Comparison

みんなのAI家計簿 vs Monoline

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

みんなのAI家計簿

Features
Read full description

みんなのAI家計簿は、声・レシート撮影・キーワード・電卓入力で、支出をすばやく残せるシンプルな家計簿アプリです。 記録できた日が少しずつ見えて、短いAIヒントと月末レビューで、お金の流れを前向きに振り返れます。つみたて目標や共有財布も、必要な時だけ使えます。 主な特長 ・声、レシート撮影、キーワードで支出をさっと記録 ・電卓つき入力で、買い物中の合計もそのまま保存 ・レシート品目を確認して、買ったものをあとから見返せる ・支出、収入、振替をシンプルに管理 ・カテゴリ、メモ、カレンダーであとから見つけやすい ・記録できた日が見えるから、毎日でなくても続けやすい ・短いAIヒントで、今週の使い方をひとつずつ確認 ・月末レビューで、予算の流れや使い方を見返せる ・つみたて目標で、旅行やほしいものの目標を少しずつ管理 ・共有財布で、カップルや同棲中の共同支出、立替をこの端末で確認 ・外で開く時は、ひみつモードで金額を隠せる こんな人におすすめ ・シンプルでかんたんな家計簿を使いたい ・銀行連携より、手入力で気軽に続けたい ・レシートをためる前に、写真で残したい ・カップルや同棲中の支出を共有財布で見たい ・つみたて目標で、使うお金と貯めたいお金を分けて見たい ・毎月の使い方を、細かすぎず見返したい むずかしい設定を増やしすぎず、記録しやすく、見返しやすく。 毎日の小さなお金メモを、少し楽しく続けられるアプリです。 利用規約(Apple標準EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ プライバシーポリシー https://hamasan74-kakeibo.expo.app/privacy-policy

About

Monoline

Effortlessly track expenses with AI-powered automatic recording from card messages and Apple Pay. Simply write a line in natural language, and it intelligently categorizes your spending. Offers detailed reports and insights into your financial habits.

Highlights
  • AI automatic recording from card messages and Apple Pay
  • Natural language input for expense categorization
  • AI chat for spending analysis and insights
  • Monthly spending reports with personalized advice
  • Receipt scanning for item and amount recognition
  • Multi-currency support with automatic conversion
  • Separate ledgers for different purposes
Read full description

One line is all it takes. Write "lunch burrito 12" the way you'd text a friend, and Monoline fills in the amount, category, and place. No forms, no endless setup. • One-line entry — write naturally, it gets sorted • Several at once — "coffee 4.5, subway 2.75" becomes two entries • Voice — tap the mic and say it; fix the transcript right there • Receipts — snap one or several photos, items and totals are read for you • Shared ledgers — one invite link and your partner or family logs into the same ledger; see who added what • Day — one photo and one line about today, with an AI look-back at the end of the month • Ask AI — ask anything about your spending, answered from your own entries • Reports — monthly and yearly reports of tables and charts, built from your own entries • Foreign currency — write "¥1,200" and it converts at that day's rate, original kept in the memo • Separate ledgers — travel, emergency fund, each with its own currency; period ledgers for trips and events • Clean stats — spending by category and by month at a glance • iCloud Drive backup — restore after a new phone or a reinstall • No account needed — your entries live on your phone; sign in only when you share a ledger Start right away. No sign-up. Monoline Plus (optional subscription): unlimited ledgers and Apple Pay auto-record — payments logged through a Shortcut even when the app is closed. The free app keeps everything above, including AI chat, reports and shared ledgers, with 2 ledgers and a 10-entry auto-record trial. Monthly or yearly, cancel anytime in Settings. Questions: contact@plien.io Terms of Use: https://plien.io/spent/en/terms Privacy Policy: https://plien.io/spent/en/privacy

Screenshots

みんなのAI家計簿4 screens
Monoline4 screens

Verdict

The call

The clearest difference is in-app purchases: みんなのAI家計簿 at none against Monoline's 2. みんなのAI家計簿 also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.0). Monoline's advantage is ads (none vs shown). On price and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monoline sells 2 in-app purchases, starting at $1.99 per month. みんなのAI家計簿 asks for nothing beyond the download.

UpkeepUpdate frequency

みんなのAI家計簿 ships an update every 3 days, Monoline every 4 days. The most recent releases landed on October 20, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 4 level
みんなのAI家計簿 versus Monoline: the parameters behind the verdict, then further details
ParameterみんなのAI家計簿Monoline
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyEvery 3 days — betterEvery 4 days
AdsYesNo — better
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size88 MB30 MB
Age rating4+4+
DeveloperAKIHIKO HAMANAPlien (KR)

In-app purchases

None

みんなのAI家計簿

No in-app purchases

2 purchases

Monoline

Subscriptions2
  • Monoline Plus$1.991 Month
  • Monoline Plus Yearly$12.991 Year

Questions

Is みんなのAI家計簿 free?
みんなのAI家計簿 is free to download, with no in-app purchases.
Is Monoline free?
Monoline is free to download, with in-app purchases available.
Do みんなのAI家計簿 or Monoline have ads?
みんなのAI家計簿 shows ads; Monoline does not.
Which is updated more often, みんなのAI家計簿 or Monoline?
みんなのAI家計簿 ships an update every 3 days, and Monoline every 4 days. Most recently, みんなのAI家計簿 was updated on October 20, 2026 and Monoline on October 25, 2026.

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