安心记账簿 vs Jot

安心记账簿是一款面向 iPhone 的日常记账工具，重点关注易用性和信息安全。 你可以快速记录收入和支出，按分类、账户、日期和备注整理每一笔明细；也可以查看月账单、年账单和近期记录汇总，了解自己的消费结构。 主要功能： - 快速记录收入和支出 - 自定义分类和账户 - 月账单、年账单和收支汇总 - 每月预算设置 - 本地安全锁，支持设备提供的 Face ID 或 Touch ID 解锁 - 本地保存账本，在系统 iCloud 可用时自动同步。 安心记账簿不会强制注册账号。账本保存在你的设备本地；当设备已登录 iCloud 且同步可用时，会通过 Apple iCloud 在使用同一 Apple 账户的设备间同步。

Jot — fast, private expense tracking. Built for people who want to keep track of money without fighting a complicated finance app. Open Jot and the number pad is ready. Enter an amount, tap a category, and the entry is saved in seconds. FAST BY DESIGN • Opens directly to entry • Tap a category to save • Supports expressions such as 12+8.5 • Choose the payment or receiving account directly on the keypad EVERYTHING YOU NEED • Asset accounts for bank cards, cash, WeChat and Alipay • Income, expense and account transfers • Monthly budgets with clear remaining and overspent amounts • Statistics for categories, trends and budget progress • Transaction history with quick editing and deletion • Custom categories, icons, themes and dark mode • Home Screen and Lock Screen widgets • Siri Shortcuts for quick entry • CSV export PRIVATE BY DEFAULT • Data is stored locally on your devices • Private iCloud sync across your Apple devices • No account required • No ads, tracking or third-party SDKs • Optional Face ID app lock The simpler expense tracking feels, the easier it is to keep going.