Comparison

AboutMoney vs SplitCircle AI Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AboutMoney

Effortlessly track your expenses by sharing screenshots or PDF statements. This app uses AI to automatically read and categorize your spending, offering smart insights without requiring bank linking or manual entry.

Highlights
  • Expense tracking via screenshots/PDFs
  • AI-powered automatic categorization
  • No bank linking required
  • Smart AI spending insights
  • Split expenses with friends
  • Bill payment reminders
Features
Read full description

Track your expenses in seconds with AboutMoney, the smart AI expense tracker, money manager, and budget planner built for modern spending. Forget manual typing, spreadsheets, and sketchy bank linking. Simply share a payment screenshot, PDF statement, or receipt, and our AI instantly detects the merchant, amount, category, and date. No bank login. No SMS reading. No complicated setup. Just fast and easy expense tracking. The Core Magic : Share to Track: Works seamlessly with your favorite UPI and banking apps. Just hit share on your payment success screen, and the transaction is logged instantly. AI Expense Detection: Automatically categorizes your spending (Food, Travel, Bills, Entertainment, etc.) so you don't have to. Batch Logging: Upload full-month PDF bank statements to track 30 days of data in seconds. Smart Money Management : Beautiful Dashboard: Understand exactly where your money goes with monthly reports, spending trends, and clear pie charts. Monthly Budget Planner: Set limits, track your pacing, and stay in the green every month. AI Insights: Get personalized breakdowns of your habits to reduce unnecessary spending and save more. The Power User Arsenal : Split & Settle: Create groups, track shared bills, and settle up directly with your friends via QR codes. Credit Cards & EMIs: Track credit limits and get reminders so you never miss a subscription or EMI due date. Wealth Calculators: Built-in Tax Estimator (Old vs. New Regime) and FD/RD calculators to plan your financial future. Your financial data stays completely under your control. We built AboutMoney with a strict privacy-first architecture: Zero bank account linking required. Zero internet banking credentials needed. Zero SMS access requested. Free to export, backup, restore your data anytime. Whether you need a daily spending tracker, a bill splitter, or an AI finance manager, AboutMoney helps you manage your net worth quickly, privately, and effortlessly. Track smarter. Spend better. Save more. Designed by Venkatesh.

About

SplitCircle AI Expense Tracker

Read full description

Split Circle is an AI-powered expense manager designed for shared expenses. Split bills, track spending, scan receipts, manage budgets, and settle balances with friends, roommates, couples, families, and travel groups. Powered by AI, Split Circle helps reduce manual work and keeps shared expenses organized in one place. WHY CHOOSE SPLIT CIRCLE? • AI Expense Assistant — Add expenses, ask questions, and manage spending using natural language. • AI Receipt Scanner — Scan receipts and automatically extract amounts, merchants, and dates. • Flexible Bill Splitting — Split expenses equally, by amount, percentage, shares, or individual items. • Simplified Settlements — Reduce the number of payments required to settle group balances. • Budget Management — Create budgets and monitor spending in real time. • Offline Support — Add expenses without an internet connection and sync later. • Multi-Currency Support — Track expenses across different currencies for travel and international groups. • Privacy & Security — Protect your data with Face ID, Touch ID, PIN protection, and biometric authentication. SHARED EXPENSE TRACKING Track expenses across all your circles and keep balances organized in one place. FLEXIBLE BILL SPLITTING • Equal • Exact Amount • Percentage • Shares • Items Support multiple payers and backdated expenses. OFFLINE SUPPORT Add expenses while traveling or when you don't have internet access. Your data syncs automatically when you're back online. SIMPLIFIED SETTLEMENTS Split Circle calculates settlement paths that can reduce the number of transactions between group members. RECEIPT SCANNING Attach photos to expenses. Pro includes OCR receipt scanning that can extract receipt details such as amount, merchant, and date. BUDGET TEMPLATES • Household • Travel • Wedding • Event • Business Trip • Monthly Groceries • Vacation • Birthday Party • Student • Fitness 60+ CURRENCIES Track expenses across different countries and regions. DATA IMPORT Import groups using CSV, including expenses, balances, and members. APP SECURITY • PIN Lock • Face ID • Touch ID • Fingerprint Authentication • Auto-Lock Options PERFECT FOR • Roommates • Friends • Couples • Families • Students • Travel Groups SPLIT CIRCLE PRO • AI Expense Assistant • OCR Receipt Scanning • Itemized Bill Splitting • Recurring Expenses • Personal Budgets • Group Budgets • Budget Approval Inbox • Advanced Analytics SUBSCRIPTION OPTIONS Split Circle is free to use with optional paid plans: • Split Circle Pro Monthly • Split Circle Pro Annual • Split Circle Pro Lifetime • Payment will be charged to your Apple Account at confirmation of purchase. • Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current subscription period. • Your account will be charged for renewal within 24 hours before the end of the current subscription period. • Subscriptions may be managed and auto-renewal turned off in Apple Account Settings after purchase. • Split Circle can continue to be used without a subscription. Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Use: https://split-circle.com/en/terms Privacy Policy: https://split-circle.com/en/privacy

Screenshots

AboutMoney4 screens
SplitCircle AI Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: SplitCircle AI Expense Tracker at every 4 days against AboutMoney's every 8 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. AboutMoney sells 2 in-app purchases, starting at $0.99 per month and SplitCircle AI Expense Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

AboutMoney ships an update every 8 days, SplitCircle AI Expense Tracker every 4 days. The most recent releases landed on September 23, 2026 and September 18, 2026 respectively.

Scorecard1 real difference · 7 level
AboutMoney versus SplitCircle AI Expense Tracker: the parameters behind the verdict, then further details
ParameterAboutMoneySplitCircle AI Expense Tracker
PriceFreeFree
Positive reviews59.5% of reviews—
Update frequencyEvery 8 daysEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size59 MB55 MB
Age rating4+4+
DeveloperShlok SrivastavaSEVENTYTHREE LINES DEVELOPMENT PRIVATE LIMITED

In-app purchases

2 purchases

AboutMoney

Subscriptions2
  • AboutMoney Premium · Monthly$0.991 Month
  • AboutMoney Premium · Yearly$7.991 Year
3 purchases

SplitCircle AI Expense Tracker

Subscriptions2
  • Pro Monthly$0.991 Month
  • Pro Annual$5.991 Year
One-time1
  • Pro Access$14.99

Questions

Is AboutMoney free?
AboutMoney is free to download, with in-app purchases available.
Is SplitCircle AI Expense Tracker free?
SplitCircle AI Expense Tracker is free to download, with in-app purchases available.
Do AboutMoney or SplitCircle AI Expense Tracker have ads?
Neither AboutMoney nor SplitCircle AI Expense Tracker shows ads.
Which is updated more often, AboutMoney or SplitCircle AI Expense Tracker?
AboutMoney ships an update every 8 days, and SplitCircle AI Expense Tracker every 4 days. Most recently, AboutMoney was updated on September 23, 2026 and SplitCircle AI Expense Tracker on September 18, 2026.

Other comparisons