Comparison

TeamFund vs Tripay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TeamFund

Features
Read full description

TeamFund is a simple shared fund and expense tracker for sports teams, clubs, and small groups. Whether your group plays pickleball, tennis, badminton, football, travels together, or shares common expenses, TeamFund helps your team keep everything transparent and organized. With TeamFund, one admin can manage the group fund, add members, record deposits, create shared expenses, and split costs by slots. Members can join with a team code and view the group in read-only mode. Key Features: • Create and manage your team fund • Add members and track each member’s balance • Record deposits for members • Create shared expenses by category • Split costs by slots, useful when one member pays for multiple guests • Track expense categories such as sports, food, travel, coffee, and more • View member balances, fund statistics, and transaction history • View ranking by participation • Export CSV files for Excel, Numbers, or Google Sheets • Export and restore JSON backup files • Recover admin teams using the original iCloud account • Share a team code so members can view the fund in read-only mode Free version: • Create 1 team • Add up to 10 members • Ads may be shown in the free version TeamFund Pro Lifetime: • Unlimited teams • Unlimited members • No ads • Full data export and backup features • One-time purchase, lifetime unlock TeamFund does not process payments, transfer money, or provide financial services. The app is designed only as a private record-keeping tool for groups to track shared expenses and member balances. Your data is stored using Apple iCloud CloudKit. The app does not sell your data and does not provide any public financial or payment service. Privacy Policy: https://softlighter.com/teamfund/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Tripay

Features
Read full description

Group trips should end with memories — not a messy spreadsheet and three days of “who paid for what?” You booked the Airbnb. Your friend covered dinner. Someone grabbed taxis. Someone else paid for museum tickets. By day three, the group chat is full of screenshots, half-remembered amounts, and awkward silence about money. Tripay is the private, offline expense splitter built specifically for group travel. No account. No internet required. No uploading your financial life to someone else’s cloud. Sound familiar? You’re on a weekend trip with friends and everyone pays for different things You’re traveling abroad with multiple currencies and manual exchange rates You’re organizing a family holiday and need fair splits — equal, by share, or by headcount You want to settle up cleanly at the end without awkward math You care about privacy and don’t want another app tracking your spending If that’s you, Tripay was built for your trip. What Tripay does Tripay helps you track shared trip expenses, calculate fair splits, and show exactly who should pay whom — in the fewest payments possible. Create a trip, add participants, log expenses as they happen, and watch balances update automatically. When the trip ends, export a clean report or share a backup file with your group. Everything works offline, on your phone, under your control. This is not a chatbot. This is not generic AI. Tripay is a focused tool that does one job extremely well: split group trip expenses quickly, fairly, and privately. Who Tripay is for Friends on city breaks, beach weeks, and festival trips Couples and families traveling together Road trip crews splitting gas, food, and accommodation International travelers managing multiple currencies Anyone who wants Splitwise-style utility without creating an account or syncing to the cloud Privacy-conscious travelers who want expenses to stay on their device Features that make settling up simple Trips & participants Create unlimited trips with unlimited participants Active, upcoming, and completed trip views Search and filter across your travel history Fast expense entry Add expenses in just a few taps — amount, payer, category, done Quick templates for common travel costs Duplicate expenses for repeated charges Full activity feed so nothing gets lost Flexible splitting — fair for every situation Split equally Split by exact amount Split by percentage Split by share ratio Split by headcount Support for multiple payers on a single expense Balances & settlements Automatic balance calculation per person Debt simplification — minimize the number of transfers needed Clear payment suggestions: who pays whom, and how much Record partial and full payments as people settle up Multi-currency for real travel Set a base currency per trip Log expenses in different currencies Manual offline exchange rates when you’re off the grid Optional automatic rate fetch when you’re online Receipts & proof Attach receipt photos from camera or gallery Receipt scanning to help fill in amount and details Receipts stored locally on your device Reports & sharing Export PDF trip reports with balances and expense lists Export CSV for spreadsheets Generate a short text summary for WhatsApp or iMessage Share trips via file or QR code Import trips from friends who use Tripay Insights Category breakdown of where the money went Per-person spending views Trip-level stats to understand your group’s habits Privacy & security Fully offline — works without internet No account required No ads, no behavioral tracking Optional Face ID / Touch ID app lock Optional hide-in-app-switcher for extra discretion JSON backup and restore — you control where backups go Helpful reminders (optional) Daily expense reminder Trip ending reminder Unsettled balance alerts Backup reminder You choose what to enable — permissions are requested only when needed Home screen widget See active trip spending at a glance

Screenshots

TeamFund4 screens
Tripay3 screens

Verdict

The call

The clearest difference is in-app purchases: Tripay at none against TeamFund's 3. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TeamFund sells 3 in-app purchases, starting at $1.99 per month. Tripay asks for nothing beyond the download.

Scorecard1 real difference · 5 level
TeamFund versus Tripay: the parameters behind the verdict, then further details
ParameterTeamFundTripay
PriceFreeFree
Update frequencyEvery 2 days—
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size6 MB30 MB
Age rating4+4+
DeveloperLuan Cu XuanDUYUS

In-app purchases

3 purchases

TeamFund

Subscriptions2
  • TeamFund Pro Monthly$1.991 Month
  • TeamFund Pro Yearly$9.991 Year
One-time1
  • TeamFund Pro Lifetime$14.99
None

Tripay

No in-app purchases

Questions

Is TeamFund free?
TeamFund is free to download, with in-app purchases available.
Is Tripay free?
Tripay is free to download, with no in-app purchases.
Do TeamFund or Tripay have ads?
Neither TeamFund nor Tripay shows ads.

Other comparisons