Budgeteer.ing vs AlloFi

Budgeteer is modern envelope budgeting for families. Give every dollar a job, watch the balances move as you spend, and decide where overspending rolls forward. The math, the imports, and the categorization happen on their own. Plan, add, import, reconcile. Four steps you'll repeat each week, each one faster than a spreadsheet. PLAN. ENVELOPE BUDGETING, DONE RIGHT. • Zero-based budgeting: every dollar is assigned before it's spent • Overspend stays in the category that caused it, not your whole budget • Savings targets with progress bars and target dates • Projected payoff dates for credit cards and savings goals • Copy last month with one click so your fixed bills stay fixed ADD. LESS TYPING, LESS GUESSING. • Snap a photo of a receipt and the payee, amount, date, and a suggested category land in a transaction • The category you usually pick at a payee is already suggested • Split one transaction across categories right from the row IMPORT. YOUR WAY. • Connect your bank and new transactions show up automatically • Or skip bank sync and manually import transactions from a file • New imports come in with categories already suggested from your past behavior RECONCILE. MATCH YOUR STATEMENT IN SECONDS. • Mark what's cleared, fix what's off, and tell Budgeteer the balance the bank shows • A running balance sits on every row so you can spot the one transaction that's wrong without leaving the page • Get suggestions to find mis-matched transactions for easy reconciliation AI THAT EARNS ITS KEEP Not a chatbot bolted to the corner. AI woven into the moments you'd otherwise be typing, guessing, or copying numbers between tabs. • Reads your receipts • Suggests categories from how you've spent at that payee before • Surfaces anomalies when a subscription jumps or a charge looks unusual • Clusters duplicate payees (AMZN Mktp, Amazon.com, AMZ*ECOMMERCE) into one • Projects when you'll hit a savings goal or pay off a card at your current pace • Writes a short, plain-language monthly recap. Real insights, not just charts. EVERYONE IN THE HOUSEHOLD Everyone gets their own login while working from the same shared budget. https://budgeteer.ing/terms

AlloFi gives you a complete picture of your finances — without linking your bank account. Upload any PDF statement and AlloFi's AI extracts every transaction automatically. Start Free with one checking account, one credit card account, PDF statement imports and group expense splitting. Upgrade to Elite for more accounts and your Financial Health Score. Your data stays in your control. IMPORT STATEMENTS IN SECONDS Upload any bank or credit card statement as a PDF and AlloFi's AI reads it automatically. Every transaction is extracted, categorized, and organized — along with your statement period, starting and ending balances, credit limit, interest charges, and due dates. No manual typing required. BUILT TO BE CUSTOMIZED Your finances aren't generic, so your app shouldn't treat them that way. Tag spending as Core Essential or Fixed Obligation, override merchant categories, build your own category hierarchies, and shape the inputs behind your Financial Health Score so it actually reflects your life — not a one-size-fits-all template. YOUR FINANCIAL HEALTH SCORE — ELITE AlloFi calculates a real Financial Health Score (0–100) from your actual data — not generic advice. It measures four pillars: Cash Flow, Liquidity, Debt Health, and Fixed Obligations. Track your score over time and see exactly which habits are helping or hurting. SPLIT EXPENSES WITH FRIENDS Going in on rent, a trip, or dinner? Create a group, add members, and split any expense by percentage, fixed amount, or item. A live activity feed keeps everyone in sync, and Settle Up lets you log payments through Venmo, Cash App, Zelle, or Apple Cash. NEVER MISS A BILL AlloFi's dashboard shows every upcoming bill and credit card due date in a visual timeline. Recurring subscriptions and fixed expenses are detected automatically. When you import a statement, the due date is pulled directly from the document — nothing to configure. ANALYTICS THAT GO DEEPER Monthly snapshots show where your money went by category, merchant, and trend. See your savings rate, income vs. spending, and month-over-month changes at a glance. Filter by account, date, merchant, or category to drill into exactly what you want to know, with a level of detail built for people who actually want to understand their money. START FREE One checking account, one credit card account, PDF statement imports and expense splitting. No subscription or trial is required. ALLOFI ELITE Manage more accounts and unlock your Financial Health Score and trajectory tracking. Elite is an optional auto-renewing subscription; plans, prices and eligible trial terms are shown before purchase. Cancelling renewal keeps access through the current subscription period. Whether you're paying down debt, building savings, or just trying to understand where your paycheck goes — AlloFi gives you the clarity, control, and depth to actually take charge of your money. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://allofi.app/privacy