uAgreed vs Cashee CostScope

uAgreed helps people manage shared loans and rentals, plus personal payment tracking for debts, bills, and reminders, with clearer records, agreements, due-date alerts, and trust-focused review steps in one place. Owners can post rental listings that renters browse and request, all in the same app. Use uAgreed to: - Request money, lend money, or manage a shared loan - Browse available rental listings and send a rental request - Rent out your place, vehicle, or item as a public listing or a private link - Share a request link with someone who has not installed the app yet - Track due dates, repayments, installments, late fees, grace periods, and rental steps - Upload payment proof, receipts, ID and ownership documents, and other supporting images when needed - Generate, review, and sign loan or rental agreements based on the saved terms - Stay aligned with shared transaction history, transaction chat, progress updates, and push notifications - Track personal debts, bills, subscriptions, and other money reminders privately on your own device - Preview shared rental links with public listing details before the other person installs the app Key features: - Borrow money, lend money, browse and request rentals, or rent out to another user - Browse public rental listings and filter by rental type, location, or features - Post a rental listing as a public listing renters can discover, or keep it private and share the link - See Owner-verified and Identity-verified trust badges on listings before you request - Search existing users by username - Sign in with Apple, Google, or secure email link - Share request links for people who are not on the app yet - Show simple loan request previews and richer rental listing previews on shared links before install - Mark money as sent, received, paid, or confirmed - Track rental requirements, payment proof, handover, receipt confirmation, and agreement progress - Use transaction chat for active shared loan and rental flows - Manage reminders, send one-time nudges, and follow recurring overdue reminders on supported shared flows - Use Personal Payment Tracker for private debt records and bill reminders with one-time, weekly, monthly, or yearly schedules - Keep protected rental details hidden until payment is confirmed when the flow requires it - Receive push notifications for new requests, approvals, payments, chat updates, agreements, and reminders - Upgrade to Pro for higher plan limits, support chat, and reminder management uAgreed is designed for coordination and record-keeping between users. It hosts user-posted rental listings and passes along requests, but it does not move money inside the app and is not a bank, lending institution, brokerage, real estate agent or broker, or property manager, and is not a party to any arrangement between users.

Stop guessing what your loans really cost. CostScope translates confusing interest rates into one honest number — the Effective Interest Rate (EIR) — so you finally see the true price of every dollar you borrowed. Lending apps love to hide behind "low monthly rates" and "small processing fees." CostScope strips away the marketing and shows you the real math: what you actually paid, what you're still paying, and where you got ripped off. Features: • Rate Translator — convert monthly rate, flat rate, add-on, or declining balance into true annual EIR in seconds • Hidden Cost Exposer — input processing fees, insurance, penalties; see your real total cost and "rip-off index" • Loan X-Ray Wall — record every loan you've taken, see true cost breakdown side by side • Loan Comparison PK — pit up to 3 loan offers against each other, find the cheapest one instantly • Repayment Timeline — visualize all your loans on a horizontal timeline, spot overlap peaks and danger months • Payoff Strategy Engine — Snowball vs Avalanche vs Custom: compare total interest and debt-free dates • Early Payoff Simulator — see how much you save by paying extra each month • New Loan Stress Test — simulate adding another loan, see how your burden ratio changes • Document Vault — photograph contracts, receipts, and collection screenshots for safekeeping • Monthly Cost Report — track how much you're paying for debt over time, with improvement tips All calculations happen on your device. No servers, no accounts, no data leaves your phone. Your loans, your business.