HeritagePay vs TipPal

Heritage Pay is the first digital wallet in Belize, backed by Heritage Bank Limited. It connects you to OpenPay's growing network of local merchants and lets you pay, send, and manage your money from one secure app. Whether you're paying at the counter, splitting a bill, or sending money across town, Heritage Pay makes everyday payments simple and secure. WHAT YOU CAN DO • Scan & Pay — Scan a participating merchant's QR code, confirm the amount, and pay in a single tap. • Card Vault — Securely store multiple credit and debit cards. Each card is verified with a small micro-charge, and your card numbers are tokenized. The app never keeps your raw card details on your device. • Send Money — Transfer funds to bank accounts by institution and account number. Save recipients as favourites for one-tap re-use. • Request Money — Ask someone to send you a payment. • Transaction History — Review every payment and transfer, with receipts available in the app and by email as a PDF. • Biometric Security — Use Face ID or your fingerprint to open the app and authorize payments. • Payment Notifications — Get instant push notifications confirming your payments and receipts. GETTING STARTED Register in minutes with your phone number and a one-time verification code (OTP). No paperwork, no branch visit. SECURITY YOU CAN TRUST Heritage Pay is built by OpenPay and backed by Heritage Bank Limited. Your data is protected with industry-standard encryption in transit, biometric authentication, and card tokenization. Download Heritage Pay and carry Belize's digital wallet with you. Questions? Reach us at support@openpay.bz or visit https://openpay.bz/support.

TipPal makes gratitude instant. Send a tip to anyone with a QR code or username, and receive tips straight to your wallet. Accept in-person payments with Tap to Pay on iPhone — turn your device into a contactless reader with no extra hardware. Cash out to your bank whenever you want.