Fire Tree vs WorthBook

Grow your financial independence, one deposit at a time. Fire Tree turns the numbers you enter into a living money tree. Track your net worth, set a FIRE goal, log deposits as waterings, and watch 14 stages of growth — without connecting a bank. BUILT FOR CALM PROGRESS • Track assets, cash, retirement accounts, crypto, and debts • Choose a FIRE lifestyle, target year, and retirement location • See your monthly pace and progress toward your FIRE number • Keep a private journal of deposits and milestones • Export your garden as CSV or PDF • Use Fire Tree on iPhone and iPad PRIVATE BY DESIGN Your balances, goals, notes, reminders, and tree progress are stored locally. Fire Tree does not operate a cloud account, link financial institutions, upload balances, or sell personal data. FIRE TREE PLUS Unlock every tree style, unlimited accounts, deeper insights, and journal exports with a one-time purchase. Every price option unlocks the same lifetime access. There is no subscription and no automatic renewal. Fire Tree provides estimates for personal planning only, not financial, legal, or tax advice.

Your lucky cat for building wealth. WorthBook brings everyday bookkeeping and net worth tracking into one app. Set up Shortcuts to record supported Apple Pay purchases at shops, or scan other payment screenshots and review before saving. CHOOSE THE AUTO-LOG METHOD FOR YOUR IPHONE • iOS 17 or later: use a Wallet automation in Shortcuts to record at-shop Apple Pay taps that supply an amount • iOS 27 or later: read payments, money received and refunds from supported notifications of the payment apps you select; those notifications must be enabled • Settings → Auto-log Apple Pay shows the appropriate setup, notification shortcut and last automation run • Duplicate reports from different sources are checked using amount, currency, merchant and time Auto-log requires Shortcuts setup and the necessary permissions. Recognition depends on the information supplied by the transaction or notification. Auto payments are kept locally and sync to Ledger when you open WorthBook. They are not linked to an account by default and can be edited later. SPENDING AND NET WORTH TOGETHER • Track income, expenses, categories and cash flow • Keep cash, bank accounts, investments, property, crypto and debts in view • Manage multiple currencies using exchange rates you set • Read net worth history, allocation, growth and milestones • Link manual or reviewed screenshot entries to an account to update its balance SCAN, CHECK, SAVE Read the amount, date, merchant and category from a payment screenshot. Check or edit the details before saving. Screenshot recognition happens on your phone; images are not uploaded. KEEP YOUR DATA ON YOUR PHONE No sign-up and no ads. Use biometric locking and privacy mode, export a JSON backup, import CSV files and keep separate books for personal or family finances. Available in English, Traditional Chinese and Simplified Chinese, with light and dark themes. No bank login is required. Start with the demo data, then build your own book.