Zi Wallet vs Mal Digital

Zi Wallet rewards you for looking after yourself — without ever sending your health readings anywhere. Connect Apple Health, and Zirova works out a private daily wellness score right on your iPhone. That score earns you Zi: reward points you can redeem for offers from our partners. PRIVACY BY DESIGN Your health readings and your daily score are calculated on your device and are never uploaded. Only the reward amount you have earned is synced to your account, so your balance follows you between devices. EARN EVERY DAY Movement, sleep, heart-rate variability and activity all count toward your score. Open the app — or glance at the home screen widget — to see where the day stands. REDEEM FOR REAL VALUE Turn the Zi you have earned into offers and perks from participating partners, straight from your wallet. Partners never see your health readings. Zi are reward points. They are yours alone: not transferable, and not exchangeable for cash. BUILT TO BE TRUSTED No advertising. No tracking. Your health readings are never used for advertising, never sold, and never shared with partners. Zirova asks for the Health permissions it needs to calculate your score, and nothing else. Zi Wallet — healthy habits, real rewards, complete privacy.

Meet Mal. A fully digital, AI-first bank built for people who expect banking to be better. Not another bank with AI added on top. Not the old system in a new app. Mal is built from scratch, guided by Islamic values, and open to everyone. Because waiting 14 business days, printing forms, and hearing “please visit your nearest branch” was not the future we were promised. Need to send money abroad? Ask Mal. Need to understand your spending? Ask Mal. And this is just the beginning. Mal helps you ask, understand, and act in one place, with answers shaped around your budget, spending, and goals. See where your salary went. Check if you’re spending more than you think. Save for Hajj or Umrah. Calculate your Zakat. Handle your money without needing a finance degree. Built on Islamic values. Designed for the world. Made for everyday life. Join the waitlist today and experience banking that moves at the speed of your life, not a legacy system. Mal. Fair by design