • Automatically calculate each person’s share • Track recurring and upcoming payments • Personal accounting for expenses and income • Organize operations by categories • View monthly balance, income, expenses, loans, and repayments • Compare current month statistics with the previous month • Use calendar-based transaction history • Work with multiple currencies and exchange rates • Choose favorite currencies for faster entry • Mark payments as completed • View outstanding balances at a glance • Get helpful financial tips • Clean, fast, and easy-to-use interface • No spreadsheets or complicated budgeting Perfect for • Friends splitting bills • Roommates sharing expenses • Group trips and vacations • Birthday and holiday gifts • Family expenses • Personal loans • Recurring bills and subscriptions • Monthly expense tracking • Personal income and balance tracking • Everyday personal accounting Stop chasing messages and trying to remember who paid. Let OweiT do the math, track your payments, and help you understand your money.

Screenshots

uAgreed4 screens
Oweit4 screens

Verdict

The call

The clearest difference is update cadence: uAgreed at daily against Oweit's weekly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. uAgreed sells 1 one-off in-app purchase and Oweit sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

uAgreed ships an update daily, Oweit weekly. The most recent releases landed on October 11, 2026 and September 30, 2026 respectively.

Scorecard1 real difference · 8 level
uAgreed versus Oweit: the parameters behind the verdict, then further details
ParameteruAgreedOweit
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyDaily — betterWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size60 MB10 MB
Age rating12+4+
DeveloperBryner DecenaASTROVNO MB

In-app purchases

1 purchases

uAgreed

One-time1
  • uAgreed Pro$12.99
2 purchases

Oweit

Subscriptions2
  • Remove all ads for 1 month$3.991 Month
  • Remove Ads – 1 Year$34.991 Year

Questions

Is uAgreed free?
uAgreed is free to download, with in-app purchases available.
Is Oweit free?
Oweit is free to download, with in-app purchases available.
Do uAgreed or Oweit have ads?
Neither uAgreed nor Oweit shows ads.
Which is updated more often, uAgreed or Oweit?
uAgreed ships an update daily, and Oweit weekly. Most recently, uAgreed was updated on October 11, 2026 and Oweit on September 30, 2026.

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