Comparison

Centee vs Patrimo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Centee

Effortlessly track your expenses using voice commands or by scanning receipts. This app uses AI to extract details, allowing you to review, save, and monitor your spending without linking bank accounts. It offers a private and simple interface for managing your finances.

Highlights
  • Log expenses by voice
  • Scan receipts and bills with AI extraction
  • Track spending, income, and subscriptions
  • AI-powered ledger search and spending pattern analysis
  • Attach photos and item stickers to records
  • Use widgets and Shortcuts for faster capture
  • No bank linking required
Features
Read full description

Speak an expense or scan a receipt. Centee helps extract the details so you can review, save, and track your spending—without linking a bank account. Add a purchase in the quickest way for you. Centee helps recognize the item, amount, date, and category, then you review every detail before saving. Capture every expense in seconds No ads, account registration, bank connection, or long forms. Speak naturally, for example: “I bought a coffee this morning for $5.” Centee recognizes the item, amount, and time, then turns your words into a record you can review before saving. Keep receipts, bills, and payment screens together Store receipts, invoices, payment screens, and bills with each expense. Scan a photo and let AI help extract key details before you save. Track how you paid Record cash, cards, digital wallets, bank transfers, and other payment methods alongside each expense. Ask your ledger with AI When your ledger has enough history, search a purchase or ask a question about spending. Centee bases answers on your saved titles, amounts, categories, dates, and notes—not generic financial advice. Receipt photos are not shared for these answers. Review AI results before acting. Capture faster with Back Tap Set up Centee Shortcuts and assign them to Back Tap in iPhone Settings. Double-tap to send a screenshot of a receipt or payment screen to Centee. Triple-tap to enter and save an expense through Quick Add without opening the app. More ways to stay on top of spending - Log expenses by voice - Scan receipts and bills - Track spending, income, subscriptions, and daily costs - Review category trends and AI summaries - Ask Centee about your ledger and spending patterns - Attach photos and item stickers to records - Use widgets and Shortcuts for faster capture - Export or review your history when needed Minimal by design A calm, focused interface keeps daily expense tracking simple, with no unnecessary setup. Private by design Centee does not require bank linking. AI results may need review before saving, and your records should be checked for accuracy. Centee is a personal finance tracking tool. It does not provide financial, tax, investment, credit, debt, or legal advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sunheihei.github.io/app-policie/centee-ios-privacy.html Terms of Use: https://sunheihei.github.io/app-policie/centee-ios-terms.html

About

Patrimo

Manage your personal finances with a clear dashboard for accounts, credit cards, transactions, budgets, and goals. Includes financial calculators and educational content to help you stay in control of your money.

Highlights
  • Financial dashboard
  • Account and credit card tracking
  • Transaction categorization
  • Budgeting and goal setting
  • Bill payment reminders
  • Financial calculators
  • Financial education
Read full description

O Patrimo é o seu centro de controle financeiro pessoal. Acompanhe contas, cartões de crédito, transações, orçamentos e metas — tudo num painel claro e bonito, feito para o seu dia a dia. RECURSOS PRINCIPAIS • Dashboard com seu resultado do mês e evolução do patrimônio • Contas e cartões de crédito com faturas organizadas • Transações com categorias, tags e busca avançada • Orçamentos por categoria e metas com progresso • Contas a pagar e lembretes de vencimento • Relatórios e fluxo de caixa • Calculadoras financeiras (juros compostos, reserva de emergência, FIRE e mais) • Educação financeira e organização — sempre com você no controle PRIVACIDADE EM PRIMEIRO LUGAR Seus dados são seus. Criptografia e boas práticas de segurança em todas as camadas. IMPORTANTE O Patrimo é uma ferramenta de organização e educação financeira. Não é banco, não faz custódia de dinheiro e não é recomendação de investimento. PLANO PRO Assinatura opcional que libera recursos avançados: investimentos, relatórios completos, academia financeira e central do IR. • Mensal: R$ 25,90/mês (renovação automática) • Anual: R$ 249,00/ano — ~R$ 20,75/mês (economia de 20%) A renovação é automática e pode ser cancelada a qualquer momento nas configurações de assinatura da sua conta Apple. Termos de Uso: https://www.patrimo.app/termos Política de Privacidade: https://www.patrimo.app/privacidade

Screenshots

Centee4 screens
Patrimo4 screens

Verdict

The call

The clearest difference is in-app purchases: Patrimo at none against Centee's 3. Patrimo also leads on iOS requirement (15.0 vs 17.0). On price, update cadence, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Centee sells 3 in-app purchases, starting at $2.99 per month. Patrimo asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.

Scorecard2 real differences · 8 level
Centee versus Patrimo: the parameters behind the verdict, then further details
ParameterCenteePatrimo
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews—100.0% of reviews
Number of ratings1 — better—
Update frequencyEvery 3 daysEvery 3 days
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size32 MB16 MB
Age rating4++4
Developer依欢 孙Adriano Freire Mesquita

Customer experience

Centee

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Patrimo

Written reviews9 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Centee

Subscriptions2
  • SaySpend Pro Monthly7 Days trial$2.991 Month
  • SaySpend Pro Yearly7 Days trial$19.991 Year
One-time1
  • SaySpend Pro Lifetime$39.99
None

Patrimo

No in-app purchases

Questions

Is Centee free?
Centee is free to download, with in-app purchases available.
Is Patrimo free?
Patrimo is free to download, with no in-app purchases.
Do Centee or Patrimo have ads?
Neither Centee nor Patrimo shows ads.
Which is updated more often, Centee or Patrimo?
Centee ships an update every 3 days, and Patrimo every 3 days. Most recently, Centee was updated on November 5, 2026 and Patrimo on November 10, 2026.

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