Comparison

SubsTrack vs Spenda

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SubsTrack

Features
Read full description

SubsTrack tracks subscriptions and reminds you before renewals. SubsTrack is built around one focused idea, with a polished, native interface and zero clutter. FEATURES - Clear, private tracking - On-device only โ€” no bank login - Helpful charts - No account needed PRIVACY Everything stays on your device. No accounts, no ads, no tracking. โ€” SUBSCRIPTION โ€” SubsTrack Premium unlocks all features. - Weekly: $9.99 per week - Yearly: $49.99 per year (3-day free trial) Payment is charged to your Apple ID at confirmation of purchase. Subscriptions auto-renew unless turned off at least 24 hours before the end of the current period. Manage or cancel anytime in App Store settings. Terms of Use (EULA): https://web-levi.web.app/terms-of-service Privacy Policy: https://web-levi.web.app/privacy-policy

About

Spenda

Understand your spending habits and make smarter financial decisions. Securely connect your bank to track transactions, categorize spending, and receive personalized insights and recaps. Upgrade for advanced analysis and premium features.

Highlights
  • Track everyday spending
  • Understand spending habits
  • Categorize transactions
  • Weekly spending recaps
  • Smart spending notifications
  • Secure bank connection
Features
Read full description

Take control of your money with Spenda โ€” the smarter spending tracker that helps you understand your habits and make better financial decisions. Connect your bank securely and turn your everyday spending into simple insights. SPENDA FEATURES Worth It? Ever wondered where your money actually goes? Spenda lets you review purchases and decide whether they were really worth it, helping you understand your spending habits over time. Spending Insights See your transactions, categories and spending patterns clearly in one place. Discover where your money goes without spreadsheets or complicated budgeting. Weekly Spending Recap Get a personalised breakdown of your spending habits. See your biggest categories, spending trends and weekly highlights. Smart Spending Notifications Receive helpful reminders based on your spending activity. Review purchases, understand habits and stay aware of your money. Secure Bank Connection Connect your bank securely using regulated Open Banking technology. Spenda never receives or stores your banking passwords. Spenda Premium Upgrade to unlock: - Advanced spending insights - Personalised analysis - Deeper spending patterns - Premium money features SECURITY & PRIVACY Your security matters. Bank connections are handled through secure Open Banking providers. You stay in control and can disconnect your account at any time. SUBSCRIPTIONS Spenda Premium subscriptions are charged through your Apple account. You can manage or cancel subscriptions anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spenda.bymmf.co.uk/privacy

Screenshots

SubsTrack3 screens
Spenda4 screens

Verdict

The call

The clearest difference is iOS requirement: SubsTrack at 17.0 against Spenda's 26.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SubsTrack sells 2 in-app purchases, starting at $4.99 per 7 days and Spenda sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 18, 2026 and October 20, 2026 respectively.

Scorecard1 real difference ยท 7 level
SubsTrack versus Spenda: the parameters behind the verdict, then further details
ParameterSubsTrackSpenda
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
Monetizationโ€”Freemium
DevicesiPhoneiPhone
Requires iOS17.0 โ€” better26.4
Further details โ€” not scored
Size1 MB7 MB
Age rating4+4+
DeveloperPhuc PhamMilo Fowler

In-app purchases

2 purchases

SubsTrack

Subscriptions2
  • Weekly$4.997 Days
  • Yearly$24.991 Year
2 purchases

Spenda

Subscriptions2
  • Spenda Premium Monthly7 Days trial$5.991 Month
  • Spenda Premium Yearly7 Days trial$39.991 Year

Questions

Is SubsTrack free?
SubsTrack is free to download, with in-app purchases available.
Is Spenda free?
Spenda is free to download, with in-app purchases available.
Do SubsTrack or Spenda have ads?
Neither SubsTrack nor Spenda shows ads.
Which is updated more often, SubsTrack or Spenda?
SubsTrack ships an update every 3 weeks, and Spenda every 3 weeks. Most recently, SubsTrack was updated on October 18, 2026 and Spenda on October 20, 2026.

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