圆圆记账 vs Flower

圆圆记账，一句话就能记好账。说一句「午饭28微信」，自动识别金额、收支、分类和账户，记账从未这么轻松。 【记得轻松】 · 一句话 / 语音记账，自动识别金额、收支、分类、账户、详情 · 批量录入账户名称与余额，智能识别账户类型，一次建好 【管得有计划】 · 设置月度总预算，花钱心里有数 · 按分类设预算，剩余、进度、超支一目了然 【看得明白】 · 流水日历按天回看，哪天花得多一眼看清 · 月度报告：收入、支出、结余率、较上月涨幅、日均支出、最高支出日、本月大额支出 · 图表看分类占比、排行与日 / 周 / 月 / 年趋势，钱花在哪清清楚楚 【用得安心，迁移省心】 · 完整账本默认保存在本机，可经你自己的 iCloud 同步，不上传圆圆服务器 · 支持导入微信、支付宝、CSV、Excel 账单，自动识别流水、分类、账户 记清每一笔，看懂钱花在哪，控制不必要的开支，慢慢存下钱。 【会员说明】 圆圆记账提供 PRO 订阅（连续包月 / 包季 / 包年，含 7 天免费试用），解锁不限次一句话记账、不限次账本导入导出、分类预算、会员免开屏广告等。订阅通过 Apple 账户付款，到期自动续费，可随时在「系统设置 - Apple 账户 - 订阅」中管理或取消。 · 用户协议：https://yuanyuan.chuyaoinc.com/legal/terms.html · 隐私政策：https://yuanyuan.chuyaoinc.com/legal/privacy.html

Flower brings your expenses, budgets, and wallets together in a personal space. Keep everyday records clear, then revisit the places and moments behind the numbers. RECORD YOUR WAY Add expenses and income, organize categories and subcategories, and attach photos or places. Review CSV/XLSX records before importing them; with Flower Plus you can also scan receipts, read payment screenshots, or record by voice. Suggestions based on your own history help with familiar purchases. MULTIPLE LEDGERS, A CLEARER VIEW Flower Plus lets you create additional ledgers for different purposes, each with a name and a Flower library icon. Switch between one ledger and all ledgers; records, maps, statistics, and recaps follow your selection. Wallet and account balances belong to you across all ledgers. SEE WHERE YOU SPENT Explore saved locations on your Spending Map, from familiar streets to places visited further afield. Search for a place and look through records nearby. Photos and locations are free to add, and this week’s map is free to view. REMEMBER YOUR MONTH A completed month becomes a Monthly recap with photos, places, spending patterns, and changes. Explore your monthly imprint and revisit a Story with a few words to remember the month by. Every finished month also becomes a page in your Flower yearbook. Turn through the year like a book: each day’s photos sit on a calendar, days without photos are shaded by what you spent, and a map marks the new and familiar areas you visited. When something you buy becomes a habit, Flower notices. Your profile shows each spending habit’s rhythm, its usual places, and about how much it costs in a usual month. Records with similar names can be merged into one. Your first month’s recap and yearbook page are free, and basic weekly, monthly, and yearly statistics remain free. ORGANIZE YOUR MONEY Bring cash, bank accounts, credit accounts, and multi-currency wallets together. Track transfers, recurring items, split expenses, and repayment records. Investment accounts are for keeping your own records. PLAN AND PERSONALIZE Set an overall budget or a separate budget for each saved ledger and see what remains. Choose Card Holder styles, arrange embossings, and give categories a little personality with miniature, felt, and other icon collections. FLOWER PLUS Flower Plus lets you create additional ledgers; add reimbursement details, installment schedules, or discounts to records; record refunds; add transfer fees; and create or extend shared credit accounts. Shared credit groups cards under one limit while keeping each card’s debt separate. Other benefits include receipt and screenshot scanning, voice entry, split and multi-currency records, private iCloud sync, full-ledger PDF/CSV export, historical Spending Maps, every month’s recap and yearbook page, spending habits and places, hidden balances, account archiving, and expanded asset and Card Holder capacity. Some appearances are sold separately. See the in-app offer for current plans and included features. If a subscription expires, your saved data stays. You can keep using saved ledgers, record in active ones, rename or archive them, correct or remove saved premium details, receive reimbursements, and stop existing installment plans. Due installments from existing plans continue to create records. You can correct saved transfer fees and shared limits, remove cards from a shared group, or record repayments. Recorded refunds and archived accounts stay, and balance hiding can be turned off at any time. Creating new paid configurations requires Flower Plus. Settings → Feature display controls which tools are shown. It does not unlock paid features. A locked action opens Flower Plus; a verified purchase or restore returns you to that action. Cancelling keeps your draft. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/