Alterac Worth vs Spending Tracker

Alterac Worth is a net worth tracker built to help you understand your financial progress over time. Add your assets, debts, and notes, then turn your history into charts, statistics, projections, goals, achievements, AI reviews, and annual reports. It is designed for people who want the benefits of a personal finance spreadsheet without having to maintain one. Track your net worth regularly, review how it changes, and see a clearer picture of where you stand. *** AI-powered insight *** Users can generate an AI Net Worth Review that analyzes their entry history and turns the numbers into an easy-to-read report. Use it to spot momentum, understand recent changes, and get practical next steps based on the data you have entered. *** Why it feels better *** • See your full financial picture - track assets, liabilities, and total net worth in one place • Understand your progress - charts and statistics help you see growth, volatility, and trends • Plan ahead - projection tools estimate where your net worth could be in the future • Work toward goals - set a target net worth amount and track progress over time • Group related accounts - use asset and liability tags for categories like Investments, Debt, Cash, or Real Estate • Stay motivated - achievements reward consistency, recovery, growth streaks, goals, backups, and milestones • Keep your data useful - import history, export backups, and monitor backup health *** Track what matters *** Each entry can include: • Entry date • Optional notes • Assets, such as cash, investments, home equity, vehicles, or custom categories • Liabilities, such as loans, credit cards, mortgage debt, or custom categories You can make a quick simple entry or add detailed assets and liabilities when you want deeper charts and reports. *** Insights beyond the basics *** Alterac Worth helps you understand your numbers from multiple angles: • Net worth change over time • Asset and liability breakdowns • Tag-based charts • Advanced statistics • Average and compound growth rates • Standard deviation • R-squared trend fit • Entry-to-entry change • Asset mix over time • Interactive chart values Users can also generate annual PDF reports with yearly highlights, net worth movement, achievements, goals, and detailed asset and liability context. *** System features *** Use Home Screen widgets, Lock Screen widgets, Shortcuts, Siri, Spotlight, and quick actions to keep Alterac Worth close to your everyday workflow. *** Free and Premium *** Alterac Worth includes free net worth tracking for up to 12 entries. Upgrade to Premium to unlock: • AI net worth reviews • Annual PDF reports • Net worth projections • Advanced statistics • Projection confidence with R-squared • Unlimited net worth entries • Asset and liability tracking charts • Asset and liability tags • Tag-based charts • Entry-to-entry change charts • Asset mix charts • Interactive chart values • Default chart date ranges • Custom Home sections • Import history • Export backups • Backup health tracking • Premium achievements • A 7-day free trial Premium is available as a monthly or yearly subscription. *** Who it is for *** • People who track net worth monthly or quarterly • Spreadsheet users who want something simpler on their phone • Anyone working toward financial independence • People paying down debt and building assets • Anyone who wants to understand their financial trend over time *** Legal *** Terms of Use: https://alteracsoftware.com/alterac-worth/terms-of-use Privacy Policy: https://alteracsoftware.com/alterac-worth/privacy-policy EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

YouSpend – Expense Tracker & Budget Planner YouSpend is your everyday expense tracker, budget planner, and personal finance manager. Organize your money, keep receipts in one place, and manage shared budgets with your partner, family, or friends, all without connecting your bank accounts. Whether you’re managing household bills, planning a trip, or keeping an eye on daily spending, YouSpend helps you understand where your money goes. BUDGETS FOR EVERY PART OF LIFE - Create wallets and separate budgets for groceries, travel, household expenses, and personal projects. - Use each wallet as a digital budget jar to organize related budgets and see how much you have left. - Choose monthly, trip, or all-time budgets to match the way you spend. TRACK EXPENSES IN SECONDS - Record everyday spending, from your morning coffee and daily transit to shopping and dining out. - Categorize each expense and assign it to the right budget. - Set up recurring expenses for regular bills and subscriptions instead of entering the same payments every time. MANAGE SHARED SPENDING TOGETHER - Share wallets and budgets with invited people. - Plan with your partner, manage family expenses, or track spending on a trip with friends. - Keep personal spending separate while staying up to date on the budgets you share. KEEP YOUR RECEIPTS ORGANIZED - Take photos of receipts or select images from your photo library. - Use the built-in receipt scanner to recognize merchants, dates, and amounts with Apple Vision. - Attach receipts to expenses so the details are easy to find later. - Receipt recognition happens directly on your device. UNDERSTAND YOUR SPENDING - See where your money goes with clear category breakdowns and spending trends. - Check your remaining budget to help plan your next purchase. - Export expenses as Excel (.xlsx) or CSV files for use in spreadsheets and other apps. MADE FOR IPHONE AND IPAD - Enjoy an easy-to-use interface with layouts optimized for iPhone and iPad. - Switch seamlessly between light and Dark Mode. - Keep your data synced across your Apple devices through iCloud and CloudKit. PRIVACY FROM THE START - No ads and no tracking. - No connection to bank accounts. - No external analytics or crash reporting SDKs. - On-device receipt recognition. - Share budgets with the people you invite. Less guesswork. More clarity. Your spending, organized with YouSpend. TERMS & PRIVACY YouSpend Terms of Use: [https://youspend.app/terms](https://youspend.app/terms) Apple Standard EULA: [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) Privacy Policy: [https://youspend.app/privacy](https://youspend.app/privacy)