Comparison

Chara vs DivvyBill

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Chara

Features
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Split expenses with roommates, partners, and friends without the awkward math. Chara is a private, open-source bill splitter that's free forever. No ads, no subscriptions, no paywalled features. Add an expense, pick who's in, and Chara handles the math. See who owes who at a glance. Settle up when you're ready. WHAT YOU CAN DO โ€ข Create groups for roommates, trips, couples, or one-off events โ€ข Split equally, unequally, by percentage, or by shares โ€ข Snap a receipt and pull out the line items automatically โ€ข Track balances per currency, with no sketchy auto-conversion โ€ข Settle up with a tap and keep a clean history โ€ข Get notified when someone adds an expense or pays you back PRIVATE BY DEFAULT No trackers. No ad SDKs. No third-party analytics. Your group's expenses are visible to your group, and nobody else. SELF-HOST IT Chara is open source. Run it on your own server if you want. The app talks to your server the same way it talks to ours. Keep accounts on multiple servers at once and see everything in one place. FREE, FOREVER The core app is free. No subscription. No paywalled features. Chara is what bill-splitting should have been all along.

About

DivvyBill

Features
Read full description

Split Bills in Seconds with DivvyBill Split restaurant bills, travel expenses, hotel costs, rent, and group payments with ease. DivvyBill is the fastest and simplest bill splitter and tip calculator for friends, roommates, couples, and families with no account or sign-up required. Whether you are dining out, traveling with friends, planning a vacation, or sharing household expenses, DivvyBill helps everyone know exactly what they owe. Why You'll Love DivvyBill Fast Bill Splitting Split bills equally or customize each person's share Add subtotal, tax, and tip with instant calculations See everyone's amount update in real time Smart Tip Calculator Choose from 10 percent, 15 percent, 18 percent, 20 percent, or 25 percent tip presets Enter any custom tip percentage Calculate tips on subtotal or total See how much you save by avoiding tips on tax Flexible Group Expense Splitting Split restaurant bills with friends Share travel and vacation expenses Divide hotel costs Manage roommate expenses and rent Handle any shared group payment Customize Every Payment Assign custom amounts or percentages Let one person pay more while everyone else splits the remaining balance Set individual tip percentages for each person Supports 30 plus Currencies Switch currencies instantly Exchange rates update automatically when available Share Results Instantly Send split summaries via iMessage, WhatsApp, AirDrop, or any sharing app Everyone sees exactly what they owe Split History Every bill is saved locally on your device Review previous expenses anytime No account or cloud storage required Built In Tipping Guide Tipping etiquette for over 20 countries Perfect for international travel DivvyBill Pro Upgrade once and keep it forever. Remove ads Export bills as PDF No subscriptions. No monthly fees. No recurring charges. Your Privacy Matters Your expense history stays on your device. DivvyBill never uploads your bill data or requires an account. The free version displays Google AdMob ads, which may use your device's advertising identifier according to your privacy settings. Whether you are splitting dinner with friends, sharing vacation costs, managing roommate expenses, or calculating tips at a restaurant, DivvyBill makes splitting bills simple, fair, and stress free.

Screenshots

Chara4 screens
DivvyBill4 screens

Verdict

The call

The clearest difference is in-app purchases: Chara at none against DivvyBill's 2. Chara also leads on ads (none vs shown) and update cadence (every 3 days vs fortnightly). DivvyBill's advantage is iOS requirement (13.0 vs 15.1). On price and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. DivvyBill sells 2 one-off in-app purchases. Chara asks for nothing beyond the download.

UpkeepUpdate frequency

Chara ships an update every 3 days, DivvyBill fortnightly. The most recent releases landed on September 14, 2026 and September 10, 2026 respectively.

Scorecard4 real differences ยท 2 level
Chara versus DivvyBill: the parameters behind the verdict, then further details
ParameterCharaDivvyBill
PriceFreeFree
Update frequencyEvery 3 days โ€” betterFortnightly
AdsNo โ€” betterYes
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.0 โ€” better
Further details โ€” not scored
Size46 MB57 MB
Age rating12+4+
DeveloperLucas DowMd Najmul Huda

In-app purchases

None

Chara

No in-app purchases

2 purchases

DivvyBill

One-time2
  • Buy Me a Coffee$0.99
  • DivvyBill Pro$2.99

Questions

Is Chara free?
Chara is free to download, with no in-app purchases.
Is DivvyBill free?
DivvyBill is free to download, with in-app purchases available.
Do Chara or DivvyBill have ads?
DivvyBill shows ads; Chara does not.
Which is updated more often, Chara or DivvyBill?
Chara ships an update every 3 days, and DivvyBill fortnightly. Most recently, Chara was updated on September 14, 2026 and DivvyBill on September 10, 2026.

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