Subscription Manager vs Flow

What are you actually paying in subscriptions each month? Bills44 is a subscription tracker for recurring bills, renewals, and monthly spend totals. No ads, no account needed. Bills44 works as a personal subscription tracker. Add each subscription from a built-in catalog of 150 popular services or type a custom name. Set the cost, currency, billing cycle (monthly, yearly, every 3 weeks, every 28 days, anything a service might charge), brand color, category, and renewal reminders. See your week, month, and year totals at a glance, plus a calendar that plots every upcoming renewal. Answers to your subscription questions • How much do I spend on subscriptions each month? • Which subscription is renewing next, and when? • What's my total yearly spend across every recurring bill? • Which category costs me the most each month? • How do I avoid surprise renewal charges? • Am I still paying for subscriptions I no longer use? Track every subscription • Pick from a catalog of 150 popular services or add your own with a custom name • Custom billing cycles: daily, weekly, monthly, yearly, every 3 months, every 28 days, whatever the service charges • Per-subscription cost, currency, brand color, and category • Optional notes for free-trial end dates, shared payment details, or anything else worth remembering • Active, paused, and cancelled status for every plan • Renewals anchored to a start date with correct month-end behavior, so a plan on the 31st renews on the last day of February without drifting • Optional end date for fixed-length subscriptions Renewal reminders • Pick how many days before each renewal to be notified • Set the exact hour and minute the reminder fires • Multiple reminders per subscription for early warnings and day-of nudges • Preset day offsets: 0 (day of), 1, 3, or 7 days before • Notifications fire in your device language no matter which locale you set them in Home & calendar • Spend totals for the rolling week, current month, or rolling year • Bar chart of upcoming spend split into daily or monthly buckets • Next renewal date and active subscription count above the list • Sort by renewal date, price high-to-low, or name • Filter by active, paused, cancelled, or category • Calendar screen plots every renewal on a month grid with brand-color dots • Tap any day to see exactly what renews Statistics & insights • Total subscription spend for the week, month, or year window • Spend breakdown by category, biggest categories first • Top three most expensive subscriptions for the period • Average monthly cost across every active subscription • Monthly savings from subscriptions you cancelled or archived • Cycle mix showing how many bills run daily, weekly, monthly, or yearly • Payment-day distribution: early, mid, or late month • Spend over the trailing 12 months on one bar chart Customization • 30 themes, including Paper, Ink, Coral, Graphite, Cobalt, Velvet, Forest, and Neon • Brand color picker for every subscription • Categories you create and rename: Streaming, Software, Music, Gym, whatever fits • Archive subscriptions you want kept on file without showing on the home screen Ad-free & private • No ads • No account required • All subscription data stays on your device • Works completely offline • Available in 38 languages Bills44 is a subscription tracker for anyone tired of surprise renewal charges. Add your subscriptions once and the app keeps the monthly total, upcoming renewals, and category breakdown lined up automatically. Subscription Manager runs offline. No ads, no account needed. Track every subscription. See every charge. Disclaimer Bills44 helps you track subscriptions but does not modify or manage them. To start, cancel, or pause a subscription, contact the original service provider directly. Bills44 is not affiliated with, endorsed by, or connected to Netflix, Amazon, or any other service named in the catalog — those names are included purely so you can identify the bills you already pay.

Flow is a personal finance app that respects your privacy. Your money data stays on your device. No accounts, no ads, no analytics, no tracking SDKs. WHY FLOW Most finance apps are a privacy black box — they read your transactions, sell your spending patterns, and lock features behind subscriptions. Flow doesn't. Everything works offline. The app costs nothing. WHAT'S INSIDE - Smart Add: type "12 coffee" and Flow predicts the category from a 4-layer model — note keyword, your merchant memory, the time of day, and a fallback. Median add is 3 taps. - Recurring bills: track rent, subscriptions, salary. The Plan tab shows what's coming, what's paid, and what's left in your monthly Disposable. - Budgets per category: a soft warning at 80%, a stop sign at 100%. Rollover supported. - Net worth chart: 24 months of history, four time windows, drill into any account. - Insights: month-over-month deltas per category, income vs. spending by month, spike alerts when a category is 2σ above your rolling mean. - Multi-currency: hold accounts in different currencies, see totals converted to your display currency. FX rates refresh daily from a public provider — opt-in. - 50 locales. Right-to-left layouts for Arabic, Hebrew, Persian, Urdu. - Demo profile bundled — explore the full app with two years of realistic sample data before adding a single real transaction. PRIVACY Your data is stored only on your device (SQLite + MMKV). No backend. No login. No advertising network. No telemetry by default. Optional: FX rates fetched once per day from a public exchange-rate service; you can switch this off. EXPORT Export your full history as JSON or CSV at any time. Restore from a prior JSON export to a fresh install. Monthly and yearly PDF reports. OPEN ROADMAP Cloud sync, home-screen widgets, and Apple Watch / Wear OS companions are tracked for v1.1+. — Privacy: https://aqsaqal.github.io/moneyapp/flow/privacy/ Terms: https://aqsaqal.github.io/moneyapp/flow/terms/ Support: ak.saken@gmail.com