Comparison

VMCard vs BatuaY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VMCard

Features
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VMCard 是 VmShell INC 旗下全球虚拟卡品牌,为个人用户、跨境电商卖家、数字营销团队及全球企业提供安全、高效、便捷的数字支付解决方案。 通过 VMCard,您可以快速申请并管理虚拟银行卡,轻松完成全球在线支付、订阅服务购买、广告投放、云服务采购及跨境消费等多种场景支付需求。 核心功能 即时开卡 支持快速申请 Visa、Mastercard 及 Discover 虚拟卡,在线完成申请,即开即用。 多卡管理 支持创建和管理多张虚拟卡,满足不同业务和消费场景需求。 多币种支持 支持全球多币种支付及账户管理,帮助用户轻松应对国际交易。 全球线上支付 覆盖电商购物、广告投放、SaaS 订阅、AI 工具付费、云服务采购等主流线上消费场景。 实时交易记录 实时查看消费记录、充值记录及账户余额,资金流向清晰透明。 安全可靠 采用多重风控与安全保护机制,保障账户及资金安全。 为什么选择 VMCard 分钟级开卡,即开即用 支持全球主流线上支付场景 灵活的虚拟卡管理能力 安全稳定的支付体验 多币种账户支持 专业的客户服务支持 适用场景 跨境电商运营 数字广告投放 AI 工具与软件订阅 云服务采购 海外平台支付 国际在线消费 VMCard 致力于打造无边界的全球支付体验,让每一次支付都更加简单、高效、安全。 如需了解更多信息,请访问官方网站或联系客户服务团队。

About

BatuaY

Features
Read full description

Pay anyone abroad, straight to their bank account, in their currency. BatuaY is the financial platform for businesses with suppliers, contractors and staff overseas. Hold stablecoins, choose who to pay, and the money lands in their bank account. No wires, no week of waiting, no surprise rate. WHY BUSINESSES SWITCH • Local bank transfers in 14 currencies, SWIFT to 100+ countries • Same or next business day on local rails • A receipt and tracking reference for every payment • One balance for all your payouts, in USDC and USDT EVERYTHING IN ONE PLACE • Saved recipients, paid again in two taps • Invoices to clients, with what you are owed tracked • Supplier bills uploaded and paid from your balance • Statements and exports for your accountant • Push notifications when money lands or a payment completes 26 CURRENCIES USD, CAD, GBP, EUR, INR, PHP, AED, SGD, HKD, JPY, AUD, KRW, THB, IDR and more. TRUST BatuaY is operated by GridChain Technology Inc., a Money Services Business registered with FINTRAC in Canada. Every business is verified before its first payment and every payment is screened before release. Accounts and payouts are provided through licensed payments partners. Get started at batuay.com or download and open an account in minutes.

Screenshots

VMCard4 screens
BatuaY4 screens

Verdict

The call

The clearest difference is iOS requirement: VMCard at 13.0 against BatuaY's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on October 10, 2026 and October 20, 2026 respectively.

Scorecard1 real difference · 5 level
VMCard versus BatuaY: the parameters behind the verdict, then further details
ParameterVMCardBatuaY
PriceFreeFree
Update frequencyEvery 3 daysEvery 3 days
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size31 MB27 MB
Age rating4+4+
DeveloperVMSHELL INCGridChain Labs Inc

In-app purchases

None

VMCard

No in-app purchases

None

BatuaY

No in-app purchases

Questions

Is VMCard free?
VMCard is free to download, with no in-app purchases.
Is BatuaY free?
BatuaY is free to download, with no in-app purchases.
Do VMCard or BatuaY have ads?
Neither VMCard nor BatuaY shows ads.
Which is updated more often, VMCard or BatuaY?
VMCard ships an update every 3 days, and BatuaY every 3 days. Most recently, VMCard was updated on October 10, 2026 and BatuaY on October 20, 2026.

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