Chara vs DivvyBill
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chara
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Split expenses with roommates, partners and friends without the awkward math. Chara is an open-source bill splitter with no ads and no subscription. Add an expense, pick who's in, and Chara does the math. See who owes who at a glance, and settle up when you're ready. WHAT YOU CAN DO • Create groups for roommates, trips, couples or one-off events • Split equally, by exact amounts or by percentage • Snap a receipt and Chara fills in the total and line items • Say it out loud: "I paid 40 for dinner, split with Sam" becomes an expense • Set up recurring bills like rent and subscriptions once, and they add themselves every month • Get a monthly summary of where the money went • Keep balances in each currency, never silently converted • Settle up with a tap and keep a clean history • Get notified when someone adds an expense or pays you back PRIVATE BY DESIGN No ads, no ad SDKs, and your data is never sold. Your group's expenses are visible to your group and nobody else. Chara collects anonymous usage statistics to improve the app, with no personal data or expense content, and you can switch them off in Settings. SELF-HOST IT Chara is open source. Run it on your own server if you like: the app talks to your server exactly the way it talks to ours. Keep accounts on several servers at once and see everything in one place. FREE, FOR REAL No subscription and no premium tier. Receipt scanning and voice entry include a monthly allowance on Chara Cloud, and are unlimited on your own server. Available in English, Svenska, Deutsch, Français, Español, Italiano, Nederlands, Dansk, Norsk, Suomi, Polski, Português, 日本語, ç®€ä½“ä¸æ–‡ and العربية.
DivvyBill
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Split Bills in Seconds with DivvyBill Split restaurant bills, travel expenses, hotel costs, rent, and group payments with ease. DivvyBill is the fastest and simplest bill splitter and tip calculator for friends, roommates, couples, and families with no account or sign-up required. Whether you are dining out, traveling with friends, planning a vacation, or sharing household expenses, DivvyBill helps everyone know exactly what they owe. Why You'll Love DivvyBill Fast Bill Splitting Split bills equally or customize each person's share Add subtotal, tax, and tip with instant calculations See everyone's amount update in real time Smart Tip Calculator Choose from 10 percent, 15 percent, 18 percent, 20 percent, or 25 percent tip presets Enter any custom tip percentage Calculate tips on subtotal or total See how much you save by avoiding tips on tax Flexible Group Expense Splitting Split restaurant bills with friends Share travel and vacation expenses Divide hotel costs Manage roommate expenses and rent Handle any shared group payment Customize Every Payment Assign custom amounts or percentages Let one person pay more while everyone else splits the remaining balance Set individual tip percentages for each person Supports 30 plus Currencies Switch currencies instantly Exchange rates update automatically when available Share Results Instantly Send split summaries via iMessage, WhatsApp, AirDrop, or any sharing app Everyone sees exactly what they owe Split History Every bill is saved locally on your device Review previous expenses anytime No account or cloud storage required Built In Tipping Guide Tipping etiquette for over 20 countries Perfect for international travel DivvyBill Pro Upgrade once and keep it forever. Remove ads Export bills as PDF No subscriptions. No monthly fees. No recurring charges. Your Privacy Matters Your expense history stays on your device. DivvyBill never uploads your bill data or requires an account. The free version displays Google AdMob ads, which may use your device's advertising identifier according to your privacy settings. Whether you are splitting dinner with friends, sharing vacation costs, managing roommate expenses, or calculating tips at a restaurant, DivvyBill makes splitting bills simple, fair, and stress free.
Screenshots
Verdict
The clearest difference is in-app purchases: Chara at none against DivvyBill's 2. Chara also leads on ads (none vs shown) and update cadence (every 3 days vs fortnightly). DivvyBill's advantage is iOS requirement (13.0 vs 16.4). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. DivvyBill sells 2 one-off in-app purchases. Chara asks for nothing beyond the download.
Chara ships an update every 3 days, DivvyBill fortnightly. Both last shipped on November 5, 2026.
| Parameter | Chara | DivvyBill |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days — better | Fortnightly |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 59 MB | 57 MB |
| Age rating | 12+ | 4+ |
| Developer | Lucas Dow | Md Najmul Huda |
In-app purchases
Chara
No in-app purchases
DivvyBill
- Buy Me a Coffee$0.99
- DivvyBill Pro$2.99








