Bills Due vs Zero
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Bills Due
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A recurring-bills dashboard ā see what's overdue, what hits this week, and your monthly total at a glance. - All your recurring bills on one screen - Overdue and due-this-week badges - Monthly total automatically calculated - 12-month cash-flow projection (Pro) - CSV export for budgeting tools (Pro) Who it's for For anyone juggling rent, utilities, subscriptions and credit cards across different days each month. Subscription Premium is available as a monthly ($9.99) or yearly ($9.99) subscription. Subscriptions auto-renew unless you cancel at least 24 hours before the end of the period. You can cancel anytime in your Apple ID Subscription Settings ā no charge on the first day if you cancel during the introductory window. Payment is charged to your Apple ID. Privacy: everything stays on your device by default. No analytics SDKs, no cross-app tracking. Privacy policy at https://bestpaid.app/legal/privacy. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Zero
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Zero helps you pay off debt - one number, one step at a time. No spreadsheets. No stress. Just a calm, clear plan to get to zero. See everything you owe as a single number, with your real debt-free date. Then pick a proven payoff method and watch that date get closer every time you make a payment. WHY ZERO ⢠One clear number - all your debts add up to a single balance and a real payoff date. ⢠A plan that works - choose Fast Wins (debt snowball) for momentum, or Less Interest (debt avalanche) to save the most money. ⢠Never miss a payment - gentle reminders before each due date, then one tap to mark it paid. ⢠Stay motivated - a progress ring, payment streaks, and milestone celebrations keep you going. ⢠See "what if" - move one slider to see how paying a little extra each month brings your debt-free date sooner. BUILT FOR REAL LIFE Student loans, credit cards, a car loan, or medical bills ā Zero keeps it simple. Add what you owe in three quick fields and you're set. PRIVATE BY DESIGN Your numbers stay on your device. No bank logins, no accounts, no servers. FREE TO GET DEBT-FREE The core tools - tracking, reminders, and the snowball & avalanche plans ā are free forever. Zero Plus is an optional one-time unlock for unlimited debts, home-screen widgets, custom reminders, and unlimited what-if calculations. Start today. Get to zero. Terms of Use (EULA): https://appcitystudios.com/eula Privacy Policy: https://appcitystudios.com/privacy-policy
Screenshots
Verdict
The clearest difference is ads: Zero at none against Bills Due's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Bills Due sells 4 in-app purchases, starting at $0.99 per 7 days and Zero sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 18, 2026 and September 1, 2026 respectively.
| Parameter | Bills Due | Zero |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Weekly |
| Ads | Yes | No ā better |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details ā not scored | ||
| Size | 44 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Vasilii Polovnikov | APPCITY Limited Liability Company |
In-app purchases
Bills Due
- Premium Ā· 1 week3 Days trial$0.997 Days
- Premium Ā· 1 month3 Days trial$1.991 Month
- Premium Ā· 1 year7 Days trial$9.991 Year
- Premium Ā· Lifetime$19.99
Zero
- Small Tip$2.99
- Medium Tip$4.99
- Large Tip$9.99
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- Zero Plus$14.99









