Your Budgets vs Milli

Your Budgets is a family budgeting app for iPhone and iPad: track who paid, who received, and how much — across 37 currencies — with a year planner inspired by a household spreadsheet. DASHBOARD • Net balance for the month with income and expense breakdown • Per-member totals, category budget progress, savings goals • Recent transactions and quick-add TRANSACTIONS • Income, expense, transfer, and savings contributions • Split bills, receipt photos, optional location • Keyword category suggestions as you type • Bank CSV import (Mono, Privat, Revolut, Wise, generic) FAMILY & CATEGORIES • Family members with salaries and monthly salary history • People outside the household you spend on • 20 default categories + custom colors and icons • Monthly category budgets with progress bars YEAR PLANNER • 12-month grid with income, required, and other expense blocks • Recurring lines copied to future months; paid checkbox per item • Turn a planned line into a real transaction in one tap • Optional reminders for upcoming payments MORE TOOLS • Savings goals with deadlines and progress • Recurring transaction rules • Multi-currency accounts, loans, and crypto holdings • Reports: pie, bar, and line charts; CSV and PDF export • Month-end forecast on the Dashboard PLATFORM • Home Screen widgets (Small and Medium) • Optional Live Activity • Siri Shortcuts and widget deep links • Export/import JSON to Lutarea BACKUPS in iCloud Drive • Optional passcode and Face ID • Light, dark, and gold themes; 9 interface languages Exchange rates refresh from public APIs. Amounts stay in their native currency; totals convert at display time. No ads and no analytics. The only network request is fetching exchange rates. There is no iCloud database sync and no Apple Watch app. Your Budgets is not tax, legal, or investment advice. All data stays on your device. Part of the Your … app family by Lutarea.

A private money tracker that asks nothing of you. No account, no ads, no data collection — and one payment instead of a subscription. Log what you spend in a couple of taps, and see where the month is going. TRACK WHAT YOU SPEND • Log an expense or income in seconds from the amount pad • A color-coded category wheel that fills in as you type • Custom categories and icon tags to slice spending your way • Proper transfers between accounts, counted once instead of twice • Recurring payments so rent, salary and subscriptions post themselves • Ask Siri to log an expense without opening the app SEE WHERE THE MONTH WENT • A dashboard with your balance, your spending and what is left • Budget Mode — set a monthly target overall or per category, and watch progress live • Spending rate tells you whether you are ahead or behind for the month • Category breakdowns, savings trends and net worth, without a spreadsheet • Multiple accounts and ledgers in different currencies, with your own exchange rates • Swipe between months, or pick any date range you like ON YOUR HOME SCREEN AND YOUR WRIST • Seventeen widgets: net worth, this month's spending, budget progress, spending rate, expense categories, account favorites and one-tap add buttons • Add an expense straight from a widget without opening the app • A full Apple Watch app for logging while you are out • Runs on iPad too — the same app on a bigger screen, no second purchase GROW A GARDEN WHILE YOU SAVE • Earn a coin for every transaction you log by hand • Spend coins on an aquarium and a garden — fifty species to collect • Streaks and a running count of the days you have logged • Budgeting that doesn't feel like homework YOUR DATA IS YOURS • There is no Milli account and no Milli server. We never see your numbers. • The "Data Not Collected" label on this page is not marketing — Milli collects nothing at all • Optional iCloud sync keeps your devices in step through your own private iCloud, which only you can read • Lock the app with Face ID or a passcode • No ads, no trackers, nothing sold to anyone SPEAKS YOUR LANGUAGE Milli is fully translated into 32 languages — Arabic, Bengali, Chinese (Simplified and Traditional), Czech, Danish, Dutch, English, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Spanish, Swedish, Thai, Turkish, Ukrainian, Urdu and Vietnamese — with currencies and date formats that follow your region, not ours. FREE, AND PREMIUM Milli is free to use with three accounts, twenty expense categories and five income categories. One purchase unlocks unlimited accounts and categories, color tags, iCloud backup and sync, CSV and backup export, every widget, and the Apple Watch app. Pay once, use forever. No auto-renewal, no monthly fee, no free trial that quietly becomes one. Questions or ideas? We read every message.