Veyno vs Splitwo

See at a glance where your money goes. Log an expense in 10 seconds, with no bank connection and no ads. Veyno is a calm money tracker for iPhone: set realistic budgets, track your income too, and stay in control. You decide what you enter. WHY VEYNO • Fast: logging a transaction takes less than 10 seconds • Clear: income, spending and budgets for your month at a glance • Free to spend: set your salary as recurring and Home shows what you can spend per day until your next salary, fixed costs already counted • Calm design with no ads, no colour explosions and no gamification • In English, Dutch and German, with your own currency and local notation LOGGING • Expenses and income: amount, category, date and an optional note, done in seconds • Smart Add: type "67 ikea housing yesterday" and Veyno fills in the amount, category and date. It recognises common shops and services • Recurring transactions (salary, rent, subscriptions) are ready every month and added with one tap. Your salary plus 3 more are free, with their totals per month and per year, unlimited with Premium • Log hands-free: say "Hey Siri, log an expense in Veyno", or open Smart Add from the Action button, Control Center or your Lock Screen • Search and filter all your transactions CATEGORIES & BUDGETS • Default categories with icons and colours, ready to go • Set a monthly budget per category and see live how much is left INSIGHTS • Donut chart: where your money went this month • Tap a category to compare it with last month • With Premium: end-of-month forecast, budget health, daily rhythm, spending patterns and savings rate NET WORTH & SAVING GOALS • Record your net worth every month • Up to 3 saving goals with progress bars, unlimited with Premium WIDGETS • Home Screen and Lock Screen widgets: spent this month (compared with the same days last month), top categories, what you have free to spend per day until your next salary, and your saving goals • Tap a widget to jump straight to the right place PREMIUM The free version is complete for daily tracking. Premium adds: • Custom categories with your own icon and colour • All insights: forecast, budget health, daily rhythm, patterns, savings rate and comparing any two months • Your net worth trend and history • Unlimited recurring transactions, with a calendar of your due days • Smart notifications: a budget alert at 80% and 100%, and a reminder the day before a recurring charge • Unlimited saving goals and your full history (free: this month + 2 months back) • Export your data as CSV • Every future Premium feature, included Monthly or yearly with 14 days free to try and a reminder two days before it ends, cancel any time. Or unlock everything once with a lifetime purchase. INVITE A FRIEND Share your personal code with a friend. When they sign up with your code, you both get 1 month of Premium free. PRIVACY & SECURITY • No ads, not now and not ever • No bank connections. Veyno never asks for your bank details • Encrypted sync to your account, so your data comes with you to a new iPhone • Lock the app with Face ID, secure storage in the Keychain and certificate pinning Veyno works on iPhone with iOS 17.6 or later. Questions or feedback? Visit https://veyno.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://veyno.app/privacy

Split expenses with friends, partners, roommates or family, with no awkward math and no uncomfortable debts. Splitwo keeps track of who paid what and shows you, at a glance, who owes whom. BUILT FOR HOW PEOPLE REALLY SHARE • Create a group for every occasion: the trip, the house, Friday dinner. • Add people with an account, or simply add guests by name, even if they don't have the app. Once they install it, they take their place and their expenses move to their name. • Invite with a link or a QR code, or share it on WhatsApp. SPLIT IT YOUR WAY • Equally, by percentage or by exact amounts, always balanced to the cent. • Multiple currencies in the same group: dollars, euros, pesos, lempiras and up to 29 currencies. • Every expense gets its category automatically: pizza, taxi, groceries, rent… SETTLE UP, NO DRAMA • One clear balance per person: "Ana owes you $45 for 3 expenses". • A plan to settle the whole group with the fewest payments possible. • Record who has already paid, and undo it if you make a mistake. • Save your bank accounts, Zelle, PayPal or Kash so people know where to pay you. • "Remind": send a friendly reminder to whoever owes you. ALWAYS UP TO DATE • Notifications when someone adds, edits or deletes an expense that affects you. • Works offline: check your groups and log expenses on a plane or in the mountains; they sync on their own when you're back online. • Deleted something by mistake? You have a few seconds to undo it. SPLITWO PREMIUM Everything above is free, with up to 3 groups, 6 people per group and the latest 20 expenses in each group. Premium unlocks everything: • Unlimited groups, people and history. • Recurring expenses: rent, Netflix or internet are created automatically every week or every month. • Receipt photos on every expense. • Currency conversion and a currency calculator. • Spending stats per group. • Export to PDF or CSV. • Trip mode and a custom color for your groups. Premium is available as a monthly subscription or as a one-time lifetime purchase. The subscription renews automatically unless you cancel it at least 24 hours before the end of the current period, and you can manage or cancel it in your Apple account settings. Available in English, Spanish and French, with dark mode. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://splitwo.com/en/privacidad