Comparison

Pave vs Dot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pave

This app offers a private and secure way to track expenses and manage budgets without linking to bank accounts or selling user data. It provides tools for quick transaction logging, clear budget visualization, and insightful financial reports, all while keeping data on the user's device.

Highlights
  • Private expense tracking
  • Offline budget planning
  • No bank account linking
  • Fast transaction logging
  • Customizable categories
  • Monthly budget overview
  • Recurring transaction management
  • Financial insights and charts
Features
Read full description

Pave is the private expense tracker and budget planner built for people who want real control of their money — not another app that links your bank account and sells your data. Track every dollar. Build smarter habits. Watch your savings grow. Everything stays on your device — always. WHY PAVE IS DIFFERENT Most budgeting apps are cluttered, slow, and demand your banking login. Pave is the opposite: fast, private, and genuinely beautiful. No account. No cloud. No bank connection. No data selling. Just you and your money. TRACK SPENDING IN SECONDS Logging an expense or income is faster than unlocking your phone. A big, thumb-friendly keypad, one-tap categories, optional notes — done. Add your own custom categories with any icon and color. ONE CLEAR MONTHLY BUDGET See exactly how much you have left to spend this month at a glance. Set an overall budget plus per-category limits (Groceries, Transport, Eating Out, anything), and Pave tracks your pace automatically so you know if you're on track or overspending. BUDGET ALERTS Get a heads-up notification when you're nearing or passing a budget — so you adjust before the month gets away from you. RECURRING & SUBSCRIPTIONS Set rent, salary, Netflix or any repeating transaction once and Pave logs it for you. A dedicated screen shows everything you pay on repeat and your total monthly recurring cost. INSIGHTS THAT ACTUALLY HELP Beautiful, interactive charts for any period — day, week, month, year, or a custom range. See where your money goes by category, income vs. expenses over time, your biggest expense, top spending category, savings rate, and your spending pattern by day of the week. SMART SEARCH & FILTERS Find any transaction instantly. Filter your full history by date, custom range, amount, category, type, or recurring status. MULTIPLE ACCOUNTS Keep Personal, Business, Cash, or Family budgets cleanly separated — each with its own currency, budget, and transactions. PRIVATE BY DESIGN Protect everything with Face ID / Touch ID. Your financial data never leaves your iPhone. No sign-up, no tracking, no ads. YOUR DATA, YOUR CONTROL Full backup & restore in one tap, plus CSV export for spreadsheets and tax season — and CSV import to bring your history with you. BUILT FOR EVERYONE Available in English, Spanish, French, German, and Chinese, with full Dynamic Type and VoiceOver support. PRIVACY FIRST — ALWAYS Pave works completely offline. We never collect, store, or sell your financial information. Your money is your business. Download Pave today and finally feel in control of where your money goes.

About

Dot

This app helps you manage your daily spending by setting a budget and logging expenses. It offers a simple, habit-forming way to track your finances with a visual budget indicator and historical review. All your data remains private on your device.

Highlights
  • Daily spending limit setting
  • Expense logging with categories
  • Visual budget circle indicator
  • End-of-day habit ritual
  • 28-day spending streak heatmap
  • Expense review calendar
Features
Read full description

Know exactly how much you have left to spend today. Dot is a minimal daily budget tracker. Set a daily limit, log expenses as you go, and close each day with a single hold. That's it. HOW IT WORKS • Set your budget — pick a daily spending limit in seconds • Log as you go — tap + after every purchase, pick a category, done • Close the day — hold the button at night to mark it complete and build the habit FEATURES • Budget circle — your remaining balance, always front and center • Category colors — Food, Transport, Shopping, Fun, Other • Hold-to-close ritual — a satisfying end-of-day habit • 28-day heatmap — see your streak at a glance • Lookback calendar — tap any past day to review every expense PRIVACY FIRST Zero data collected. No account. No cloud. No analytics. No ads. Everything stays on your iPhone, always. Free to download. No subscription. No catch.

Screenshots

Pave4 screens
Dot4 screens

Verdict

The call

The clearest difference is rating: Dot at 5.0 against Pave's 3.7. Pave's advantage is ratings volume (3 vs 1) and iOS requirement (17.0 vs 26.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Dot holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

Scorecard3 real differences · 6 level
Pave versus Dot: the parameters behind the verdict, then further details
ParameterPaveDot
PriceFreeFree
Rating3.7 (3 ratings)5.0 (1 ratings) — better
Number of ratings3 — better1
Update frequencyEvery 3 days—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better26.5
Further details — not scored
Size7 MB5 MB
Age rating4+4+
DeveloperNugzar KinadzeRavi Palwe

In-app purchases

None

Pave

No in-app purchases

None

Dot

No in-app purchases

Questions

Is Pave free?
Pave is free to download, with no in-app purchases.
Is Dot free?
Dot is free to download, with no in-app purchases.
Which has better reviews, Pave or Dot?
Dot is rated higher. Pave averages 3.7 out of 5 from 3 ratings, while Dot averages 5.0 from 1 ratings.
Do Pave or Dot have ads?
Neither Pave nor Dot shows ads.

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