Expense tracker vs Budget and Afraid
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense tracker
Easily manage personal and family finances with this intuitive expense tracker. Record income and expenses quickly, track budgets, and gain insights into spending habits with visual reports. Collaborate on shared expenses with family members in a dedicated space.
- Quickly record income and expenses
- Voice transaction entry
- Monthly budget tracking
- Visual financial reports
- Shared family expense tracking
- Exportable Excel reports
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Cashly is a simple and fast expense management app that helps you stay in control of both personal and family finances every day. Record income and expenses in seconds by entering them manually or using your voice. Organize transactions by category, track monthly budgets, and better understand your financial habits through clear, visual reports. With Family Space, members can record and track shared expenses together. Family data stays separate from your personal space, making collaboration convenient while keeping your private finances under your control. Key features: • Quickly record income and expenses • Add transactions using your voice • Track monthly budgets and financial goals • Manage money you borrow and lend • Organize categories, notes, and transaction history • View monthly and yearly financial reports • Export Excel reports for storage and analysis • Use a separate Family Space with member synchronization • Enjoy a simple, easy-to-use interface • Stay in control of your privacy and personal data Voice recording and speech recognition are activated only when you intentionally press and hold the recording button while adding a transaction.
Budget and Afraid
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Look at you, why are you buying these?! Get a clear overview of your monthly and yearly spending at a glance, set realistic expense limits, and watch your progress that reveals your spending patterns. Key Features: Monthly & Yearly Overview: See your complete spending picture instantly Spending Limits: Set budgets and get alerts before you overspend Visual Heatmap: Track patterns and trends at a glance Smart Suggestions: Personalized tips for improving your financial habits Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Expense tracker at every 4 days against Budget and Afraid's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense tracker sells 7 one-off in-app purchases and Budget and Afraid sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Expense tracker ships an update every 4 days, Budget and Afraid every 2 weeks. Both last shipped on October 31, 2026.
| Parameter | Expense tracker | Budget and Afraid |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 4 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 74 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | ShapeeCloud JSC | Viet Hoang |
In-app purchases
Expense tracker
- Candy for developer$0.99
- Ly trà cho lập trình viên$1.99
- Cà phê cho lập trình viên$2.99
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- Bữa sáng cho lập trình viên$3.99
- Bữa trưa cho lập trình viên$4.99
- Bữa tối cho lập trình viên$5.99
- Tài trợ dự án$99.99
Budget and Afraid
- Mở khóa hết nè!7 Days trial$0.991 Month
- Donate a coffee$0.99
- Donate Phở for two$2.99
- Món quà cho dev$4.99
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- Donate a feast!$19.99
Questions
Is Expense tracker free?
Is Budget and Afraid free?
Do Expense tracker or Budget and Afraid have ads?
Which is updated more often, Expense tracker or Budget and Afraid?
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