PocketKnife Budget vs Tapp

Your money. Your rules. PocketKnife Budget is a personal finance app built for people who want to understand where their money goes — without signing up, connecting a bank, or sharing personal information. Everything lives on your device. No cloud accounts, no syncing, no subscriptions. Just open the app and start budgeting. WHAT YOU CAN DO • See the full year at a glance on the Dashboard — total income, expenses, and net worth by month in one scrollable table. • Log income and expenses month by month, assign them to custom categories, and add optional notes. • Set up recurring expenses (subscriptions, rent, utilities) once — weekly, bi-weekly, monthly, quarterly, semi-annual, or annual — and they appear automatically every month. • Track a weekly spending budget and see exactly how much you've spent each week of the month. • Run a simple check register in the Ledger — log credits and debits, watch your running balance update live, and mark entries as cleared. • Understand your spending with four built-in charts: monthly income vs. expenses, spending by category (donut chart), monthly net trend, and weekly budget bars. • Tap any chart segment or bar to drill into the individual transactions behind it. • Create any number of custom categories, each with its own emoji and color. • Switch between dark and light mode with a single tap. WHAT MAKES IT DIFFERENT • Zero sign-up. Open it and go. • Your data never leaves your phone. No server, no cloud backup by the app. • No ads. No upsells. No paywalls. • Works completely offline. • 15 categories pre-loaded so you can start entering data immediately. BUILT FOR REAL LIFE Whether you're tracking a household budget, managing personal spending, or just want to stop wondering where your paycheck went, PocketKnife Budget gives you a clear, honest picture of your finances — no financial expertise required. Simple enough to start in two minutes. Detailed enough to last all year. FEATURES AT A GLANCE • Dashboard: yearly summary + month-by-month income / expense / net table • Monthly view: log income & expenses, recurring entries, weekly budget • Ledger: check register with starting balance and running totals • Categories: create, color-code, emoji-tag, and reorder your own categories • Charts: bar, donut, line, and weekly bar charts with tap-to-drill-down detail • Dark & light mode • All data stored locally — no account, no internet required, no ads

Money tracking that actually sticks. Tapp is the expense tracker built for people who quit every other expense tracker. No bank logins. No spreadsheets. No 12-step setup. Just you, your money, and two taps. • LOG IN LITERALLY TWO TAPS Set up Back Tap once (we show you how) and double-tapping the back of your iPhone opens the keypad instantly — from anywhere. Type the amount, tap a category, done. Logging an expense takes less time than the purchase did. • STREAKS THAT KEEP YOU HONEST Log something every day and build your streak. Miss a day and it resets. Simple, slightly threatening, very effective. • SEE WHERE IT ALL WENT Charts that hit different: a donut of your spending by category, daily trends, and your top money drains — over 7, 30, or 90 days. • BUDGETS WITHOUT THE GUILT Set a monthly limit per category. We'll keep score and tell you when you've cooked it — next month is yours. • CATEGORIES THAT GET IT Coffee, Going Out, Gaming, Subscriptions, Beauty, Side Hustle — emoji categories that match how you actually spend. • YOUR DATA STAYS YOURS Everything lives on your phone. No accounts, no servers, no analytics, no trackers, no third-party SDKs. We literally cannot see your data. Export everything to CSV anytime. Works in any currency. Free. No subscription. No ads.