LoanTrail Mortgage Tracker vs Budgie

LoanTrail Mortgage Tracker helps you see your home loan over time - principal paid, balance vs. schedule, and equity. You enter your own payments (no bank login). All data stays on this device. WHAT YOU CAN DO • Eight payoff charts - pick three for your dashboard, or browse all charts. Export any chart as a PNG. • The Schedule vs. Actual chart shows if you're ahead of your original payoff plan. • Many chart options: equity, value vs. debt, LTV, principal vs. interest, extra principal, and monthly breakdown. • Log payments with just a few clicks that are automatically calculated from your last payment, including extra principal • Want to pay off your mortgage sooner? Use Payoff Outlook; explore how making a lump sum payment today or adding extra each month will affect your payoff date. Or set a target payoff date and see the impact. • Home Screen widget for easy at-a-glance loan status checks • Want to view payments in Excel? Export a CSV. To move to a new phone, use app backup and restore in Settings. • Optional Face ID / passcode lock (off by default). • Try demo mode first to explore what Mortgage Tracker has to offer without entering your own info. TRUST & LIMITATIONS • Personal planning only - not from your lender, and not tax or investment advice. • Built for U.S. fixed-rate mortgages. If P&I changes, log amounts from each statement - charts stay useful, but ARM automation is not included. • Home values are your estimates - not a formal appraisal. Start with demo mode, then add your mortgage to get moving. Questions? support@loantrail.app

Track your subscriptions, fixed bills like rent and insurance, and everyday spending in one place — with a reminder before each payment is charged, so nothing catches you by surprise. SUBSCRIPTIONS & FIXED COSTS • Add monthly or yearly recurring expenses and income • Popular video and music services in a single tap • Every plan is converted to a monthly cost, so you see your true recurring spend • Get notified a few days before each charge — set the timing per item FAST ENTRY • Large keypad for quick amount entry • Built-in + − × ÷ calculator right in the amount field • Tap a category and you're done SEE WHERE YOUR MONEY GOES • Spending breakdown by category • Month-over-month trends, fixed vs. variable costs • Savings rate calculated for you • Set a budget per category to catch overspending early CALENDAR • Review past records and upcoming charges day by day • Add income and expenses for future months to plan ahead PRIVATE BY DESIGN • All data stays on your device — no account, no bank login • Export to CSV to use your data in any spreadsheet Free to use. Some features unlock with a rewarded video ad (24-hour access) or a one-time purchase for lifetime access — no subscription.