Kira vs Daybook

Kira is a simple expense tracker built to make logging your spending fast, natural, and less annoying. Kira is free to download and includes access to core expense tracking features. Some advanced features require a Kira Pro subscription, including: - AI-powered voice expense entry - Receipt scanning - Apple Pay support via shortcuts - Smart chat insights Subscription options are shown clearly in the app before purchase. Payment is charged through your Apple ID, and subscriptions can be managed or cancelled in your App Store account settings. Add expenses by voice, scan receipts, enter them manually, or use the built-in chat assistant to help you understand your spending. Kira is designed for people who want to stay aware of their money without turning expense tracking into a second job. Whether you are tracking daily purchases, groceries, subscriptions, eating out, or monthly spending habits, Kira helps you keep everything organized in one clean place. What you can do with Kira: - Track expenses quickly - Log purchases in seconds using apple pay, voice input, receipt scanning, or manual entry Scan receipts - Capture receipt details without manually typing every line. Use chat as your spending assistant (Pro feature) - Ask questions, get tips, and understand your expenses in a more natural way. See where your money goes - Review spending by category and spot habits before they get out of control. Set category limits (Pro feature) - Keep an eye on areas like food, shopping, transport, or subscriptions. Built for everyday use - Kira is lightweight, simple, and focused on helping you track spending consistently. Kira is best for you if you want: - A simple expense tracker - A faster way to log spending - Receipt scanning - Voice-based expense entry - Spending insights - Category tracking - A personal finance app without unnecessary complexity Kira is not about complicated spreadsheets or overwhelming budget planning. It is about helping you understand your spending and stay in control, one expense at a time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nostudiodude.github.io/kira/privacy/

Daybook records every expense and income, keeps your tax relief ready, splits the bill with friends, and keeps your business books apart from your own. Local first: everything stays on your iPhone, with no account, no server of ours and no bank login. EVERY EXPENSE AND INCOME, IN SECONDS Add what you spend and what comes in, in a few taps. Daybook remembers each shop's category, so your morning coffee is filed correctly from the second visit. Find any record by searching a shop, a note or the words on a scanned receipt. TAX RELIEF, READY WHEN YOU FILE (PRO) Mark what you can claim as you go, under reliefs you name yourself, each with its own yearly limit, and keep the receipt with every claim. At year end, seal it into one file: the figures, every claim and its receipts. SPLIT A BILL WITHOUT THE ARITHMETIC Equally, by share or by item straight off the receipt, with service charge and tax shared fairly. Say who paid, or that you paid for someone else, and see who owes whom on one People page. What friends owe you is kept apart from your own spending, so your budget only counts your share. PERSONAL AND BUSINESS, KEPT APART (PRO) A second set of books for your business, with its own accounts, budgets, people and categories, one tap away. Nothing crosses between them, and each has its own colour. Paid for the business on your own card? The spending goes to the business, and it shows what it owes you back. RECEIPTS READ BY YOUR IPHONE'S OWN AI Point the camera at a receipt or pick a photo. The shop, date, total, tax and line items are read on your iPhone. On iPhones with Apple Intelligence, Apple's on-device model reads the hard ones too, on its own: free, no key, and nothing leaves the device. Other iPhones use Apple's on-device text recognition. IN YOUR LANGUAGE Daybook speaks 12 languages, including English, Malay, Chinese and Japanese. TELL DAYBOOK Type what you spent, like "lunch 15 with Ali", or send a photo, and check the record before it is saved. Read by Apple Intelligence where your iPhone has it, or with your own Gemini key. In Settings › Category notes, tell the AI how you file things. PRIVATE BY DESIGN No account, no analytics, no ads, and no bank login. Your records live on your iPhone; backups go to your own iCloud, never to us. Face ID locks the app when you leave it, and your figures are hidden in the app switcher. BILLS, CARDS AND PAY ON A SCHEDULE Reminders for bills and subscriptions, with Mark paid right from the alert, and a list of every reminder still to come. Auto-debits and your salary can record themselves on the day. One Shortcuts automation writes down every Apple Pay payment from your phone or watch, with a category suggested to check. Credit-card statements carry unpaid balances over and keep the rest due after part-payments. BUDGETS AND REPORTS A monthly budget with per-category limits, unspent money rolling over, and bills still to pay counted before they land. Monthly and yearly reports, top merchants and trends. Refunds come off what you spent. PREFER A CLOUD AI? OPTIONAL Add your own Google Gemini key and a receipt is sent only to Google, under your own account, only when you ask. On Google's free tier, Google may use what it is sent to improve its products; see our Privacy Policy. WHEREVER YOU ARE About 150 currencies. With Daybook Pro, keep an account in US dollars, euros or another currency, with what it is worth in yours. FREE Recording, receipts read on your iPhone, budgets, reports, reminders, splitting bills, CSV export, backups, and AI reading with your own key. DAYBOOK PRO Tax relief claims, a second set of books for business, the Insights report, statements as PDF or spreadsheet, every receipt photo kept for good, and accounts in other currencies. Monthly, yearly with a free trial, or once outright. Terms of Use (EULA): https://www.cortexbizsolution.com/products/daybook/terms Privacy Policy: https://www.cortexbizsolution.com/products/daybook/privacy