Your Budgets vs Quotra

Your Budgets is a family budgeting app for iPhone and iPad: track who paid, who received, and how much — across 37 currencies — with a year planner inspired by a household spreadsheet. DASHBOARD • Net balance for the month with income and expense breakdown • Per-member totals, category budget progress, savings goals • Recent transactions and quick-add TRANSACTIONS • Income, expense, transfer, and savings contributions • Split bills, receipt photos, optional location • Keyword category suggestions as you type • Bank CSV import (Mono, Privat, Revolut, Wise, generic) FAMILY & CATEGORIES • Family members with salaries and monthly salary history • People outside the household you spend on • 20 default categories + custom colors and icons • Monthly category budgets with progress bars YEAR PLANNER • 12-month grid with income, required, and other expense blocks • Recurring lines copied to future months; paid checkbox per item • Turn a planned line into a real transaction in one tap • Optional reminders for upcoming payments MORE TOOLS • Savings goals with deadlines and progress • Recurring transaction rules • Multi-currency accounts, loans, and crypto holdings • Reports: pie, bar, and line charts; CSV and PDF export • Month-end forecast on the Dashboard PLATFORM • Home Screen widgets (Small and Medium) • Optional Live Activity • Siri Shortcuts and widget deep links • Export/import JSON to Lutarea BACKUPS in iCloud Drive • Optional passcode and Face ID • Light, dark, and gold themes; 9 interface languages Exchange rates refresh from public APIs. Amounts stay in their native currency; totals convert at display time. No ads and no analytics. The only network request is fetching exchange rates. There is no iCloud database sync and no Apple Watch app. Your Budgets is not tax, legal, or investment advice. All data stays on your device. Part of the Your … app family by Lutarea.

YOUR MONEY. YOUR RULES. YOUR PRIVACY. How much can you spend today? Will you have enough until payday? And what if your expenses could log themselves? Quotra helps you see more than your current balance. Understand what's coming next, plan ahead, and feel confident about your money. No complicated spreadsheets or unnecessary setup. APPLE PAY — EXPENSES THAT TRACK THEMSELVES Set up an automation with Apple Wallet and Shortcuts once, and your Apple Pay purchases can be added to Quotra automatically. Less manual tracking. More time for life. YOUR FINANCES STAY YOURS • No registration or account required. • No bank account connection. • No storage of personal financial records on our servers. • No ads. Your personal income, expenses, and balances stay on your iPhone. We don't need access to your bank accounts or personal financial records. MORE THAN A BALANCE. A LOOK AHEAD. • SAFE-TO-SPEND AMOUNT Know how much you can comfortably spend today without going over budget. • UPCOMING PAYMENTS Stay ahead of subscriptions, recurring bills, and expected income. • BALANCE FORECAST See how upcoming payments and planned expenses could affect your balance. • SHARED FINANCES Plan and manage a shared budget with your partner or family in a dedicated shared space. LESS TRACKING. MORE PEACE OF MIND. Quotra doesn't tell you how to spend your money. It simply helps you understand your finances, prepare for what's next, and make decisions with confidence. Download Quotra and take control of your money. No registration needed. Privacy Policy: https://appsby.bond/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/