IronBalance vs Decentroneum

Know your real net worth today — every account, every currency, one number. You get paid in USD, EUR, or USDT. You live in VND, PHP, or THB. Your money is scattered across bank accounts, cards, cash, crypto exchanges, and wallets — each showing only a slice. IronBalance pulls all of it into a single net worth figure in your primary currency, right now. No bank login. No spreadsheet. No password handed to anyone. You add your accounts; the app does the currency math. Built for freelancers and remote workers who earn in one currency and live in another — the people budgeting apps and bank apps were never designed for. ONE NET WORTH, EVERY CURRENCY Add accounts in any fiat currency or crypto. Live exchange rates are built in. Each account keeps what it actually holds; everything rolls up into one primary-currency total — so you always know where you stand. ALL YOUR ACCOUNTS IN ONE PLACE Bank accounts, cards, cash, crypto exchanges, hardware wallets — add them all and tag each with a custom emoji and color. Up to 2 accounts free. DAILY BALANCE DIFFERENCE The number banks don't show you: how your net worth moved overnight, across every account and currency, as one clean delta. It separates real balance changes from exchange-rate swings — so an FX move never catches you off guard. NET WORTH OVER TIME Watch your total grow. The net worth chart tracks your primary-currency total across any range — grouped by day, month, or year. INCOME VS EXPENSE See what comes in and what goes out, period by period, with clear profit and loss. Understand the pattern, not just the balance. UNLIMITED CATEGORIES Organize income and expenses into the categories you actually use — emoji, colors, and as many subcategories as you want. Never someone else's buckets. SMART SUGGESTIONS Your most-used accounts, categories, and currencies rise to the top automatically — recalculated every day — so logging a transaction is a tap, not a scroll. Nothing to set up. CUSTOM CHARTS Build the views you want. Filter by any mix of accounts and categories, pick the visualization, see your money from any angle. Up to 2 charts free. SCHEDULED PAYMENTS & SUBSCRIPTIONS Set recurring income, expenses, and transfers once — daily, weekly, monthly, or yearly — and they post themselves on time. IronBalance even spots likely subscriptions in your history and offers to track them, so every renewal sits in one list with its next charge date. Pause and resume anytime. SAVINGS GOALS Set a target on any account and the progress bar follows your real balance as it grows. Add a deadline and the app tells you how much to set aside each month to hit it. TRANSFERS BETWEEN ACCOUNTS Move money between your own accounts — even across currencies — at live or custom rates, without distorting your net worth. FREE — NO TIME LIMIT - Up to 2 accounts or wallets - Up to 2 custom charts - 1 savings goal - Up to 3 scheduled payments - Unlimited currencies, fiat and crypto - Unlimited categories - Live exchange rates - Smart suggestions - Net worth across all accounts - Daily balance difference - Income and expense tracking PRO - Unlimited accounts - Unlimited custom charts - Unlimited savings goals - Unlimited scheduled payments - Custom exchange rate per transaction Missing something? Suggest it — we build what users actually ask for. IronBalance is a personal analytics tool, not a crypto wallet or exchange. You record your balances; the app shows the full picture in one currency. Add your accounts and see your real net worth in under three minutes. No setup wizard. No bank connection.

Decentroneum is a non-custodial wallet for the Electroneum Smart Chain. Your recovery phrase is generated on your device and encrypted there. We never hold, see, or have access to your keys or your funds — there is no account, no sign-up, and nothing to trust us with. SEND AND RECEIVE Move ETN and Electroneum Smart Chain tokens in a few taps. Scan a QR code or paste an address, review the fee, and confirm. YOUR KEYS, YOUR CONTROL Recovery phrases are encrypted with a passcode only you know and stored in the iOS Keychain. Decentroneum uses standard BIP-39 and BIP-44, so your phrase works in other wallets too — you are never locked in. MULTIPLE PHRASES, MULTIPLE ACCOUNTS Hold more than one recovery phrase, each with its own accounts. Every account is grouped under the phrase it came from, so you always know which words restore which accounts. PRICES AND HISTORY Live prices and charts for supported assets, drawn from on-chain liquidity. BUILT-IN DAPP BROWSER Connect to Electroneum apps directly from your wallet. Every connection is approved per site, and no transaction is signed without your explicit confirmation. NOTIFICATIONS Get told when funds arrive, even when the app is closed. SECURITY Face ID or Touch ID unlock. Screenshot protection on screens showing your recovery phrase. No analytics, no advertising, no tracking. Decentroneum does not offer investment advice, exchange services, or financial returns. You are responsible for safeguarding your own recovery phrase — if you lose it, no one can recover your wallet for you.